Carrier data
Aspida carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A-
A.M. Best - A-
Tracked products
9
9 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
Aspida
Registry status
Live products available
Product Map
Tracked pages
5 FIA product pages, 4 MYGA product pages
FIA families
Synergy Choice, WealthLock
MYGA families
Aspida Advisory, Synergy Choice, WealthLock
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the product lineup.
- Category
- A-
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
Synergy Choice Max
An accumulation-focused fixed indexed annuity from A- rated Aspida Life, offered in two chassis (a shorter five-year and a longer ten-year), built around an S&P 500 annual point-to-point cap plus participation-rate alternatives on the S&P 500, Nasdaq-100, and three proprietary indexes, with no lifetime-income rider in the design.
Open product pageAdvisory MYGA
An advisory (fee-based / RIA-friendly) share class of Aspida's multi-year guaranteed annuity from an A- rated carrier, offered in multiple guarantee-period lengths with a surrender ladder, MVA, and a small annual free-withdrawal allowance — broadly filed across 49 jurisdictions, with a $100,000 minimum premium.
Open product pageSynergy Choice Bonus
A premium-bonus accumulation fixed indexed annuity from A- rated Aspida Life, filed in 49 states (every US state except New York and North Carolina) as a family of bonus chassis under one productId, built around an S&P 500 annual point-to-point cap plus cap and participation alternatives on the Nasdaq-100, Invesco QQQ Growth, and three proprietary indexes, with no lifetime-income rider in the design.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Synergy Choice
Max, Bonus, Income
The family splits accumulation, bonus, and income-oriented versions into separate pages.
WealthLock
Accumulator and Income Builder
Open the income-named page for rider rows rather than assuming the same mechanics as the accumulator page.
MYGA Products
Synergy Choice MYGA
Fixed-rate page
Kept separate from the Synergy Choice FIA pages because the contract type and comparison table are different.
WealthLock MYGA
Base and Plus
The Plus page is a separate rate sheet, not a state-specific duplicate.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A001MU
Synergy Choice Max
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001MX
Synergy Choice Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001UB
Synergy Choice Income
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001NE
WealthLock Accumulator
- Coverage
- ARHQ product page
- Live signal
- Tracked
A003DN
WealthLock Income Builder
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001JG
Advisory MYGA
- Coverage
- Live rate feed
- Live signal
- 6.05% Rate
A001JI
Synergy Choice MYGA
- Coverage
- Live rate feed
- Live signal
- 5.70% Rate
A001K1
WealthLock MYGA
- Coverage
- Live rate feed
- Live signal
- 5.50% Rate
A001K3
WealthLock MYGA Plus
- Coverage
- Live rate feed
- Live signal
- 5.45% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Aspida has both FIA and MYGA products using Synergy Choice and WealthLock names, so check the product type before comparing rates.
WealthLock MYGA and WealthLock MYGA Plus are treated as separate products because their rate sheets differ.
No Aspida state-specific sibling pages are currently attached to this carrier profile.
Source Links
Carrier and ARHQ product pages used for this profile.
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Aspida Product Families
Product-list pages carry the full tables, filters, and detail links.
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