Carrier data
Protective Life Insurance Company carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A+
A.M. Best - A+
Tracked products
7
7 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
Protective Life Insurance Company
Tracked products
7
Product types
FIA, MYGA
Product Map
Tracked pages
4 FIA product pages, 3 MYGA product pages
Product families
Income Creator, Protective Asset Builder II, Protective Guaranteed Income, Protective Income Builder, Protective Indexed Annuity NY, Securesaver, Smart Saver NY
Product types
FIA, MYGA
State-specific links
2 product pages
Financial Strength
The current rating view beside the product lineup.
- Category
- A+
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
Protective Asset Builder II
An accumulation-focused fixed indexed annuity from a multi-agency-rated A+-grade carrier on a single surrender chassis, with an S&P 500 annual point-to-point cap alongside multi-year point-to-point cap options and higher-participation strategies on proprietary indexes — no optional GLWB rider and no Protected Income Value chassis.
Open product pageIncome Creator
A 7-year multi-year guaranteed annuity from a multi-agency-rated A+-grade carrier, with a declining surrender ladder, annual free-withdrawal access, standard surrender waivers, no minimum-premium gate at the bottom of the band, and no premium bonus or income rider — available outside New York.
Open product pageProtective Guaranteed Income
An income-led fixed indexed annuity on a 10-year surrender chassis from a multi-agency-rated A+-grade carrier, built around an optional GLWB rider in two flavors (Level Income and Rising Income), with an income-base premium bonus, a published deferral roll-up, RMD-friendly rider mechanics, and an S&P 500 cap plus Citi participation strategy underneath.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Protective Asset Builder II
Protective Asset Builder II
Open the product page for live rates, state availability, and term-specific detail.
Protective Guaranteed Income
Protective Guaranteed Income
Open the product page for live rates, state availability, and term-specific detail.
Protective Income Builder
Protective Income Builder
Open the product page for live rates, state availability, and term-specific detail.
Protective Indexed Annuity NY
Protective Indexed Annuity NY
Open the product page for live rates, state availability, and term-specific detail.
MYGA Products
Income Creator
Income Creator
Open the product page for live rates, state availability, and term-specific detail.
Securesaver
Securesaver
At least one page in this group links to a related state-specific product page.
Smart Saver NY
Smart Saver NY
At least one page in this group links to a related state-specific product page.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A000B4
Protective Asset Builder II
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000B7
Protective Guaranteed Income
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000BC
Protective Income Builder
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000UN
Protective Indexed Annuity NY
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0003X
Income Creator
- Coverage
- Live rate feed
- Live signal
- 2.03% Rate
A00014
Securesaver
- Coverage
- Live rate feed
- Live signal
- 5.35% Rate
This product page links to a related state-specific product page when one exists.
View product dataA000KG
Smart Saver NY
- Coverage
- Live rate feed
- Live signal
- 4.80% Rate
This product page links to a related state-specific product page when one exists.
View product dataImportant Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Protective has income-named FIA and MYGA products as well as NY-labeled pages; use product-page rider and state rows before drawing conclusions.
Related state-specific product links are attached for part of the Protective record.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
When a related state-specific page exists, open the product page before relying on availability, surrender, or rate details.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Protective Life Insurance Company Product Families
Product-list pages carry the full tables, filters, and detail links.
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