Corebridge Financial

Financial Ratings

A.M. Best A

Fitch A+

About Corebridge Financial

Corebridge Financial (a part of AIG), headquartered in Houston, Texas, is a leading provider of retirement and insurance solutions, offering a range of annuities, life insurance, and investment products. Formerly part of AIG Life & Retirement, Corebridge became an independent entity in 2022 and is now one of the largest providers of retirement solutions in the U.S. The company is publicly traded on the New York Stock Exchange under the ticker symbol CRBG.

The company focuses on helping individuals and institutions achieve financial security through innovative, tax-efficient products. With a strong financial foundation and decades of industry expertise, Corebridge serves millions of customers, emphasizing long-term stability, risk management, and retirement income planning.

Product Lineup

AG Choice Index 10

Fixed Indexed Annuity

Index annuity with principal protection and guaranteed lifetime income

Principal Protection0% minimum return

Index Options5 crediting strategies

Free Withdrawals10% annually

Guaranteed IncomeUp to 5.5% annually

Best for: Individuals aged 50-75 who want principal protection from market downturns while...

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American Pathway Advisory

Multi-Year Guaranteed

Multi-year guaranteed rates with no withdrawal charges

Interest Rate Guarantee3, 5, or 7 year terms

No Withdrawal Charges0% surrender charges

Minimum Value Protection87.5% floor

MVA-Free Withdrawals10% annually

Best for: Conservative investors who want guaranteed returns with maintained liquidity acc...

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American Pathway Fixed 4 Annuity

Multi-Year Guaranteed

Fixed income with 4-year rate guarantee & principal protection

4-Year Rate Guarantee4 years

Penalty-Free Withdrawals5% annually after year 1

Minimum Withdrawal Value Guarantee87.5% of premium

Immediate Interest CreditingFrom contract date

Best for: Individuals age 18-90 who are near or in retirement and want guaranteed income, ...

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American Pathway Fixed 5 Annuity

Multi-Year Guaranteed

Guaranteed income with tax deferral & penalty-free access

Interest Rate Guarantee5 or 7 year options available

Penalty-Free Withdrawals15% annually, up to 20% with carryover

Market Value Adjustment (Optional)5 or 7-year MVA options

Return-of-Premium Guarantee (Optional)Available at purchase; slightly reduces initial rate

Best for: Retirees and pre-retirees seeking guaranteed income, principal protection, tax-d...

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American Pathway Fixed 7 Annuity

Annuity

Guaranteed fixed rates with penalty-free withdrawals

Interest Rate Guarantee1, 3, 5 (Fixed 5) or 1, 3, 7 (Fixed 7) year options

Penalty-Free Withdrawals15% of previous anniversary value or accumulated interest (whichever is greater), plus unused portions can carry over to 20% the next year

Market Value Adjustment (Optional)Available on Fixed 5 and Fixed 7 contracts

Return-of-Premium Guarantee (Optional)Results in slightly lower initial interest rate

Best for: Conservative investors nearing or in retirement who prioritize guaranteed income...

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Assured Edge Advisory

Multi-Year Guaranteed

Guaranteed Income for Life + Market Protection

Guaranteed Lifetime Income Amount (GLIA)Increases annually until activation

Income Growth RateVaries by contract terms

Guaranteed Lifetime Withdrawal Benefit (GLWB)Included, 0.95% annual rider fee

Penalty-Free WithdrawalsUp to 10% per year

Best for: Retirees or near-retirees who want guaranteed lifetime income protected from mar...

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Assured Edge Income Achiever

Multi-Year Guaranteed

Guaranteed lifetime income with annual growth potential

Guaranteed Lifetime Income Amount (GLIA)Based on age 50-80 and eligible premiums

Income Growth Before ActivationIncome credit calculated from initial GLIA × company-set growth rate

Penalty-Free Withdrawals10% of prior anniversary contract value, $250 minimum

Fixed Interest Rate Guarantee10-year or 9-year initial guarantee period

Best for: Individuals aged 50-80 seeking guaranteed lifetime retirement income they can ac...

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Assured Edge Income Builder

Multi-Year Guaranteed

Guaranteed lifetime income + 7.5% annual growth

Guaranteed Lifetime Income WithdrawalsContinues for lifetime of covered person(s)

Income Growth Credit7.5% annually (before withdrawals begin)

Initial Interest Rate Guarantee7 years

Penalty-Free Withdrawals10% annually after first contract year

Best for: Individuals and couples ages 50–80 who want guaranteed lifetime retirement incom...

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Financial Ratings

Live from CANNEX

Rating Agency

A.M. Best

Rating

Description

Excellent

Effective

November 10, 2008

Rating Agency

Fitch

Rating

A+

Description

Strong

Effective

February 14, 2013

Rating Agency

Moody's

Rating

Description

Good

Effective

January 13, 2011

Rating Agency

Standard & Poor's

Rating

A+

Description

Strong

Effective

November 10, 2008

Rating Analysis

American International Group (AIG) holds commendable financial strength ratings from leading rating agencies, showcasing its solid financial health and reliability in fulfilling its insurance responsibilities. These ratings signify AIG's robust position in the insurance market, underlining its capacity to support policyholders and meet financial commitments.