A.M. Best A rated · 1 product
Oxford Life Insurance Company Annuities — A Rated
Oxford Life Insurance Company is an A.M. Best A-rated annuity carrier. The current lineup includes 1 multi-year guaranteed annuity product. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A
A.M. Best
Annuity products
1
1 MYGA product
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 1 MYGA product page
- Product families
- Multi Select
- Product types
- MYGA
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
Product Highlights
Current Annuity Highlights
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Carrier Profile
About Oxford Life Insurance Company
Oxford Life Insurance Company, headquartered in Phoenix, Arizona, was founded in 1965 and is a wholly owned subsidiary of AMERCO, the parent company of U-Haul International. The company focuses on providing retirement and financial security solutions, with a product portfolio that includes multi-year guaranteed annuities (MYGAs), fixed indexed annuities (FIAs), life insurance, and final expense products. Among its most widely recognized offerings is the Multi-Select Series, a single-premium MYGA with guarantee periods from 3 to 10 years, designed to deliver competitive fixed interest, principal protection, and optional liquidity through penalty-free withdrawals. Oxford Life distributes its products nationally (except in a few restricted states), serving both qualified and non-qualified markets. Its focus is on offering conservative, reliable annuity solutions tailored for retirees seeking predictable, tax-deferred accumulation.
Financial Strength In Plain English
Oxford Life holds a solid A- (Excellent) rating from A.M. Best, reflecting its strong capital position and consistent operating performance within a focused product line. The Stable outlook indicates that A.M. Best expects Oxford Life to maintain its current financial strength, supported by steady profitability in the annuity segment, a disciplined investment portfolio, and backing from its parent, AMERCO. While the company does not maintain ratings from S&P, Moody’s, or Fitch, the A- rating demonstrates confidence in Oxford Life’s ability to meet its ongoing policyholder obligations. The narrower focus of Oxford Life compared to larger insurers is noted, but its conservative underwriting and risk management contribute to its favorable evaluation.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Features
Features
Index options, riders, and term choices pulled into one quick scan.
MYGA Products
Multi Select
Multi Select
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Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Oxford Life is currently represented by one MYGA product page, Multi Select.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
Source Links
Carrier and ARHQ product pages used for this profile.
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Oxford Life Insurance Company Product Families
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