Carrier data
Oceanview Life carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A
A.M. Best - A
Tracked products
4
4 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
Oceanview Life and Annuity Company
Tracked products
4
Product types
FIA, MYGA
Product Map
Tracked pages
2 FIA product pages, 2 MYGA product pages
Product families
CapLock Fixed Indexed Annuity, Harbourview Fixed Indexed Annuity, Harbourview Multi Year Guaranteed Annuity, Sky Harbourview Multi Year Guaranteed Annuity
Product types
FIA, MYGA
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the product lineup.
- Category
- A
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
CapLock Fixed Indexed Annuity
A multi-year-surrender fixed indexed annuity from an A-rated Oceanview Life carrier, built for index-linked accumulation across cap, participation, and monthly-sum strategies on a mix of recognizable benchmark and proprietary volatility-controlled indexes, with no income rider and no premium bonus.
Open product pageHarbourview Multi Year Guaranteed Annuity
A multi-year guaranteed annuity from an A-rated Oceanview Life carrier, offering a menu of guarantee terms from short to long on a single chassis with an annual free-withdrawal allowance.
Open product pageHarbourview Fixed Indexed Annuity
An accumulation-focused fixed indexed annuity from an A-rated Oceanview Life carrier, built for index-linked growth across cap, participation, and monthly-sum strategies on a mix of recognizable benchmark and proprietary volatility-controlled indexes, with no income rider and no premium bonus.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
CapLock Fixed Indexed Annuity
CapLock Fixed Indexed Annuity
Open the product page for live rates, state availability, and term-specific detail.
Harbourview Fixed Indexed Annuity
Harbourview Fixed Indexed Annuity
Open the product page for live rates, state availability, and term-specific detail.
MYGA Products
Harbourview Multi Year Guaranteed Annuity
Harbourview Multi Year Guaranteed Annuity
Open the product page for live rates, state availability, and term-specific detail.
Sky Harbourview Multi Year Guaranteed Annuity
Sky Harbourview Multi Year Guaranteed Annuity
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A00342
CapLock Fixed Indexed Annuity
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001D4
Harbourview Fixed Indexed Annuity
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001CT
Harbourview Multi Year Guaranteed Annuity
- Coverage
- Live rate feed
- Live signal
- 5.65% Rate
A001D3
Sky Harbourview Multi Year Guaranteed Annuity
- Coverage
- Live rate feed
- Live signal
- 5.45% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Oceanview combines CapLock and Harbourview FIA pages with Harbourview fixed-rate pages.
Harbourview and Sky Harbourview are separate MYGA pages in this carrier record.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
No related state-specific product-page links are currently attached to this carrier profile.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Oceanview Life Product Families
Product-list pages carry the full tables, filters, and detail links.
Free Comparison Report
Get Oceanview Life's rate comparison report
See how Oceanview Life's rates, ratings, and product features compare to other carriers in one structured comparison report.