Carrier data
AuguStar Financial carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A
A.M. Best - A
Tracked products
21
21 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
AuguStar Financial
Registry status
Live products available
Product Map
Tracked pages
18 FIA product pages, 3 MYGA product pages
FIA families
Orbiter Growth, Orbiter Income, OrionShield
MYGA families
LunarLock, LunarLock Prime, LunarGuard
State-specific links
Several 9-year and 10-year FIA pages are linked as CA/non-CA filing pairs
Financial Strength
The current rating view beside the product lineup.
- Category
- A
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
Orbiter Growth 5
An accumulation-focused, A-rated, five-year fixed indexed annuity from AuguStar built around a no-fee S&P 500 annual point-to-point cap plus a wide menu of proprietary participation-rate strategies on five-year crediting terms, with no income rider attached.
Open product pageLunarlock MYGA
A multi-year guaranteed annuity from AuguStar Financial (A.M. Best A 'Excellent') offered in 3-, 5-, and 7-year guarantee periods, with a 7-year surrender schedule, no MVA, an annual free-withdrawal allowance at the upper end of the MYGA range, a nursing-home waiver, and a $100,000 minimum premium to qualify for the high-band rate — filed in 49 states plus DC and Puerto Rico (excludes New York).
Open product pageOrbiter Growth 7
An accumulation-focused, A-rated, 7-year fixed indexed annuity from AuguStar Financial built around a no-fee S&P 500 annual point-to-point cap plus an unusually wide menu of proprietary participation-rate and performance-trigger strategies, with optional GAP/EGAP accumulation-protection riders and no income rider attached.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Orbiter Growth
5, 7, 9, 10, and premium-bonus variants
The 9-year and 10-year pages are linked where California and non-California filings split.
Orbiter Income
5, 7, 9, 10
Product-page rows should be used for the optional income-rider detail and withdrawal mechanics.
OrionShield
5, 7, 9, 10, and premium-bonus variants
Bonus and state-filing differences are separated so the rate rows do not blend together.
MYGA Products
LunarLock
MYGA and Prime
Prime is a shorter-surrender alternative, not a state-specific sibling.
LunarGuard
MYGA page
Compare its liquidity and term details directly against LunarLock on the product pages.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A002GV
Orbiter Growth 5
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002I3
Orbiter Growth 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002I9
Orbiter Growth 7 With Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002I5
Orbiter Growth 9
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002I7
Orbiter Growth 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002IB
Orbiter Growth 9 With Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002ID
Orbiter Growth 10 With Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002IT
Orbiter Income 5
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002IV
Orbiter Income 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002IX
Orbiter Income 9
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002IZ
Orbiter Income 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002IF
OrionShield 5
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002IH
OrionShield 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002IL
OrionShield 7 With Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002IJ
OrionShield 9
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002IN
OrionShield 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002IP
OrionShield 9 With Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002IR
OrionShield 10 With Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002H2
Lunarlock MYGA
- Coverage
- Live rate feed
- Live signal
- 5.50% Rate
A002HA
Lunarlock Prime
- Coverage
- Live rate feed
- Live signal
- 5.40% Rate
A002H5
Lunarguard MYGA
- Coverage
- Live rate feed
- Live signal
- 5.30% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
AuguStar has multiple California 9-year FIA pages linked to broader 10-year pages. Use the related product link when state availability is the deciding factor.
Premium-bonus versions are separate products, so compare them against the non-bonus page with the surrender and rate rows visible.
Orbiter Income products should be checked on the product page for income-rider rows before quoting payout assumptions.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
AuguStar Financial Product Families
Product-list pages carry the full tables, filters, and detail links.
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