FIAFirst observed Jun 15, 2026
Indextra - Cap rate rose
Integrity Life Insurance Company (W&S) - Cap rate moved from 6.75% to 7.00%
Cap Lock · S&P 500 Index · Annual · 1-year term · Premium $0k-$100.0M
25 bp
6.75%to7.00%
Live rates · as of June 15, 2026
Annuity Rates — Compare Today's Best Rates Across Carriers
Side-by-side comparison of 143+ annuity products from 8 carriers. MYGA guaranteed rates, FIA cap rates, carrier ratings — all sourced from CANNEX.
91 rated carriers 143+ products CANNEX data
Top 5-Year Guaranteed Rates
MYGA1
Atlantic Coast Life
Safe Harbor Bonus Guarantee
6.65%
B2
Mountain Life Insurance Company
Alpine Horizon
6.35%
B+3
Knighthead Life
Staysail
6.30%
A-4
Sentinel Security Life
Personal Choice Annuity
6.25%
B5
Wichita National Life Insurance
Security MYGA
6.25%
B+$137,972 projected on $100K
All rates Trusted Carriers
6.65%
Best 5-Yr MYGA
5.05%
Avg 5-Yr MYGA
13.50%
Best S&P 500 Cap
143+
Products Tracked
91
Rated Carriers
CANNEX daily sync
Latest Annuity Rate Changes
Significant public rate moves detected in the last 7 days.
FIAFirst observed Jun 15, 2026
Indextra - Declared rate rose
Integrity Life Insurance Company (W&S) - Declared rate moved from 7.25% to 7.90%
S&P 500 Index · Annual · 1-year term · Premium $0k-$100.0M
65 bp
7.25%to7.90%
FIAFirst observed Jun 15, 2026
Indextra - Participation rate rose
Integrity Life Insurance Company (W&S) - Participation rate moved from 120.00% to 125.00%
J.P. Morgan Strategic Balanced Index · Annual · 1-year term · Premium $0k-$100.0M
5.00%
1.20%to1.25%
FIAFirst observed Jun 15, 2026
American Select - Fixed rate rose
American Life & Security Corp - Fixed rate moved from 4.25% to 4.75%
Daily · 1-year term · Premium $0k-$100.0M
50 bp
4.25%to4.75%
MYGA Rate Comparison
Top 15 multi-year guaranteed annuity rates, sorted by 5-year rate. Click any row to expand. Rates as of June 15, 2026.
| Carrier | Product | 3-Year | 5-Year | 7-Year | AM Best | |
|---|---|---|---|---|---|---|
| Atlantic Coast Life | Safe Harbor Bonus Guarantee | 6.13% | 6.65% | 7.04% | B | |
| Mountain Life Insurance Company | Alpine Horizon | 6.00% | 6.35% | -- | B+ | |
| Knighthead Life | Staysail | 5.60% | 6.30% | 6.50% | A- | |
| Sentinel Security Life | Personal Choice Annuity | 6.00% | 6.25% | 6.25% | B | |
| Wichita National Life Insurance | Security MYGA | 5.85% | 6.25% | 6.10% | B+ | |
| Canvas Annuity | Canvas Future Fund | 5.90% | 6.00% | 6.10% | B++ | |
| Farmers Life Insurance Company | Safeguard Plus | 5.65% | 6.00% | 5.95% | B++ | |
| Revol One Financial | DirectGrowth MYGA | 5.55% | 6.00% | 6.00% | B++ | |
| Gulf Guaranty Life Insurance Company | Anchor MYGA | -- | 6.00% | 5.00% | B++ | |
| Revol One Financial | DirectGrowth MYGA California | 5.45% | 5.90% | 5.90% | B++ | |
| Atlantic Coast Life | Safe Haven Bonus Guarantee | 5.78% | 5.90% | 5.89% | B | |
| Aspida Life Insurance Company | Aspida Advisory MYGA | 5.15% | 5.85% | 6.05% | A- | |
| Baltimore Life Companies | IQumulate Single Premium Deferred Annuity | 5.35% | 5.80% | 5.80% | B++ | |
| Mountain Life Insurance Company | Secure Summit | 5.75% | 5.75% | 5.75% | B+ | |
| NexAnnuity | Nex MYGA | 5.75% | 5.75% | 5.00% | B+ |
Rates sourced from CANNEX. Subject to change.
View all ratesTop FIA Cap Rates
Best S&P 500 annual point-to-point cap rates. Rates as of June 15, 2026.
13.50%A
Global Atlantic - Forethought Life Insurance Company
ForeAccumulation II Advisory
13.25%A
Fidelity and Guaranty
FG AccumulatorPlus 10
13.00%A
Fidelity and Guaranty
FG AccumulatorPlus 7
12.50%B++
EquiTrust Life Insurance Company
MarketValue Index
12.00%A
Global Atlantic - Forethought Life Insurance Company
ForeAccumulation II
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Compare by Product Type
Every major annuity category with current rate data
MYGA·1 carriers
Multi-Year Guaranteed Annuity
Guaranteed fixed rates for 3, 5, or 7 years. No market risk. The simplest annuity: deposit, earn interest, withdraw.
6.65%
Best 5-year rate
Compare MYGA rates
FIA7 carriers
Fixed Indexed Annuity
Index-linked returns with principal protection.
13.50% cap
SPIAIncome quotes
Immediate Annuity
Lump sum → guaranteed income within one year.
Lifetime income
DIALongevity
Deferred Income / QLAC
Lock in future income. QLACs reduce RMDs.
Future income
91 Carriers Rated
AM Best, S&P, Moody's, and Fitch ratings for every carrier. Financial strength assessments and product lineups.
Annuity Reviews
In-depth analysis of individual annuity products
Rate data sourced from CANNEX Financial Exchanges. Carrier ratings from A.M. Best, Standard & Poor's, Moody's, and Fitch. All rates subject to change and should be verified directly with carriers.
Rate data checked: June 15, 2026