Nassau Life Annuities

Overview: Nassau Life is part of Nassau Financial Group, a Hartford-based insurance and asset-management platform founded in 2015 with legacy roots through Phoenix back to 1851. Nassau reports $24.4 billion in assets under management and more than 350,000 policies and contracts as of March 31, 2026. The current annuity lineup includes 8 products across fixed indexed annuities and MYGAs.

Product lineup: The FIA side includes Nassau Bonus Annuity, Bonus Annuity Plus, Growth Annuity, Income Accelerator, Personal Income Annuity, and Personal Protection Choice. Several have income-suggestive names, but the product detail should decide whether the contract is accumulation, protection, or income-led. The MYGA side is MYAnnuity and MYAnnuity 5X, which are fixed-rate contracts rather than indexed annuities.

Notable live products: Current rate data shows MYAnnuity at 5.55% and MYAnnuity 5X at 5.20%. The income-rider comparison rows show Nassau Income Accelerator at 8.41%, Nassau Personal Income Annuity at 7.55%, and Nassau Personal Protection Choice at 7.55%, but those are income-planning signals rather than guaranteed MYGA yields. Bonus Annuity and Bonus Annuity Plus should also be compared for premium-bonus tradeoffs, not just headline upside.

Who it may fit: Nassau may fit buyers who are comfortable with a B++ AM Best carrier and want either a competitive fixed-rate MYGA or an FIA with a bonus, protection, or income-planning angle. It is less ideal for buyers who require A-range AM Best strength before considering a carrier, or who want the product decision to be driven by a single clean rate without rider and bonus tradeoffs.