MassMutual
2 products tracked
AM Best
A++
S&P
AA+
Moody's
Aa3
Fitch
AA+
Best comparable MYGA rate
5.20%
7-year · Premier Voyage
Last-known-good source snapshot
FlatAdvertised 5.20%
myga
Annuity Providers & Carrier Directory
Browse tracked annuity carriers with financial-strength ratings, provider profiles, and links into current rate/product pages.
68
Carriers
643
Products tracked
Carrier ledger
68 carriers
MassMutual Ascend Life Insurance Company
29 products tracked
AM Best
A++
S&P
AA
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.00%
5-year · Advantage 5 Advisory
Last-known-good source snapshot
FlatAdvertised 5.00%
mygafiarila
New York Life Insurance and Annuity Corporation (NYLIAC)
7 products tracked
%2Bsl.png&w=3840&q=75){kind=small}
AM Best
A++
S&P
AA+
Moody's
Aa1
Fitch
AAA
Best comparable MYGA rate
4.95%
7-year · Secure Term MVA II
Last-known-good source snapshot
FlatAdvertised 4.95%
mygafia
Reliance Standard
9 products tracked
AM Best
A++
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
6.90%
1-year · Apollo MVA
Last-known-good source snapshot
FlatAdvertised 6.90%
mygafia
Allianz
18 products tracked
AM Best
A+
S&P
AA
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
No comparable MYGA rate on file.
fiarila
American Life
7 products tracked
AM Best
A+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
Current comparable MYGA rate unavailable.
mygafia
Athene Annuity and Life Company
32 products tracked
AM Best
A+
S&P
A+
Moody's
A1
Fitch
A+
Best comparable MYGA rate
5.40%
7-year · Maxrate
Last-known-good source snapshot
FlatAdvertised 5.40%
mygafiarila
Integrity Life Insurance Company
8 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
Current comparable MYGA rate unavailable.
mygafia
Lafayette Life
2 products tracked
AM Best
A+
S&P
AA-
Moody's
Not on file
Fitch
AA
Best comparable MYGA rate
No comparable MYGA rate on file.
fia
Midland National
22 products tracked
AM Best
A+
S&P
A+
Moody's
Not on file
Fitch
A+
Best comparable MYGA rate
5.50%
5-year · Oak Advantage
Last-known-good source snapshot
FlatAdvertised 5.50%
mygafiarila
Mutual of Omaha
4 products tracked
AM Best
A+
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
5.35%
7-year · Ultra Premier
Last-known-good source snapshot
FlatAdvertised 5.35%
mygafia
Nationwide Life Insurance Company
14 products tracked
AM Best
A+
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
5.40%
5-year · Secure Growth
Last-known-good source snapshot
FlatAdvertised 5.40%
mygafiarila
North American Company
19 products tracked
AM Best
A+
S&P
A+
Moody's
Not on file
Fitch
A+
Best comparable MYGA rate
5.35%
5-year · NAC Guarantee Plus
Last-known-good source snapshot
FlatAdvertised 5.35%
mygafia
Pacific Life
12 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA-
Best comparable MYGA rate
5.10%
7-year · Expedition 2 With MVA
Last-known-good source snapshot
FlatAdvertised 5.10%
mygafiarila
Protective Life Insurance Company
7 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA-
Best comparable MYGA rate
4.80%
5-year · Smart Saver NY
Last-known-good source snapshot
FlatAdvertised 4.80%
mygafia
Prudential Financial
14 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA-
Best comparable MYGA rate
5.25%
7-year · Prudential Wealthguard
Last-known-good source snapshot
FlatAdvertised 5.25%
mygafiarila
Securian Financial
7 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
5.20%
7-year · Secureoption Choice
Last-known-good source snapshot
FlatAdvertised 5.20%
mygafiarila
Western-Southern Life Assurance Company
5 products tracked
AM Best
A+
S&P
AA-
Moody's
Aa3
Fitch
AA
Best comparable MYGA rate
4.50%
5-year · Smartselect Two
Last-known-good source snapshot
FlatAdvertised 4.50%
myga
American Equity Investment Life Insurance Company
16 products tracked
AM Best
A
S&P
A
Moody's
Not on file
Fitch
A
Best comparable MYGA rate
3.75%
3-year · Guaranteeshield
Last-known-good source snapshot
FlatAdvertised 3.75%
mygafia
American National Life Insurance Company
18 products tracked
AM Best
A
S&P
A
Moody's
Not on file
Fitch
A
Best comparable MYGA rate
6.20%
7-year · Wealthquest Citadel 7 Diamond
Last-known-good source snapshot
FlatAdvertised 6.20%
mygafia
Americo
10 products tracked
AM Best
A
S&P
BBB
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.50%
7-year · Platinum Assure
Last-known-good source snapshot
FlatAdvertised 5.50%
mygafia
AuguStar Financial
32 products tracked
AM Best
A
S&P
Not on file
Moody's
Baa1
Fitch
A
Best comparable MYGA rate
5.50%
5-year · Lunarlock MYGA
Last-known-good source snapshot
FlatAdvertised 5.50%
mygafia
Brighthouse Financial
9 products tracked
AM Best
A
S&P
A
Moody's
A3
Fitch
A-
Best comparable MYGA rate
5.40%
7-year · Brighthouse Fixed Rate Annuity With MVA
Last-known-good source snapshot
FlatAdvertised 5.40%
mygafiarila
Corebridge Financial
34 products tracked
AM Best
A
S&P
A+
Moody's
A2
Fitch
A+
Best comparable MYGA rate
5.70%
3-year · American Pathway Fixed 7 Annuity
Last-known-good source snapshot
FlatAdvertised 5.70%
mygafiarila
Equitable Financial Life Insurance of America
5 products tracked
AM Best
A
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
rila
F&G Annuities and Life
22 products tracked
%2BSL-1.png&w=3840&q=75){kind=small}
AM Best
A
S&P
A-
Moody's
A3
Fitch
A-
Best comparable MYGA rate
5.20%
7-year · F&G Secure MYGA MVA
Last-known-good source snapshot
FlatAdvertised 5.20%
mygafiarila
Global Atlantic Financial Group
12 products tracked
AM Best
A
S&P
A
Moody's
A2
Fitch
A
Best comparable MYGA rate
5.50%
1-year · Forecare Fixed Annuity Ltc
Last-known-good source snapshot
FlatAdvertised 5.50%
mygafiarila
Jackson National Life
12 products tracked
AM Best
A
S&P
A
Moody's
A3
Fitch
A
Best comparable MYGA rate
5.25%
7-year · Jackson Rateprotector
Last-known-good source snapshot
FlatAdvertised 5.25%
mygafiarila
Lincoln Financial
19 products tracked
AM Best
A
S&P
A+
Moody's
A2
Fitch
A+
Best comparable MYGA rate
5.45%
5-year · Lincoln Select
Last-known-good source snapshot
FlatAdvertised 5.45%
mygafiarila
Pacific Guardian Life Insurance Company
1 product tracked
AM Best
A
S&P
A+
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.20%
5-year · Diamond Head MYGA
Last-known-good source snapshot
FlatAdvertised 5.20%
myga
Royal Neighbors of America
1 product tracked
AM Best
A
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.65%
10-year · Multi Year Guarantee Annuity
Last-known-good source snapshot
FlatAdvertised 5.65%
myga
Standard
15 products tracked
AM Best
A
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
5.20%
5-year · Multi Choice Annuity
Last-known-good source snapshot
FlatAdvertised 5.20%
mygafia
Symetra Life Insurance Company
10 products tracked
AM Best
A
S&P
A
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
5.35%
5-year · Select Max
Last-known-good source snapshot
FlatAdvertised 5.35%
mygafiarila
Transamerica
3 products tracked
AM Best
A
S&P
A+
Moody's
A1
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
rila
Aspida
9 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.05%
7-year · Advisory MYGA
Last-known-good source snapshot
FlatAdvertised 6.05%
mygafia
Axonic Insurance Services (AIS)
9 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.80%
5-year · Waypoint MYGA
Last-known-good source snapshot
FlatAdvertised 5.80%
mygafia
Clear Spring Life
5 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.45%
5-year · Preserve Multi Year Guaranteed Annuity
Last-known-good source snapshot
FlatAdvertised 5.45%
mygafia
Delaware Life
13 products tracked
AM Best
A-
S&P
A-
Moody's
Not on file
Fitch
A-
Best comparable MYGA rate
5.45%
7-year · Apex MYGA
Last-known-good source snapshot
FlatAdvertised 5.45%
mygafia
Eagle Life Insurance Company
7 products tracked
AM Best
A-
S&P
A
Moody's
Not on file
Fitch
A
Best comparable MYGA rate
4.90%
7-year · Eagle Guarantee Focus Series
Last-known-good source snapshot
FlatAdvertised 4.90%
mygafia
GBU Life
6 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.20%
5-year · Asset Guard
Last-known-good source snapshot
FlatAdvertised 5.20%
mygafia
GCU
6 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.75%
1-year · Flex 8
Last-known-good source snapshot
FlatAdvertised 5.75%
mygafia
Guaranty Income Life
5 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
4.40%
5-year · Guaranty Rate Lock
Last-known-good source snapshot
FlatAdvertised 4.40%
mygafia
Knighthead Life
3 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.80%
7-year · Staysail
Last-known-good source snapshot
FlatAdvertised 6.80%
mygafia
Oceanview Life
4 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.80%
10-year · Harbourview Multi Year Guaranteed Annuity
Last-known-good source snapshot
FlatAdvertised 5.80%
mygafia
Oxford Life Insurance Company
1 product tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
A-
Best comparable MYGA rate
5.50%
7-year · Multi Select
Last-known-good source snapshot
FlatAdvertised 5.50%
myga
S.USA Life Insurance Company, Inc.
13 products tracked
AM Best
A-
S&P
A-
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.35%
7-year · Select Choice Plus
Last-known-good source snapshot
FlatAdvertised 5.35%
mygafia
Sagicor Life Insurance Company
3 products tracked
AM Best
a-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.60%
7-year · Milestone Max MYGA
Last-known-good source snapshot
FlatAdvertised 5.60%
mygafia
Security Benefit Life
8 products tracked
AM Best
A-
S&P
A-
Moody's
Not on file
Fitch
A-
Best comparable MYGA rate
5.30%
5-year · Advanced Choice
Last-known-good source snapshot
FlatAdvertised 5.30%
mygafia
Talcott Financial Group
4 products tracked
AM Best
A-
S&P
BBB+
Moody's
Baa1
Fitch
A-
Best comparable MYGA rate
5.50%
10-year · Everstead MYGA
Last-known-good source snapshot
FlatAdvertised 5.50%
mygafia
United Life Insurance Company
6 products tracked
AM Best
A-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
4.80%
5-year · Performance SPDA
Last-known-good source snapshot
FlatAdvertised 4.80%
mygafia
Atlantic Coast Life
7 products tracked
Under review — negative implications · effective
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
Current comparable MYGA rate unavailable.
mygafia
Baltimore Life Insurance Company
1 product tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.80%
5-year · Iqumulate Single Premium Deferred Annuity
Last-known-good source snapshot
FlatAdvertised 5.80%
myga
Canvas Annuity
2 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.30%
10-year · Canvas Future Fund 10 Year
Last-known-good source snapshot
FlatAdvertised 6.30%
myga
CL Life
3 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
7.50%
1-year · Cl Tarrant Trail 6 Year
Last-known-good source snapshot
FlatAdvertised 7.50%
myga
ELCO Mutual Life & Annuity
2 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.50%
5-year · Guardian Eagle
Last-known-good source snapshot
FlatAdvertised 5.50%
myga
EquiTrust Life Insurance Company
15 products tracked
AM Best
B++
S&P
A-
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.83%
1-year · Choicefour MVA
Last-known-good source snapshot
FlatAdvertised 6.83%
mygafia
Farmers Life Insurance Company
3 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.05%
10-year · Safeguard Plus
Last-known-good source snapshot
FlatAdvertised 6.05%
mygafia
Gulf Guaranty Life Insurance Company
1 product tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.00%
5-year · Anchor MYGA
Last-known-good source snapshot
FlatAdvertised 6.00%
myga
Heartland National Life Insurance Company
2 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.15%
10-year · Secure Rate Pro
Last-known-good source snapshot
FlatAdvertised 6.15%
myga
Investors Heritage
1 product tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
BBB-
Best comparable MYGA rate
3.65%
7-year · Heritage Builder Annuity
Last-known-good source snapshot
FlatAdvertised 3.65%
myga
Nassau Life
11 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.55%
7-year · MYAnnuity
Last-known-good source snapshot
FlatAdvertised 5.55%
mygafia
Revol One Financial
10 products tracked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.00%
5-year · Directgrowth MYGA
Last-known-good source snapshot
FlatAdvertised 6.00%
mygafia
Sentinel Security Life
6 products tracked
Under review — negative implications · checked
AM Best
B++
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.25%
5-year · Personal Choice Annuity
Last-known-good source snapshot
FlatAdvertised 6.25%
mygafia
NexAnnuity
1 product tracked
AM Best
B+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
5.75%
3-year · Nex MYGA
Last-known-good source snapshot
FlatAdvertised 5.75%
myga
Wichita National Life Insurance Company
1 product tracked
AM Best
B+
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.25%
5-year · Security MYGA
Last-known-good source snapshot
FlatAdvertised 6.25%
myga
Silac Insurance Company
30 products tracked
Under review — developing implications · checked
AM Best
B
S&P
Not on file
Moody's
Not on file
Fitch
BBB-
Best comparable MYGA rate
4.75%
5-year · Secure Savings Elite
Last-known-good source snapshot
FlatAdvertised 4.75%
mygafia
Mountain Life Insurance Company
2 products tracked
Under review — developing implications · checked
AM Best
B-
S&P
Not on file
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
6.30%
5-year · Alpine Horizon
Last-known-good source snapshot
FlatAdvertised 6.30%
myga
National Western Life Insurance Company
6 products tracked
AM Best
NR
S&P
A-range*
Moody's
Not on file
Fitch
Not on file
Best comparable MYGA rate
No comparable MYGA rate on file.
fia
How to evaluate annuity companies
The right carrier is not just the one with the highest rate. Financial strength, contract transparency, service history, and product fit all matter when comparing annuity companies.
Financial strength
Review AM Best, S&P, Moody's, and Fitch ratings when available, and remember that some insurers are subsidiaries backed by larger holding companies.
Fees and surrender terms
Administrative charges, rider costs, mortality and expense fees, and surrender schedules can change the value of a contract even when the headline benefit looks attractive.
Service and oversight
Customer complaint patterns, claims responsiveness, and regulatory actions are useful warning signs when deciding whether a carrier deserves more diligence.
Product fit
Flexible withdrawal provisions, rider availability, and clear disclosures matter because annuity contracts are long-term commitments.
Looking for a ranked list?
Compare A-rated annuity companies.
This directory shows the full carrier ledger. The ranked hub applies an A-range financial-strength floor.
Popular carrier comparisons
Side-by-side carrier matchups built from the same live CANNEX rate data as the provider profiles.
Browse provider product families
Allianz FIAAmerican Equity Investment Life Insurance Company FIACorebridge Financial FIAAmerican Life FIAAmerican National Life Insurance Company FIAAmerico FIAAspida FIAAthene Annuity and Life Company FIAAtlantic Coast Life FIAAuguStar Financial FIAAxonic Insurance Services (AIS) FIABrighthouse Financial FIAClear Spring Life FIADelaware Life FIAEagle Life Insurance Company FIAEquiTrust Life Insurance Company FIAFarmers Life Insurance Company FIAF&G Annuities and Life FIAGBU Life FIAGCU FIAGlobal Atlantic Financial Group FIAGuaranty Income Life FIAIntegrity Life Insurance Company FIAJackson National Life FIAKnighthead Life FIALafayette Life FIALincoln Financial FIAMassMutual Ascend Life Insurance Company FIAMidland National FIAMutual of Omaha FIANassau Life FIANational Western Life Insurance Company FIANationwide Life Insurance Company FIANew York Life Insurance and Annuity Corporation (NYLIAC) FIANorth American Company FIAOceanview Life FIAPacific Life FIAProtective Life Insurance Company FIAPrudential Financial FIAReliance Standard FIARevol One Financial FIASagicor Life Insurance Company FIASecurian Financial FIASecurity Benefit Life FIASentinel Security Life FIASilac Insurance Company FIAStandard FIAS.USA Life Insurance Company, Inc. FIASymetra Life Insurance Company FIATalcott Financial Group FIAUnited Life Insurance Company FIAAmerican Equity Investment Life Insurance Company MYGACorebridge Financial MYGAAmerican Life MYGAAmerican National Life Insurance Company MYGAAmerico MYGAAspida MYGAAthene Annuity and Life Company MYGAAtlantic Coast Life MYGAAuguStar Financial MYGAAxonic Insurance Services (AIS) MYGABrighthouse Financial MYGACanvas Annuity MYGACL Life MYGAClear Spring Life MYGADelaware Life MYGAEagle Life Insurance Company MYGAELCO Mutual Life & Annuity MYGAEquiTrust Life Insurance Company MYGAFarmers Life Insurance Company MYGAF&G Annuities and Life MYGAGBU Life MYGAGCU MYGAGlobal Atlantic Financial Group MYGAGuaranty Income Life MYGAGulf Guaranty Life Insurance Company MYGAHeartland National Life Insurance Company MYGAIntegrity Life Insurance Company MYGAInvestors Heritage MYGAJackson National Life MYGAKnighthead Life MYGALincoln Financial MYGAMassMutual MYGAMassMutual Ascend Life Insurance Company MYGAMidland National MYGAMountain Life Insurance Company MYGAMutual of Omaha MYGANassau Life MYGANationwide Life Insurance Company MYGANew York Life Insurance and Annuity Corporation (NYLIAC) MYGANexAnnuity MYGANorth American Company MYGAOceanview Life MYGAOxford Life Insurance Company MYGAPacific Guardian Life Insurance Company MYGAPacific Life MYGAProtective Life Insurance Company MYGAPrudential Financial MYGAReliance Standard MYGARevol One Financial MYGARoyal Neighbors of America MYGASagicor Life Insurance Company MYGASecurian Financial MYGASecurity Benefit Life MYGASentinel Security Life MYGASilac Insurance Company MYGAStandard MYGAS.USA Life Insurance Company, Inc. MYGASymetra Life Insurance Company MYGATalcott Financial Group MYGABaltimore Life Insurance Company MYGAUnited Life Insurance Company MYGAWestern-Southern Life Assurance Company MYGAWichita National Life Insurance Company MYGAAllianz RILACorebridge Financial RILAAthene Annuity and Life Company RILABrighthouse Financial RILAEquitable Financial Life Insurance of America RILAF&G Annuities and Life RILAGlobal Atlantic Financial Group RILAJackson National Life RILALincoln Financial RILAMassMutual Ascend Life Insurance Company RILAMidland National RILANationwide Life Insurance Company RILAPacific Life RILAPrudential Financial RILASecurian Financial RILASymetra Life Insurance Company RILATransamerica RILA