Financial Ratings
About Atlantic Coast Life
Atlantic Coast Life offers 5 annuity products tracked on our platform. Exclusive access to the Momentum Index and Diversified Macro 5 Index — both proprietary, risk-controlled indices unavailable through other annuity products — combined with 10-year rate guarantees and a generous 5% immediate premium bonus.
Product Lineup
Accumulation Protector Plus Annuity
Fixed Indexed AnnuityProtected growth with market upside potential
Best for: Conservative investors with low risk tolerance who are nearing retirement or alr...
Details →Guaranteed Income Annuity
AnnuityProtected Growth + Guaranteed Lifetime Income
Best for: Retirees and pre-retirees (typically age 55-75+) who want guaranteed lifetime in...
Details →Income Navigator Annuity
Fixed Indexed AnnuityFixed indexed annuity with guaranteed lifetime income & market growth
Best for: Retirees and near-retirees age 55 or older who want guaranteed lifetime income, ...
Details →Safe Anchor Market Guarantee
Fixed Indexed AnnuityFixed Rate + Market Indexing | 5-Year Guarantee
Best for: Retirees and pre-retirees age 50+ who want growth potential with downside protec...
Details →Safe Haven Bonus Guarantee
AnnuityFixed Annuity with Customizable Terms & Year 1 Bonus
Best for: Retirees and those within 5-10 years of retirement who want predictable income, ...
Details →Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
B
Description
Fair
Effective
January 23, 2026
Rating Agency
Fitch
Rating
A
Description
Strong
Effective
November 1, 2017
Rating Agency
Moody's
Rating
A2
Description
Good
Effective
March 11, 2022
Rating Agency
Standard & Poor's
Rating
A
Description
Strong
Effective
April 9, 2025
Rating Analysis
Atlantic Coast Life Insurance Company, based in Greenville, South Carolina, specializes in fixed indexed annuities and multi-year guaranteed annuities. Known for competitive MYGA rates across multiple term lengths, Atlantic Coast Life offers products through independent agents and brokers nationwide.
Atlantic Coast Life Products
Fixed Indexed Annuities
Explore Atlantic Coast Life fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
Compare Atlantic Coast Life MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View Atlantic Coast Life single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore Atlantic Coast Life deferred income and QLAC products.
View Products→Free Comparison Report
Get Atlantic Coast Life's rate comparison report
See how Atlantic Coast Life's rates, ratings, and product features compare to other carriers — free PDF report.
Atlantic Coast Life Discussions
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