Carrier data
Western-Southern Life Assurance Company carrier data
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Current rating
A+
A.M. Best - A+
Tracked products
4
3 tracked MYGA products
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
Western-Southern Life Assurance Company
Tracked products
3
Product types
MYGA
Product Map
Tracked pages
3 MYGA product pages
Product families
MultiRate, SmartSelect, SmartSelect Two
Product types
MYGA
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the product lineup.
- Category
- A+
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
MultiRate
A multi-year guaranteed annuity from Western-Southern Life Assurance Company that publishes 1-, 2-, 3-, 4-, 5-, and 7-year terms, a seven-year front-loaded surrender ladder with annual free-withdrawal access, and contractual nursing-home and terminal-illness waivers — broadly filed but excluded from five US states.
Open product pageSmartSelect
A multi-year guaranteed annuity from Western-Southern Life Assurance Company that publishes 3-, 4-, 5-, 6-, and 7-year terms, a clean year-by-year declining surrender ladder, an annual free-withdrawal allowance, and a three-waiver package (nursing home, RMD, terminal illness) — broadly filed across the country, with a revised successor (SmartSelect Two) now also on the market.
Open product pageSmartSelect Two
Western-Southern Life Assurance Company's revised successor MYGA on the SmartSelect chassis — same broad availability, same year-by-year declining surrender ladder, same three-waiver package (nursing home, RMD, terminal illness), and currently the higher published 5-year declared rate of the SmartSelect pair.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
MYGA Products
MultiRate
MultiRate
Open the product page for live rates, state availability, and term-specific detail.
SmartSelect
SmartSelect
Open the product page for live rates, state availability, and term-specific detail.
SmartSelect Two
SmartSelect Two
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A0001F
MultiRate
- Coverage
- Live rate feed
- Live signal
- 6.20% Rate
A001ND
SmartSelect
- Coverage
- Live rate feed
- Live signal
- 4.50% Rate
A001VW
SmartSelect Two
- Coverage
- Live rate feed
- Live signal
- 4.60% Rate
A001SS
SeniorSelect
- Coverage
- Live rate feed
- Live signal
- 3.25% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Western-Southern Life Assurance Company is currently represented by three MYGA pages: MultiRate, SmartSelect, and SmartSelect Two.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
No related state-specific product-page links are currently attached to this carrier profile.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Western-Southern Life Assurance Company Product Families
Product-list pages carry the full tables, filters, and detail links.
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