Prudential
One of the largest and oldest names in U.S. insurance and retirement services - a publicly traded company (NYSE: PRU) with more than 150 years of operating history, issuing annuities through its Prudential and Pruco Life subsidiaries.
Financial strength
A+
AM Best
AA-
S&P Global
Aa3
Moody's
AA-
Fitch
A+ / AA- rated
The Prudential Insurance Company of America carries A+ from AM Best, AA- from S&P and Fitch, and Aa3 from Moody's.
Public company
Prudential Financial, Inc. trades on the New York Stock Exchange under the ticker PRU.
Newark, NJ
Headquartered in Newark, New Jersey.
150+ years
Traces its roots back more than 150 years.
Large-scale insurer
Among the largest U.S. insurance and retirement-services organizations by assets under management.
Run live numbers on Prudential products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Income FIAs
Selected product: Elevate Income
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
Free Comparison Report
Get Prudential's current rate report
Compare Prudential's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Explore Prudential products
Known Prudential product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
Elevate Accumulator
Prudential's accumulation-focused Elevate FIA with an S&P 500 cap and diversified participation strategies.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
PruSecure
An accumulation-focused fixed indexed annuity from an A.M. Best A+ rated Prudential life subsidiary, with no optional GLWB rider, a recognizable S&P 500 annual cap option alongside multi-year and diversified index strategies, and a published surrender ladder with three waivers visible on the page.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
PruSecure Advisor
The advisory/fee-based share-class filing of PruSecure — an accumulation-focused fixed indexed annuity from an A.M. Best A+ rated Prudential life subsidiary, with no optional GLWB rider, a flat low-rate surrender ladder built for fee-only accounts, and a recognizable S&P 500 cap alongside multi-year and diversified index strategies.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
SurePath
An accumulation-focused fixed indexed annuity from an A.M. Best A+ rated Prudential life subsidiary, with no optional GLWB rider, a recognizable S&P 500 annual cap option, and an unusually broad bench of proprietary multi-asset participation-rate indexes across one-, two-, and three-year crediting horizons.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
Free Comparison Report
Get Prudential's current rate report
Compare Prudential's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Find your fit
Start with the job for the money, then open the live Prudential product page that matches that goal.
Company overview
What Prudential is
Prudential Financial is one of the largest and oldest names in U.S. insurance and retirement services, with more than 150 years of operating history. Its U.S. insurance and annuity products are issued primarily through The Prudential Insurance Company of America, Pruco Life Insurance Company, and Pruco Life Insurance Company of New Jersey.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Prudential's long operating history and global scale make it one of the most established names in the insurance and retirement industry, distinguishing it from smaller annuity-focused carriers.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Prudential's annuity lineup spans PruSecure, SurePath, and Prudential WealthGuard.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Founded
150+ years
More than 150 years of operating history.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Headquarters
Newark, NJ
Headquartered in Newark, New Jersey.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Public company
NYSE: PRU
Prudential Financial, Inc. trades on the New York Stock Exchange.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Assets under management
~$1.6T
About $1.6 trillion in assets under management reported for the first quarter of 2026.
As of 2026-03-31 · Prudential first-quarter 2026 financial reporting
History highlights
Prudential traces its roots back more than 150 years and is headquartered in Newark, New Jersey.
Founded more than 150 years ago · AnnuityRatesHQ carrier research, June 2026
Over its history, Prudential expanded from a life-insurance company into a diversified global insurance and retirement-services organization.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Today Prudential is one of the most established names in the U.S. insurance and retirement industry.
June 2026 · AnnuityRatesHQ carrier research, June 2026
A large, publicly traded insurance and retirement organization
Prudential Financial, Inc. is a publicly traded company listed on the New York Stock Exchange under the ticker symbol PRU.
June 2026 · AnnuityRatesHQ carrier research, June 2026
U.S. insurance and annuity products are issued primarily through The Prudential Insurance Company of America, Pruco Life Insurance Company, and Pruco Life Insurance Company of New Jersey.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Prudential's size and diversification help distinguish it from smaller annuity-focused carriers in the retirement marketplace.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
A+
Superior financial-strength rating on The Prudential Insurance Company of America.
June 2026
AnnuityRatesHQ carrier research, June 2026
S&P Global
AA-
Very strong financial-strength rating.
June 2026
AnnuityRatesHQ carrier research, June 2026
Moody's
Aa3
High-quality financial-strength rating.
June 2026
AnnuityRatesHQ carrier research, June 2026
Fitch
AA-
Very strong financial-strength rating.
June 2026
AnnuityRatesHQ carrier research, June 2026
What makes Prudential different
Established scale and brand
Prudential combines more than 150 years of operating history with one of the largest balance sheets in U.S. insurance, a profile that prioritizes carrier stability and breadth over headline rate-leadership.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Multiple issuing subsidiaries
Annuities are issued through The Prudential Insurance Company of America, Pruco Life, and Pruco Life of New Jersey, with the New Jersey entity covering products approved there.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Accumulation, income, and fixed lineup
The current lineup spans accumulation-first FIAs (PruSecure, SurePath), an income-rider FIA (SurePath Income), and declared-rate MYGAs (Prudential Fixed Annuity, WealthGuard).
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Publicly traded
As an NYSE-listed company (PRU), Prudential publishes regular financial disclosures, adding transparency relative to many privately held annuity carriers.
June 2026 · AnnuityRatesHQ carrier research, June 2026
About Prudential Financial
Prudential Financial, headquartered in Newark, New Jersey, is one of the largest and oldest U.S. insurance and retirement-services organizations, with more than 150 years of operating history and a publicly traded parent (NYSE: PRU).
June 2026 · AnnuityRatesHQ carrier research, June 2026
Prudential may suit buyers who weight carrier scale and brand stability highly and want a mix of accumulation FIAs, an income-rider FIA, and MYGA choices. It may be less compelling for shoppers whose only goal is the highest posted MYGA rate, since large highly rated carriers are not always rate leaders in every term.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Prudential pairs the PruSecure and SurePath FIA families with Prudential Fixed Annuity and WealthGuard fixed-rate choices.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get Prudential's current rate report
Compare Prudential's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Prudential website — 2026-06-20
- AnnuityRatesHQ carrier research, June 2026 — June 2026
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026