Guardian Life Insurance Company
0 products tracked
AM Best
A++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
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Browse tracked annuity carriers with financial-strength ratings, provider profiles, and links into current rate/product pages.
91
Carriers
641
Products tracked
Carrier ledger
0 products tracked
AM Best
A++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
2 products tracked
AM Best
A++
S&P
AA+
Moody's
Aa3
Fitch
AA+
Best comparable MYGA rate
5.75%
7-year · Premier Voyage
Rate data as of
29 products tracked
AM Best
A++
S&P
AA
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.75%
5-year · Advantage 5 Advisory
Rate data as of
7 products tracked
AM Best
A++
S&P
AA+
Moody's
Aa1
Fitch
AAA
Best comparable MYGA rate
5.60%
7-year · Secure Term MVA II
Rate data as of
9 products tracked
AM Best
A++
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
5.90%
7-year · Reliance Guarantee
Rate data as of
0 products tracked
AM Best
A++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
18 products tracked
AM Best
A+
S&P
AA
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
No comparable MYGA rate on file.
7 products tracked
AM Best
A+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.82%
5-year · American Classic
Rate data as of
Free personalized report
Get a personal report that brings annuity options together using your state, age, and investment amount.
32 products tracked
AM Best
A+
S&P
A+
Moody's
A1
Fitch
A+
Best comparable MYGA rate
5.95%
7-year · Athene MaxRate
Rate data as of
0 products tracked
AM Best
A+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
8 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
4.98%
3-year · SPDA Series II
Rate data as of
2 products tracked
AM Best
A+
S&P
AA-
Moody's
Not on file
Fitch
AA
Best comparable MYGA rate
No comparable MYGA rate on file.
22 products tracked
AM Best
A+
S&P
A+
Moody's
Not on file
Fitch
A+
Best comparable MYGA rate
6.00%
5-year · Oak ADVantage
Rate data as of
4 products tracked
AM Best
A+
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
5.75%
7-year · Ultra-Premier
Rate data as of
0 products tracked
AM Best
A+
S&P
A+
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
14 products tracked
AM Best
A+
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
6.00%
5-year · Secure Growth
Rate data as of
19 products tracked
AM Best
A+
S&P
A+
Moody's
Not on file
Fitch
A+
Best comparable MYGA rate
5.85%
5-year · NAC Guarantee Plus
Rate data as of
12 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA-
Best comparable MYGA rate
5.75%
5-year · Expedition 2 with MVA
Rate data as of
7 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA-
Best comparable MYGA rate
6.00%
5-year · SecureSaver
Rate data as of
14 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA-
Best comparable MYGA rate
6.00%
7-year · Prudential WealthGuard
Rate data as of
Free personalized report
Turn the carrier research into a personal annuity comparison you can review at your own pace.
7 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
5.65%
7-year · SecureOption Choice
Rate data as of
5 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
5.26%
3-year · MultiRate
Rate data as of
16 products tracked
AM Best
A
S&P
A
Moody's
Not on file
Fitch
A
Best comparable MYGA rate
3.75%
3-year · American Equity GuaranteeShield
Rate data as of
21 products tracked
AM Best
A
S&P
A
Moody's
Not on file
Fitch
A
Best comparable MYGA rate
5.65%
5-year · Palladium MYG Max
Rate data as of
10 products tracked
AM Best
A
S&P
BBB
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.00%
7-year · Platinum Assure
Rate data as of
32 products tracked
AM Best
A
S&P
Not on file
Moody's
Baa1
Fitch
A
Best comparable MYGA rate
6.10%
5-year · LunarLock MYGA
Rate data as of
9 products tracked
AM Best
A
S&P
A
Moody's
A3
Fitch
A-
Best comparable MYGA rate
5.50%
7-year · Brighthouse Fixed Rate Annuity with MVA
Rate data as of
34 products tracked
AM Best
A
S&P
A+
Moody's
A2
Fitch
A+
Best comparable MYGA rate
6.30%
3-year · American Pathway Fixed 7 Annuity
Rate data as of
5 products tracked
AM Best
A
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
22 products tracked
AM Best
A
S&P
A-
Moody's
A3
Fitch
A-
Best comparable MYGA rate
5.55%
7-year · F&G Secure MYGA® MVA
Rate data as of
0 products tracked
AM Best
A
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
13 products tracked
AM Best
A
S&P
A
Moody's
A2
Fitch
A
Best comparable MYGA rate
6.00%
5-year · SecureFore
Rate data as of
12 products tracked
AM Best
A
S&P
A
Moody's
A3
Fitch
A
Best comparable MYGA rate
5.50%
5-year · Jackson RateProtector
Rate data as of
19 products tracked
AM Best
A
S&P
A+
Moody's
A2
Fitch
A+
Best comparable MYGA rate
6.00%
5-year · Lincoln Select
Rate data as of
1 product tracked
AM Best
A
S&P
A+
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.20%
5-year · Diamond Head MYGA
Rate data as of
1 product tracked
AM Best
A
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.80%
10-year · Multi-year Guarantee Annuity
Rate data as of
15 products tracked
AM Best
A
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
5.55%
5-year · Multi-Choice Annuity
Rate data as of
10 products tracked
AM Best
A
S&P
A
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
6.10%
7-year · Select Max
Rate data as of
3 products tracked
AM Best
A
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
A
S&P
A+
Moody's
A2
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
9 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.65%
7-year · Aspida Advisory MYGA
Rate data as of
9 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.10%
5-year · Waypoint MYGA
Rate data as of
0 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
5 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.45%
5-year · Preserve Multi-Year Guaranteed Annuity
Rate data as of
13 products tracked
AM Best
A-
S&P
A-
Moody's
Not on file
Fitch
A-
Best comparable MYGA rate
5.95%
5-year · Apex MYGA
Rate data as of
7 products tracked
AM Best
A-
S&P
A
Moody's
Not on file
Fitch
A
Best comparable MYGA rate
5.50%
5-year · Eagle Guarantee Focus Series
Rate data as of
0 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
6 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.50%
5-year · Asset Guard
Rate data as of
6 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.60%
1-year · Flex 8
Rate data as of
5 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
4.40%
5-year · Guaranty Rate Lock
Rate data as of
0 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
3 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.93%
7-year · Staysail
Rate data as of
4 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.90%
7-year · Sky Harbourview Multi-Year Guaranteed Annuity
Rate data as of
1 product tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
A-
Best comparable MYGA rate
6.35%
10-year · Multi Select
Rate data as of
0 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
13 products tracked
AM Best
A-
S&P
A-
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.90%
7-year · Select Choice
Rate data as of
3 products tracked
AM Best
a-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.90%
7-year · Milestone Max MYGA
Rate data as of
0 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
8 products tracked
AM Best
A-
S&P
A-
Moody's
Not on file
Fitch
A-
Best comparable MYGA rate
5.85%
5-year · Advanced Choice
Rate data as of
4 products tracked
AM Best
A-
S&P
BBB+
Moody's
Baa1
Fitch
A-
Best comparable MYGA rate
6.00%
10-year · EverStead MYGA
Rate data as of
0 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
6 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
4.80%
5-year · Performance SPDA
Rate data as of
7 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.91%
5-year · Safe Harbor Bonus Guarantee
Rate data as of
1 product tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.80%
5-year · IQumulate Single Premium Deferred Annuity
Rate data as of
2 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.50%
10-year · Canvas Future Fund 10 Year
Rate data as of
3 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.00%
5-year · CL Sundance
Rate data as of
2 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.70%
5-year · Guardian Eagle
Rate data as of
15 products tracked
AM Best
B++
S&P
A-
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.70%
10-year · Certainty Select
Rate data as of
3 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.15%
5-year · Safeguard Plus
Rate data as of
1 product tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.00%
5-year · Anchor MYGA
Rate data as of
2 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.15%
10-year · Secure Rate Pro
Rate data as of
0 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
1 product tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
BBB-
Best comparable MYGA rate
3.65%
7-year · Heritage Builder Annuity
Rate data as of
0 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
11 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.85%
7-year · MYAnnuity
Rate data as of
10 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.30%
10-year · DirectGrowth MYGA
Rate data as of
6 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.25%
5-year · Personal Choice Annuity
Rate data as of
1 product tracked
AM Best
B+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.75%
3-year · Nex MYGA
Rate data as of
0 products tracked
AM Best
B+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
1 product tracked
AM Best
B+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.40%
5-year · Security MYGA
Rate data as of
30 products tracked
AM Best
B
S&P
Not on file
Moody's
Not on file
Fitch
BBB-
Best comparable MYGA rate
4.75%
5-year · Secure Savings Elite
Rate data as of
2 products tracked
AM Best
B-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.45%
5-year · Alpine Horizon
Rate data as of
0 products tracked
AM Best
Not on file
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
Not on file
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
Not on file
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
Not on file
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
Not on file
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
C++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
Not on file
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
0 products tracked
AM Best
Not on file
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
The right carrier is not just the one with the highest rate. Financial strength, contract transparency, service history, and product fit all matter when comparing annuity companies.
Review AM Best, S&P, Moody's, and Fitch ratings when available, and remember that some insurers are subsidiaries backed by larger holding companies.
Administrative charges, rider costs, mortality and expense fees, and surrender schedules can change the value of a contract even when the headline benefit looks attractive.
Customer complaint patterns, claims responsiveness, and regulatory actions are useful warning signs when deciding whether a carrier deserves more diligence.
Flexible withdrawal provisions, rider availability, and clear disclosures matter because annuity contracts are long-term commitments.
Looking for a ranked list?
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