Prudential Financial

Financial Ratings

A.M. Best A+Stable

Fitch AA-Stable

About Prudential Financial

Prudential Financial offers 5 annuity products tracked on our platform. Combines guaranteed principal protection with index-linked growth potential in a single product with no annual fees, flexible allocation across diverse indices, and tax-deferred compounding—eliminating the traditional choice between safety and growth.

Product Lineup

PruSecure

Fixed Indexed Annuity

Protection + Growth in One Product

Principal Protection (0% Floor)0% minimum return

Index-Based Growth4 indices available

Cap Rates & Participation RatesVaries by term and index

Flexible Terms1, 3, or 5 years

Best for: Individuals who want to protect a portion of their savings from market loss whil...

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PruSecure Advisor

Fixed Indexed Annuity

Principal Protection + Index Growth Opportunity

Principal Protection0% floor

Index-Based GrowthPoint-to-point crediting

Four Index OptionsMultiple diversification choices

Fixed Rate Alternative1-year fixed rate option

Best for: People who want to protect savings from market losses while still having the opp...

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Prudential WealthGuard

Annuity

Guaranteed growth on your terms—3, 5, or 7-year fixed rates

Initial Guaranteed RateRates vary; minimum guaranteed at 0.25%

Guaranteed Rate Period Options3-year, 5-year, or 7-year terms available

Free Annual Withdrawal10% per contract year, penalty-free

Tax-Deferred GrowthDaily compounding, taxes deferred

Best for: Retirees and near-retirees seeking predictable, guaranteed growth without market...

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Surepath

Fixed Indexed Annuity

Index-linked growth with downside protection

Index-Based Crediting7 indices available

Cap Rates & Participation RatesVaries by index and term: cap rates 7.5%-14%, participation rates 25%-230%

Downside ProtectionFloor of 0% loss

Flexible TermsMultiple term options

Best for: Retirees and pre-retirees seeking to grow savings with stock market upside poten...

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Surepath Income

Fixed Indexed Annuity

Guaranteed Income + Index Growth Protection

SurePath Income Benefit Rider1.00% annual fee (maximum 2.50%)

Index Strategy OptionsMultiple 1-year, 2-year, and 3-year term options

Minimum Guarantees2% cap / 10% participation (during surrender)

Free Withdrawals10% annual allowance

Best for: Clients aged 45-85 with at least $25,000 to invest who prioritize guaranteed lif...

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Financial Ratings

Live from CANNEX

Rating Agency

A.M. Best

Rating

A+

Description

Superior

Effective

March 6, 2014

Rating Agency

Fitch

Rating

AA-

Description

Very strong

Effective

March 19, 2018

Rating Agency

Standard & Poor's

Rating

AA-

Description

Very strong

Effective

March 6, 2014

Rating Analysis

Prudential Financial, Inc. is one of the largest insurance companies in the United States, with over $1.7 trillion in assets under management. Prudential holds an A+ (Superior) rating from A.M. Best and AA- ratings from both S&P and Fitch, reflecting exceptional financial strength and a long track record in annuity and retirement products.