GBU Life

Financial Ratings

AM Best A-Excellent

About GBU Life

GBU Financial Life (GBU Life) is a member-owned, not-for-profit life insurance and annuity provider based in Pittsburgh, Pennsylvania, with over 133 years of experience in financial protection. The company offers a range of products tailored to individual and retirement needs, including the Asset Guard Series MYGAs (Multi-Year Guaranteed Annuities), which deliver guaranteed interest rates and principal protection over 2-, 3-, 4-, and 5-year terms. In addition to MYGAs, GBU Life provides Whole Life, Term Life, and Final Expense Insurance policies, all backed by strong surplus reserves and a commitment to community-focused values. As a fraternal benefit society, GBU Life reinvests its earnings to deliver greater value to members rather than shareholders.

Financial Ratings

Live from CANNEX

Rating Agency

A.M. Best

Rating

A-

Description

Excellent

Effective

January 11, 2017

Rating Analysis

As of July 11, 2024, AM Best reaffirmed GBU Life’s A- (Excellent) rating. This rating has been maintained by GBU since 2017. The A- (Excellent) rating is the 3rd highest out of 17 total ratings that AM Best issues. This rating reflects AM Best’s opinion of a company’s ability to meet its ongoing insurance obligations. An A- rating indicates strong financial stability, solid risk management, and the ability to withstand economic pressures. AM Best’s rating also factors in the insurer’s operating performance and business profile, suggesting that GBU Life is financially secure and well-managed in delivering on its commitments to policyholders.