Securian Financial
A mutual financial-services company established in 1880 and headquartered in St. Paul, Minnesota - issuing annuities through Minnesota Life Insurance Company, with high financial-strength ratings across all four major agencies.
Financial strength
A+
AM Best
AA-
S&P Global
AA
Fitch
Aa3
Moody's
A+ / AA rated
Securian carries A+ from AM Best, AA- from S&P, AA from Fitch, and Aa3 from Moody's.
Mutual company
Securian Financial Group is a mutual financial-services organization, oriented to long-term policyholder interests.
St. Paul, MN
Headquartered in St. Paul, Minnesota since its founding.
Founded 1880
More than 140 years of operating history.
23M+ clients
Serves more than 23 million clients across the U.S. and Canada.
Run live numbers on Securian Financial products
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Growth FIAs
Selected product: SecureLink Chronic Illness Access
An accumulation-focused fixed indexed annuity group with index-linked crediting and, for some versions, premium-bonus designs.
Other current products
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Explore Securian Financial products
Known Securian Financial product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
SecureLink Chronic Illness Access
A seven-year-surrender accumulation fixed indexed annuity from tri-agency-rated Securian Financial with a built-in Accelerated Death Benefit for chronic-illness liquidity access, built around an S&P 500 annual point-to-point cap plus an MSCI EAFE cap and two proprietary participation strategies, with a six-figure premium minimum and no lifetime-income rider.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
SecureLink Future
A ten-year-surrender income-focused fixed indexed annuity from tri-agency-rated Securian Financial, built around the optional Achiever Lifetime Income GLWB rider that publishes a higher payout rate at a deferred start than at an immediate start, with an underlying crediting menu pairing a recognizable S&P 500 annual cap and two proprietary participation-rate indexes.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
SecureLink Ultra
A two-chassis accumulation-focused fixed indexed annuity from tri-agency-rated Securian Financial — buyer picks between a shorter five-year and a longer seven-year surrender filing under one contract — built around an S&P 500 annual point-to-point cap plus trigger, participation, and multi-year cap alternatives on the same index and a Barclays All Caps Trailblazer 5 participation strategy, with a six-figure premium minimum and no lifetime-income rider.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Compare Securian Financial's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Find your fit
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Company overview
What Securian Financial is
Securian Financial Group, Inc., established in 1880 and headquartered in St. Paul, Minnesota, is a mutual financial-services company serving more than 23 million clients across the U.S. and Canada, with life insurance, disability income protection, retirement plans, and fixed annuities.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Minnesota Life Insurance Company is a subsidiary of Securian Financial Group and is one of the primary issuing companies; Securian Life Insurance Company is the New York-authorized insurer.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Among Securian Financial's annuity families are SecureLink Chronic Illness Access, SecureLink Future, and SecureOption.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Founded
1880
More than 140 years of operating history.
Founded 1880 · AnnuityRatesHQ carrier research, June 2026
Headquarters
St. Paul, MN
Headquartered in St. Paul, Minnesota.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Clients served
23M+
More than 23 million clients across the U.S. and Canada.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Structure
Mutual
A mutual financial-services organization.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
History highlights
Securian was founded in St. Paul, Minnesota in 1880 and has been headquartered there since.
Founded 1880 · AnnuityRatesHQ carrier research, June 2026
The company has operated for more than 140 years and grown into a broad mutual financial-services organization.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Securian serves more than 23 million clients across the U.S. and Canada.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
A mutual holding structure
Securian Financial Group, Inc. is the parent corporation of Minnesota Life Insurance Company and Securian Life Insurance Company, and operates as a mutual financial-services organization.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
A mutual structure orients the company toward long-term policyholder interests rather than outside shareholders.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Both Minnesota Life and Securian Life are headquartered in St. Paul, Minnesota, with Securian Life serving as the New York-authorized insurer.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
A+
Superior financial-strength rating; stable outlook.
As of 12/2024
AnnuityRatesHQ carrier research, June 2026
S&P Global
AA-
Very strong financial-strength rating.
June 2026
Moody's
Aa3
High-quality financial-strength rating.
June 2026
What makes Securian Financial different
Mutual, policyholder-oriented
As a mutual organization, Securian is structured around long-term policyholder interests rather than quarterly shareholder pressure.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Top-tier four-agency ratings
Securian holds A+ from AM Best, AA- from S&P, AA from Fitch, and Aa3 from Moody's - superior, very-strong financial-strength marks across all four major agencies.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Chronic-illness and income riders
Securian's SecureLink FIAs include a built-in chronic-illness accelerated death benefit on one chassis and an optional Achiever Lifetime Income GLWB on another, both shown with current values for the product.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Broad financial-services platform
Beyond annuities, Securian spans life insurance, disability income protection, and retirement plans, giving it a broader platform than a product-only annuity carrier.
June 2026 · AnnuityRatesHQ carrier research, June 2026
About Securian Financial
Securian Financial Group, headquartered in St. Paul, Minnesota and established in 1880, is a mutual financial-services company that issues annuities through Minnesota Life Insurance Company and serves more than 23 million clients.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Securian holds high financial-strength ratings from all four major agencies and offers fixed indexed annuities and multi-year guaranteed annuities alongside life insurance, disability income, and retirement plans.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Securian's Minnesota Life lineup includes SecureLink FIAs for accumulation and chronic-illness access, plus SecureOption fixed annuities.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get Securian Financial's current rate report
Compare Securian Financial's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Securian Financial website — 2026-06-20
- AnnuityRatesHQ carrier research, June 2026 — June 2026
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026