A.M. Best A+ rated · 5 products

Securian Financial Annuities — A+ Rated

Securian Financial is an A.M. Best A+-rated annuity carrier. The current lineup includes 5 fixed indexed and multi-year guaranteed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.

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Current rating

A+

A.M. Best

Annuity products

5 products across FIA and MYGA families

Reviewed

June 9, 2026

Product lineup reviewed against current rates.

Lineup Snapshot

Available annuity families and product-type context.

Product pages: 3 FIA product pages, 2 MYGA product pages
Product families: SecureLink Chronic Illness, SecureLink Future, SecureLink Ultra, SecureOption Choice, SecureOption Focus
Product types: FIA, MYGA

Financial Strength

A.M. Best A+ Stable

Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.

Effective: December 2024

Rating value stored in the carrier profile.

Product Highlights

Current Annuity Highlights

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Carrier Profile

About Securian Financial

Securian Financial Group, Inc., established in 1880 and headquartered in St. Paul, Minnesota, is a trusted mutual financial services company serving over 23 million clients across the U.S. and Canada. Backed by strong financial ratings from all major agencies, Securian offers a broad suite of solutions including life insurance, disability income protection, retirement plans, and fixed annuities. Its annuity lineup features the SecureOption® Choice MYGA, along with other options like SecureOption® Focus and MultiOption® annuities—designed to help clients grow and protect their assets with confidence. With a commitment to long-term financial security, Securian continues to be a reliable partner for individuals and families planning for the future.

Financial Strength In Plain English

Securian Financial consistently earns high ratings from all four major independent rating agencies—Moody’s, Fitch, S&P Global, and A.M. Best—reflecting its strong financial position, disciplined risk management, and long-term stability. These ratings indicate Securian’s excellent ability to meet its ongoing insurance and annuity obligations, even during adverse economic conditions. An Aa3 from Moody’s, AA from Fitch, AA‑ from S&P, and A+ from A.M. Best signify superior claims-paying ability, strong capitalization, conservative investment strategy, and consistent earnings performance. Together, these ratings provide confidence to policyholders and annuity clients that Securian is a secure and dependable financial partner.

ARHQ Notes

From Our Coverage

First-party review context and product-page notes, kept separate from current rate tables.

Product Highlights

Short notes from product pages.

FIAAccumulationA000A2

SecureLink Chronic Illness Access

A seven-year-surrender accumulation fixed indexed annuity from tri-agency-rated Securian Financial with a built-in Accelerated Death Benefit for chronic-illness liquidity access, built around an S&P 500 annual point-to-point cap plus an MSCI EAFE cap and two proprietary participation strategies, with a six-figure premium minimum and no lifetime-income rider.

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MYGASafetyA00011

SecureOption Choice

A multi-term multi-year guaranteed annuity from tri-agency-rated Securian Financial with three, five, seven, and nine-year guarantee periods, a nine-year declining surrender ladder, an annual free-withdrawal allowance, and nursing-home, terminal-illness, and RMD waivers on a single-source MYGA filing without a premium bonus or income rider.

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FIAIncomeA000A0

SecureLink Future

A ten-year-surrender income-focused fixed indexed annuity from tri-agency-rated Securian Financial, built around the optional Achiever Lifetime Income GLWB rider that publishes a higher payout rate at a deferred start than at an immediate start, with an underlying crediting menu pairing a recognizable S&P 500 annual cap and two proprietary participation-rate indexes.

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Features

Index options, riders, and term choices pulled into one quick scan.