FIAFirst observed Jun 1, 2026
PrimeStart Bonus 10 - Cap rate rose
Delaware Life - Cap rate moved from 5.50% to 5.75%
S&P 500 Index · Annual · 1-year term · Premium $100k-$100.0M
25 bp
5.50%to5.75%
Live rates · as of June 1, 2026
Annuity Rates — Compare Today's Best Rates Across Carriers
Side-by-side comparison of 142+ annuity products from 10 carriers. MYGA guaranteed rates, FIA cap rates, carrier ratings — all sourced from CANNEX.
91 rated carriers 142+ products CANNEX data
Top 5-Year Guaranteed Rates
MYGA1
Mountain Life Insurance Company
Alpine Horizon
6.35%
B+2
Knighthead Life
Staysail
6.30%
A-3
Gulf Guaranty Life Insurance Company
Anchor MYGA
6.30%
B++4
Sentinel Security Life
Personal Choice Annuity
6.25%
B5
Wichita National Life Insurance
Security MYGA
6.25%
B+$136,047 projected on $100K
All rates Trusted Carriers
6.35%
Best 5-Yr MYGA
4.99%
Avg 5-Yr MYGA
12.00%
Best S&P 500 Cap
142+
Products Tracked
91
Rated Carriers
CANNEX daily sync
Latest Annuity Rate Changes
Significant public rate moves detected in the last 7 days.
FIAFirst observed Jun 1, 2026
Lincoln Set 5 II - Fixed rate removed
Lincoln Financial - Fixed rate removed; previously 3.00%
Daily · 1-year term · Premium $0k-$100k
Availability
FIAFirst observed Jun 1, 2026
Lincoln Set 5 II - Participation rate added
Lincoln Financial - Participation rate added at 100.00%
S&P 500 Index · Annual · 1-year term · Premium $0k-$100k
Availability
FIAFirst observed Jun 1, 2026
Lincoln FlexAdvantage Income - Participation rate rose
Lincoln Financial - Participation rate moved from 33.00% to 75.00%
Nasdaq Priva Index · Annual · 1-year term · Premium $0k-$100.0M
42.00%
33.00%to75.00%
MYGA Rate Comparison
Top 15 multi-year guaranteed annuity rates, sorted by 5-year rate. Click any row to expand. Rates as of June 1, 2026.
| Carrier | Product | 3-Year | 5-Year | 7-Year | AM Best | |
|---|---|---|---|---|---|---|
| Mountain Life Insurance Company | Alpine Horizon | 6.00% | 6.35% | -- | B+ | |
| Knighthead Life | Staysail | 5.60% | 6.30% | 6.50% | A- | |
| Gulf Guaranty Life Insurance Company | Anchor MYGA | -- | 6.30% | 6.30% | B++ | |
| Sentinel Security Life | Personal Choice Annuity | 6.00% | 6.25% | 6.25% | B | |
| Wichita National Life Insurance | Security MYGA | 5.85% | 6.25% | 6.10% | B+ | |
| Canvas Annuity | Canvas Future Fund | 5.90% | 6.00% | 6.10% | B++ | |
| Farmers Life Insurance Company | Safeguard Plus | 5.65% | 6.00% | 5.95% | B++ | |
| Revol One Financial | DirectGrowth MYGA | 5.55% | 6.00% | 6.00% | B++ | |
| Atlantic Coast Life | Safe Harbor Bonus Guarantee | 5.79% | 5.91% | 5.89% | B | |
| Revol One Financial | DirectGrowth MYGA California | 5.45% | 5.90% | 5.90% | B++ | |
| Baltimore Life Companies | IQumulate Single Premium Deferred Annuity | 5.35% | 5.80% | 5.80% | B++ | |
| Mountain Life Insurance Company | Secure Summit | 5.75% | 5.75% | 5.75% | B+ | |
| NexAnnuity | Nex MYGA | 5.75% | 5.75% | 5.00% | B+ | |
| Heartland National Life Insurance Company | Secure Rate MYGA | 5.40% | 5.75% | 5.80% | B++ | |
| Axonic Insurance Services | Incline Advisory MYGA | 5.40% | 5.75% | 5.40% | A- |
Rates sourced from CANNEX. Subject to change.
View all ratesTop FIA Cap Rates
Best S&P 500 annual point-to-point cap rates. Rates as of June 1, 2026.
12.00%A
Global Atlantic - Forethought Life Insurance Company
ForeAccumulation II
12.00%A
The Standard
Enhanced Choice Index Plus 7
12.00%B++
EquiTrust Life Insurance Company
MarketValue Index
11.75%A
American Equity Investment Life Insurance Company
American Equity AssetShield 10
11.75%A
American Equity Investment Life Insurance Company
American Equity AssetShield 9
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Compare by Product Type
Every major annuity category with current rate data
MYGA·3 carriers
Multi-Year Guaranteed Annuity
Guaranteed fixed rates for 3, 5, or 7 years. No market risk. The simplest annuity: deposit, earn interest, withdraw.
6.35%
Best 5-year rate
Compare MYGA rates
FIA7 carriers
Fixed Indexed Annuity
Index-linked returns with principal protection.
12.00% cap
SPIAIncome quotes
Immediate Annuity
Lump sum → guaranteed income within one year.
Lifetime income
DIALongevity
Deferred Income / QLAC
Lock in future income. QLACs reduce RMDs.
Future income
91 Carriers Rated
AM Best, S&P, Moody's, and Fitch ratings for every carrier. Financial strength assessments and product lineups.
Annuity Reviews
In-depth analysis of individual annuity products
Rate data sourced from CANNEX Financial Exchanges. Carrier ratings from A.M. Best, Standard & Poor's, Moody's, and Fitch. All rates subject to change and should be verified directly with carriers.
Rate data checked: June 1, 2026