Delaware Life
A fast-growing, retirement-focused annuity carrier and member of Group 1001 - founded in 2013 and scaled quickly into a major fixed and indexed annuity provider.
Financial strength
A-
AM Best
A-
S&P Global
A-
Fitch
A- rated
Delaware Life carries A- (Excellent) from AM Best, with A- from S&P and Fitch.
Group 1001 member
Member of Group 1001, a financial-services organization spanning insurance, annuities, and technology.
Zionsville, IN
Annuity products are issued from Zionsville, Indiana.
Founded 2013
A relatively young carrier that has grown rapidly in the annuity marketplace.
Rapid growth
About $64.7 billion in assets under management with more than 360,000 active policies.
Run live numbers on Delaware Life products
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Income FIAs
Selected product: DualTrack Income (1-year)
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Delaware Life products
Delaware Life’s lineup, grouped by what each product group is built to do. Current rates are pulled from the daily carrier rate service.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with caps, participation rates, and fixed-account options surfaced from live product data.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages carry current rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before opening a product page for the full live strategy set.
Growth Pathway (1-year)
A seven-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation across cap and participation strategies on the S&P 500 plus a mix of proprietary participation benchmarks and an Invesco QQQ Trust exposure, with no income rider and no premium bonus.
S&P 500 annual cap rate
9.65%
Momentum Growth (1-year)
A ten-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation on a 'Flexible Cap' S&P 500 strategy plus a curated set of proprietary volatility-controlled participation benchmarks, with no income rider and no premium bonus.
S&P 500 annual cap rate
9.5%
Momentum Growth Plus (1-year)
A ten-year-surrender fixed indexed annuity from A-rated Delaware Life, positioned as the 'Plus' tier above Momentum Growth, built for index-linked accumulation with a 'Flexible Cap' S&P 500 strategy plus the same curated proprietary participation benchmarks as the base filing.
S&P 500 annual cap rate
5.75%
PrimeStart Bonus 10 (1-year)
A ten-year-surrender, bonus-bearing fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation with an upfront premium bonus and an optional fee-bearing 'Enhanced' tier that lifts caps and participation rates in exchange for an explicit strategy fee.
S&P 500 annual cap rate
7.25%
Retirement Stages Select (1-year)
A seven-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation across cap and participation strategies on the S&P 500 plus a mix of proprietary volatility-controlled benchmarks, with no income rider and no premium bonus.
S&P 500 annual cap rate
10.65%
Target Growth 10 (1-year)
A ten-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation across cap, participation, and fixed-trigger strategies on a mix of the S&P 500 and proprietary volatility-controlled benchmarks, with no income rider, no premium bonus, and 49-state availability.
S&P 500 annual cap rate
11%
Rates are pulled live from CANNEX via the AdvisorWorld data feed · 2026-06-23. Caps, payout rates, and guaranteed rates vary by state, premium band, and rider election — confirm current terms on each product page.
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Find your fit
Start with the job for the money, then open the live Delaware Life product page that matches that goal.
How lifetime income builds
See how a guaranteed-income benefit can turn a premium into lifetime income using this carrier’s current income terms.
Lifetime withdrawal rate
5.55%
10-yr illustration
Income-base roll-up
4%
compound, up to 10 yrs
Annual fee
1.2%
benefit charge
Premium
$100,000
Income base · yr 10
$148,024
Annual lifetime income
$8,215
Simplified illustration using this income option’s current compound income-base roll-up over 10 years, then its 5.55% lifetime withdrawal rate. Index credits, interest bonuses, and step-ups can change the result; exact figures require a carrier illustration.
Company overview
What Delaware Life is
Delaware Life Insurance Company is a retirement-focused carrier specializing in annuity products designed for principal protection, growth opportunity, and lifetime income potential, and is a member of Group 1001.
June 2026 packet · Delaware Life research packet
Founded in 2013, Delaware Life is younger than many legacy insurers but has grown quickly into a major annuity provider, with roughly $64.7 billion in assets under management and more than $40 billion in cumulative annuity sales.
June 2026 packet · Delaware Life research packet
On ARHQ, Delaware Life product cards and the analyzer are intentionally live-data driven: the profile supplies story and context, while product availability, rates, riders, caps, and guaranteed terms come from CANNEX-backed feeds.
At render · ARHQ carrier-page architecture; CANNEX via AdvisorWorld
Scale, labeled
Founded
2013
A fast-growing, retirement-focused annuity carrier.
Founded 2013 · Delaware Life research packet
Assets under management
~$64.7B
About $64.7 billion in assets under management.
June 2026 packet · Delaware Life research packet
Active policies
360,000+
More than 360,000 active policies and over $40 billion in cumulative annuity sales.
June 2026 packet · Delaware Life research packet
Parent
Group 1001
Member of the Group 1001 family of companies.
June 2026 packet · Delaware Life research packet
History highlights
Delaware Life was founded in 2013 and has grown rapidly in the annuity marketplace.
Founded 2013 · Delaware Life research packet
Though younger than many traditional insurers, the company has quickly scaled into a major retirement-solutions provider through product innovation and Group 1001 backing.
June 2026 packet · Delaware Life research packet
Delaware Life now reports about $64.7 billion in assets under management and more than 360,000 active policies.
June 2026 packet · Delaware Life research packet
A Group 1001 company
Delaware Life Insurance Company is a member of Group 1001, a financial-services organization focused on insurance, annuities, technology, innovation, education, and sports partnerships.
June 2026 packet · Delaware Life research packet
Delaware Life's market position is strengthened by its rapid growth, strong ratings, large asset base, and Group 1001 ownership.
June 2026 packet · Delaware Life research packet
Annuity products are issued by Delaware Life Insurance Company of Zionsville, Indiana, which is authorized to transact business in all states except New York.
June 2026 packet · Delaware Life research packet
Financial strength
AM Best
CurrentA-
Excellent financial-strength rating; positive outlook noted in 2025.
June 2026 packet
Delaware Life research packet · current rating check
S&P Global
A-
Strong financial-strength rating; stable outlook.
June 2026 packet
Delaware Life research packet
Fitch
A-
Strong financial-strength rating; stable outlook.
June 2026 packet
Delaware Life research packet
What makes Delaware Life different
Fast-growing challenger
Delaware Life scaled from a 2013 founding into a major annuity provider, competing on contract design and growth rather than a century-old brand.
June 2026 packet · Delaware Life research packet
Group 1001 backing
Membership in Group 1001 provides scale, investment capability, and a technology-forward platform behind the annuity lineup.
June 2026 packet · Delaware Life research packet
Three distinct product jobs
The lineup splits cleanly into accumulation FIAs, income-rider FIAs, and fixed-rate MYGAs, so the carrier can solve different goals with one A- rated balance sheet.
At render · ARHQ product catalog; CANNEX via AdvisorWorld
Proprietary-index income designs
Several income FIAs credit on proprietary volatility-controlled indexes paired with a guaranteed lifetime withdrawal benefit, which is why the rider and payout detail belongs on each product page.
At render · ARHQ product catalog; CANNEX via AdvisorWorld
About Delaware Life
Delaware Life Insurance Company, a member of Group 1001, is a retirement-focused annuity carrier founded in 2013 that has grown quickly into a major fixed and indexed annuity provider issuing from Zionsville, Indiana.
June 2026 packet · Delaware Life research packet
Delaware Life may fit buyers who want one A- rated carrier with several ways to solve different jobs - accumulation FIAs, income-rider FIAs, and fixed-rate MYGAs. It is less ideal for buyers who want the highest rating tier or are unwilling to compare similar-sounding products whose rider menus and surrender rules differ meaningfully.
Checked 2026-06-20 · ARHQ carrier coverage
On ARHQ, Delaware Life product pages stay product-specific: income figures shown in rider comparisons are not MYGA rates and must be read with rider design, deferral, and fees on each product page.
At render · ARHQ carrier-page architecture; CANNEX via AdvisorWorld
Free Comparison Report
Get Delaware Life's current rate report
Compare Delaware Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Delaware Life website — 2026-06-20
- Delaware Life research packet - overview, ownership, history, ratings, scale, and product architecture — June 2026 packet
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX via AdvisorWorld public API — At render