Prudential
The Prudential annuity product directory for retail contracts generally issued by Pruco Life Insurance Company, or by Pruco Life Insurance Company of New Jersey in New York, within the publicly traded Prudential Financial group.
Financial strength
A+
AM Best
AA-
S&P Global
Aa3
Moody's
AA-
Fitch
A+ / AA- rated
Pruco Life carries A+ from AM Best, AA- from S&P and Fitch, and Aa3 from Moody's.
Source: Prudential financial-strength ratingsPublic company
Prudential Financial, Inc. trades on the New York Stock Exchange under the ticker PRU.
Source: AnnuityRatesHQ carrier research, June 2026
Newark, NJ
Headquartered in Newark, New Jersey.
Source: AnnuityRatesHQ carrier research, June 2026
150+ years
Traces its roots back more than 150 years.
Source: AnnuityRatesHQ carrier research, June 2026
Large-scale insurer
Among the largest U.S. insurance and retirement-services organizations by assets under management.
Source: AnnuityRatesHQ carrier research, June 2026
Run live numbers on Prudential products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Income FIAs
Selected product: Elevate Income
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Prudential products
Known Prudential product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Current CANNEX rate preview for the selected scenario. State-specific products use a labeled supported state when the selected state is outside their filing.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
Elevate Accumulator
Prudential's accumulation-focused Elevate FIA with an S&P 500 cap and diversified participation strategies.
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PruSecure
An accumulation-focused fixed indexed annuity from an A.M. Best A+ rated Prudential life subsidiary, with no optional GLWB rider, a recognizable S&P 500 annual cap option alongside multi-year and diversified index strategies, and a published surrender ladder with three waivers visible on the page.
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PruSecure Advisor
The advisory/fee-based share-class filing of PruSecure — an accumulation-focused fixed indexed annuity from an A.M. Best A+ rated Prudential life subsidiary, with no optional GLWB rider, a flat low-rate surrender ladder built for fee-only accounts, and a recognizable S&P 500 cap alongside multi-year and diversified index strategies.
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SurePath
An accumulation-focused fixed indexed annuity from an A.M. Best A+ rated Prudential life subsidiary, with no optional GLWB rider, a recognizable S&P 500 annual cap option, and an unusually broad bench of proprietary multi-asset participation-rate indexes across one-, two-, and three-year crediting horizons.
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This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
Start with the job for the money, then open the live Prudential product page that matches that goal.
How lifetime income builds
See how a guaranteed-income benefit can turn a premium into lifetime income using this carrier’s current income terms.
Checking current product-specific income options…
Company overview
What Prudential is
This hub covers Prudential-branded retail annuities generally issued by Pruco Life Insurance Company outside New York and by Pruco Life Insurance Company of New Jersey in New York. The issuing-company line on the exact contract controls.
Checked 2026-08-10 · Pruco Life 2026 SEC filing; PLNJ 2025 annual filing
Prudential's long operating history and global scale make it one of the most established names in the insurance and retirement industry, distinguishing it from smaller annuity-focused carriers.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Prudential's annuity lineup spans PruSecure, SurePath, and Prudential WealthGuard.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Founded
150+ years
More than 150 years of operating history.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Headquarters
Newark, NJ
Headquartered in Newark, New Jersey.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Public company
NYSE: PRU
Prudential Financial, Inc. trades on the New York Stock Exchange.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Assets under management
~$1.6T
About $1.6 trillion in assets under management reported for the first quarter of 2026.
As of 2026-03-31 · Prudential first-quarter 2026 financial reporting
History highlights
Prudential traces its roots back more than 150 years and is headquartered in Newark, New Jersey.
Founded more than 150 years ago · AnnuityRatesHQ carrier research, June 2026
Over its history, Prudential expanded from a life-insurance company into a diversified global insurance and retirement-services organization.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Today Prudential is one of the most established names in the U.S. insurance and retirement industry.
June 2026 · AnnuityRatesHQ carrier research, June 2026
A large, publicly traded insurance and retirement organization
Prudential Financial, Inc. is a publicly traded company listed on the New York Stock Exchange under the ticker symbol PRU.
June 2026 · AnnuityRatesHQ carrier research, June 2026
For the retail annuity products grouped on this hub, the issuer is generally Pruco Life outside New York and Pruco Life Insurance Company of New Jersey in New York. The Prudential Insurance Company of America is Pruco Life's parent, not a substitute name for the contract issuer.
Checked 2026-08-10 · Pruco Life 2026 SEC filing; PLNJ 2025 annual filing
Prudential's size and diversification help distinguish it from smaller annuity-focused carriers in the retirement marketplace.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
A+
Superior financial-strength rating on Pruco Life Insurance Company; AM Best affirmed it with a stable outlook on May 8, 2026.
2026-05-08
S&P Global
AA-
Very strong financial-strength rating.
June 2026
AnnuityRatesHQ carrier research, June 2026
Moody's
Aa3
High-quality financial-strength rating.
June 2026
AnnuityRatesHQ carrier research, June 2026
Fitch
AA-
Very strong financial-strength rating.
June 2026
AnnuityRatesHQ carrier research, June 2026
What makes Prudential different
Established scale and brand
Prudential combines more than 150 years of operating history with one of the largest balance sheets in U.S. insurance, a profile that prioritizes carrier stability and breadth over headline rate-leadership.
June 2026 · AnnuityRatesHQ carrier research, June 2026
State-specific legal issuers
Retail annuities on this hub are generally Pruco Life obligations outside New York and PLNJ obligations in New York. PLNJ is also licensed in New Jersey, but the exact contract—not the brand—identifies the obligor.
Checked 2026-08-10 · PLNJ 2025 annual filing
Accumulation, income, and fixed lineup
The current lineup spans accumulation-first FIAs (PruSecure, SurePath), an income-rider FIA (SurePath Income), and declared-rate MYGAs (Prudential Fixed Annuity, WealthGuard).
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Publicly traded
As an NYSE-listed company (PRU), Prudential publishes regular financial disclosures, adding transparency relative to many privately held annuity carriers.
June 2026 · AnnuityRatesHQ carrier research, June 2026
About Prudential Financial
Prudential Financial, headquartered in Newark, New Jersey, is one of the largest and oldest U.S. insurance and retirement-services organizations, with more than 150 years of operating history and a publicly traded parent (NYSE: PRU).
June 2026 · AnnuityRatesHQ carrier research, June 2026
Prudential may suit buyers who weight carrier scale and brand stability highly and want a mix of accumulation FIAs, an income-rider FIA, and MYGA choices. It may be less compelling for shoppers whose only goal is the highest posted MYGA rate, since large highly rated carriers are not always rate leaders in every term.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Prudential pairs the PruSecure and SurePath FIA families with Prudential Fixed Annuity and WealthGuard fixed-rate choices.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get Prudential's current rate report
Compare Prudential's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Prudential website — 2026-06-20
- Pruco Life 2026 SEC filing - Pruco ownership, organization, and licensing — 2026-08-10
- PLNJ 2025 annual filing - organization and New Jersey/New York licensing — 2026-08-10
- Prudential financial-strength ratings — 2026-05-05
- AnnuityRatesHQ carrier research, June 2026 — June 2026
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026