NexAnnuity

NexAnnuity Retirement Solutions, headquartered in Dallas, Texas, is a retirement and insurance-focused company operating through The Ohio State Life Insurance Company (OSL)—a carrier originally founded in 1906 and licensed in 46 states plus the District of Columbia. NexAnnuity was established in 2018 with the backing of NexPoint Advisors (an investment manager with $16.1 billion AUM) and NexBank (a Dallas-based bank with $14.7 billion in assets as of Q1 2025). These affiliates support NexAnnuity’s operational and investment strategy, allowing it to offer competitive products with well-capitalized backing.

NexAnnuity specializes in Multi-Year Guaranteed Annuities (MYGAs), including the Nex3, Nex5, Nex7, and Nex10—fixed annuity contracts offering guaranteed interest rates over 3, 5, 7, or 10-year terms. Key features of these products include:

Guaranteed fixed interest rates for the full contract term

Free annual withdrawals (up to 10% in most cases)

Market Value Adjustment (MVA) for early surrenders

Death benefit provisions with full account value payout

Auto-renewal options with new guaranteed terms

Low minimum premium requirements (typically $10,000)

These annuities are designed to offer predictable, tax-deferred growth for conservative investors and retirees seeking a blend of safety and return.