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NexAnnuity

A.M. Best B+ rated · 1 product

NexAnnuity Annuities

NexAnnuity is an A.M. Best B+-rated annuity carrier. The current lineup includes 1 multi-year guaranteed annuity product. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.

Current rating

B+

A.M. Best

Annuity products

1

1 MYGA product

Reviewed

June 9, 2026

Product lineup reviewed against current rates.

Lineup Snapshot

Available annuity families and product-type context.

Product pages
1 MYGA product page
Product families
Nex MYGA
Product types
MYGA

Financial Strength

A.M. Best B+

Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.

Product Highlights

Current Annuity Highlights

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Carrier Profile

About NexAnnuity

NexAnnuity Retirement Solutions, headquartered in Dallas, Texas, is a retirement and insurance-focused company operating through The Ohio State Life Insurance Company (OSL)—a carrier originally founded in 1906 and licensed in 46 states plus the District of Columbia. NexAnnuity was established in 2018 with the backing of NexPoint Advisors (an investment manager with $16.1 billion AUM) and NexBank (a Dallas-based bank with $14.7 billion in assets as of Q1 2025). These affiliates support NexAnnuity’s operational and investment strategy, allowing it to offer competitive products with well-capitalized backing.

NexAnnuity specializes in Multi-Year Guaranteed Annuities (MYGAs), including the Nex3, Nex5, Nex7, and Nex10—fixed annuity contracts offering guaranteed interest rates over 3, 5, 7, or 10-year terms. Key features of these products include:

These annuities are designed to offer predictable, tax-deferred growth for conservative investors and retirees seeking a blend of safety and return.

Financial Strength In Plain English

NexAnnuity’s B+ financial strength rating and bbb– issuer credit rating, both affirmed by AM Best with a stable outlook, indicate a solid and reliable insurance provider. While these ratings are slightly below the “Excellent” category (A– and above), they remain in the “Secure” range—signifying that the company has a good capacity to fulfill its long-term commitments to policyholders. The stable outlook implies AM Best expects the company to maintain its financial footing over the medium term. These ratings reflect NexAnnuity’s prudent investment strategy, support from affiliated financial institutions, and disciplined underwriting practices. For consumers, this translates to a provider offering competitive annuity products with reasonable confidence in ongoing stability and performance.

ARHQ Notes

From Our Coverage

First-party review context and product-page notes, kept separate from current rate tables.

Features

Features

Index options, riders, and term choices pulled into one quick scan.

MYGA Products

Nex MYGA

Nex MYGA

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Live Coverage

Product Coverage

Each annuity product page links to current rates, terms, and product details.

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Important Notes

Items that may differ from older reviews, cached pages, or carrier materials.

NexAnnuity is currently represented by one MYGA product page, Nex MYGA.

Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.

Similar product names stay on separate pages when the data maps them as distinct products or contract versions.

Source Links

Carrier and ARHQ product pages used for this profile.

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NexAnnuity Product Families

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