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Annuity Rate Changes

Latest annuity rate, cap, participation, availability, and contract-detail changes in current CANNEX data. Review individual changes and a summary of the results shown on this page.

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87
Loaded events

9 carriers and 19 products represented in the current results.

85
Raises

0 cuts, 2 additions, removals, or other contract-detail changes (changes to contract floors or guarantees count here, not as raises or cuts).

+85
Net direction count

Count of numeric increases minus decreases; this does not compare movement sizes across different fields.

Aug 6, 2026
Latest event

Most recent observation in the current results.

Events shown

Daily activity in the current results

Aug 665

5 carriers · 14 products

Aug 521

4 carriers · 4 products

Aug 41

1 carrier · 1 product

Current results

Carrier change activity in the events shown

Aspida Life Insurance Company

4 products · latest Aug 6, 2026

32
events

Protective Life Insurance Company

1 product · latest Aug 5, 2026

12
events

Midland National Life Insurance Company

4 products · latest Aug 6, 2026

11
events

North American Company for Life and Health Insurance

2 products · latest Aug 6, 2026

10
events

Global Atlantic - Forethought Life Insurance Company

2 products · latest Aug 6, 2026

8
events

Lincoln Financial

3 products · latest Aug 6, 2026

8
events

S.USA Life Insurance Company Inc.

1 product · latest Aug 5, 2026

4
events

Equitable Financial Life Insurance Company of America

1 product · latest Aug 5, 2026

1
events

What Changed

Field mix in the events shown

Declared and guaranteed rates81

81 up · 0 down · 0 availability/term events

Other contract fields4

2 up · 0 down · 2 availability/term events

Cap rates2

2 up · 0 down · 0 availability/term events

Product histories

Per-product history in the events shown

MYGAProtective Life Insurance Company

Smart Saver NY

12
events
  • Aug 5, 2026
    Smart Saver NY - Fixed rate rose25 bp

    4.75% to 5.00% · Fixed account · Daily · 4-year term · Premium $100,000 and up

  • Aug 5, 2026
    Smart Saver NY - Fixed rate rose25 bp

    4.25% to 4.50% · Fixed account · Daily · 4-year term · Premium $0–$49,999.99

  • Aug 5, 2026
    Smart Saver NY - Fixed rate rose20 bp

    4.30% to 4.50% · Fixed account · Daily · 5-year term · Premium $0–$49,999.99

  • Aug 5, 2026
    Smart Saver NY - Fixed rate rose20 bp

    4.30% to 4.50% · Fixed account · Daily · 6-year term · Premium $0–$49,999.99

MYGAAspida Life Insurance Company

Aspida Advisory MYGA

8
events
  • Aug 6, 2026
    Aspida Advisory MYGA - Fixed rate rose30 bp

    4.35% to 4.65% · Fixed account · Daily · 2-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    Aspida Advisory MYGA - Fixed rate rose30 bp

    4.50% to 4.80% · Fixed account · Daily · 2-year term · Premium $100,000 and up

  • Aug 6, 2026
    Aspida Advisory MYGA - Fixed rate rose30 bp

    5.00% to 5.30% · Fixed account · Daily · 3-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    Aspida Advisory MYGA - Fixed rate rose30 bp

    5.15% to 5.45% · Fixed account · Daily · 3-year term · Premium $100,000 and up

MYGAAspida Life Insurance Company

Synergy Choice MYGA

8
events
  • Aug 6, 2026
    Synergy Choice MYGA - Fixed rate rose20 bp

    3.90% to 4.10% · Fixed account · Daily · 2-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    Synergy Choice MYGA - Fixed rate rose20 bp

    4.05% to 4.25% · Fixed account · Daily · 2-year term · Premium $100,000 and up

  • Aug 6, 2026
    Synergy Choice MYGA - Fixed rate rose30 bp

    4.60% to 4.90% · Fixed account · Daily · 3-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    Synergy Choice MYGA - Fixed rate rose30 bp

    4.75% to 5.05% · Fixed account · Daily · 3-year term · Premium $100,000 and up

MYGAAspida Life Insurance Company

WealthLock MYGA

8
events
  • Aug 6, 2026
    WealthLock MYGA - Fixed rate rose25 bp

    3.80% to 4.05% · Fixed account · Daily · 2-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    WealthLock MYGA - Fixed rate rose25 bp

    3.95% to 4.20% · Fixed account · Daily · 2-year term · Premium $100,000 and up

  • Aug 6, 2026
    WealthLock MYGA - Fixed rate rose25 bp

    4.60% to 4.85% · Fixed account · Daily · 3-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    WealthLock MYGA - Fixed rate rose25 bp

    4.75% to 5.00% · Fixed account · Daily · 3-year term · Premium $100,000 and up

MYGAAspida Life Insurance Company

WealthLock MYGA Plus

8
events
  • Aug 6, 2026
    WealthLock MYGA Plus - Fixed rate rose25 bp

    4.10% to 4.35% · Fixed account · Daily · 2-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    WealthLock MYGA Plus - Fixed rate rose25 bp

    4.25% to 4.50% · Fixed account · Daily · 2-year term · Premium $100,000 and up

  • Aug 6, 2026
    WealthLock MYGA Plus - Fixed rate rose35 bp

    4.65% to 5.00% · Fixed account · Daily · 3-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    WealthLock MYGA Plus - Fixed rate rose35 bp

    4.80% to 5.15% · Fixed account · Daily · 3-year term · Premium $100,000 and up

MYGANorth American Company for Life and Health Insurance

NAC Max Elite Guarantee

6
events
  • Aug 6, 2026
    NAC Max Elite Guarantee - Fixed rate rose5 bp

    4.55% to 4.60% · Fixed account · Daily · 3-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    NAC Max Elite Guarantee - Fixed rate rose5 bp

    4.80% to 4.85% · Fixed account · Daily · 7-year term · Premium $0–$99,999.99

  • Aug 6, 2026
    NAC Max Elite Guarantee - Fixed rate rose5 bp

    4.85% to 4.90% · Fixed account · Daily · 3-year term · Premium $100,000 and up

  • Aug 6, 2026
    NAC Max Elite Guarantee - Fixed rate rose5 bp

    4.90% to 4.95% · Fixed account · Daily · 5-year term · Premium $0–$99,999.99

24 hours7 days30 daysAvailable history
All productsFIA (4)MYGA (81)RILA (2)

Event Ledger

Showing 87 of 87 matching CANNEX change events, including smaller tweaks that were previously hidden from the public page.

Rate Index Current market snapshot Annual statement checkup
21 underlying changes
34 underlying changes

Carrier histories linked from this hub become more useful as CANNEX records more events. Sparse carrier logs stay grouped with the market ledger until there is enough history for a substantial standalone view.

Rate-change data is sourced from CANNEX Financial Exchanges through AdvisorWorld's public CANNEX mirror. Rates can change, may vary by state and premium band, and should be verified before purchase.