A.M. Best A rated · 1 product
Oxford Life Insurance Company Annuities — A Rated
Oxford Life Insurance Company is an A.M. Best A-rated annuity carrier. The current lineup includes 1 multi-year guaranteed annuity product. A current annuity rate highlight is Multi Select at 5.55% rate. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A
A.M. Best - A
Annuity products
1
1 MYGA product
Reviewed
June 9, 2026
Annuity rate pages refresh with the site.
Carrier Snapshot
Basic carrier facts, rating context, and available annuity product families.
Carrier
Oxford Life Insurance Company
Annuity products
1
Product types
MYGA
Product Map
Product pages
1 MYGA product page
Product families
Multi Select
Product types
MYGA
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the annuity product lineup.
- Category
- A
Rating value returned by the current rate feed.
Carrier Profile
About Oxford Life Insurance Company
Oxford Life Insurance Company, headquartered in Phoenix, Arizona, was founded in 1965 and is a wholly owned subsidiary of AMERCO, the parent company of U-Haul International. The company focuses on providing retirement and financial security solutions, with a product portfolio that includes multi-year guaranteed annuities (MYGAs), fixed indexed annuities (FIAs), life insurance, and final expense products. Among its most widely recognized offerings is the Multi-Select Series, a single-premium MYGA with guarantee periods from 3 to 10 years, designed to deliver competitive fixed interest, principal protection, and optional liquidity through penalty-free withdrawals. Oxford Life distributes its products nationally (except in a few restricted states), serving both qualified and non-qualified markets. Its focus is on offering conservative, reliable annuity solutions tailored for retirees seeking predictable, tax-deferred accumulation.
Financial Strength In Plain English
Oxford Life holds a solid A- (Excellent) rating from A.M. Best, reflecting its strong capital position and consistent operating performance within a focused product line. The Stable outlook indicates that A.M. Best expects Oxford Life to maintain its current financial strength, supported by steady profitability in the annuity segment, a disciplined investment portfolio, and backing from its parent, AMERCO. While the company does not maintain ratings from S&P, Moody’s, or Fitch, the A- rating demonstrates confidence in Oxford Life’s ability to meet its ongoing policyholder obligations. The narrower focus of Oxford Life compared to larger insurers is noted, but its conservative underwriting and risk management contribute to its favorable evaluation.
ARHQ Notes
From Our Coverage
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Product Highlights
Short notes from product pages.
Features
Features
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MYGA Products
Multi Select
Multi Select
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Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Oxford Life is currently represented by one MYGA product page, Multi Select.
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No related state-specific product-page links are currently attached to this carrier profile.
Source Links
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Oxford Life Insurance Company Product Families
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