Nassau Life
A midsize, retirement-focused insurer within Nassau Financial Group - a Hartford-based insurance and asset-management platform founded in 2015 with insurance-company legacy roots, through Phoenix, dating to 1851.
Financial strength
B++
AM Best
BBB+
KBRA
B++ rated
Nassau Life carries B++ (Good) from AM Best, with KBRA BBB+ context referenced for Nassau operating companies.
Golden Gate Capital
Nassau Financial Group was founded in 2015 with capital from Golden Gate Capital.
Hartford, CT
Headquartered in Hartford, Connecticut.
Legacy to 1851
Founded in 2015, with insurance-company legacy roots through Phoenix dating back more than 170 years.
$24.4B AUM
About $24.4 billion in assets under management and more than 350,000 policies and contracts.
Run live numbers on Nassau Life products
Choose a product type, then select a current product. The analyzer shows the values returned for your premium, age, state, and timing, and leaves out fields that are not published for that selection.
Income FIAs
Selected product: Nassau Bonus Annuity
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Nassau Life products
Nassau Life’s lineup, grouped by what each product group is built to do. Current rates are pulled from the daily carrier rate service.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with caps, participation rates, and fixed-account options surfaced from live product data.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages carry current rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before opening a product page for the full live strategy set.
Nassau Athos Annuity Bonus
S&P 500 annual cap
6%
Nassau Athos Annuity Non-Bonus
S&P 500 annual cap
9%
Nassau Bonus Annuity Plus
A ten-year-surrender fixed indexed annuity from Nassau Life with a large one-time premium bonus credited at issue, a smaller annual free-withdrawal allowance than the shorter-surrender sibling chassis, accumulation-focused crediting across the S&P 500, Nasdaq-100, Smart Passage SG, and Sunrise Adjustment participation designs, three surrender-charge waivers, and a B-grade A.M. Best carrier rating — not available in New York, California, or Maine.
S&P 500 annual cap
6.25%
Rates are pulled live from CANNEX via the AdvisorWorld data feed · 2026-07-04. Caps, payout rates, and guaranteed rates vary by state, premium band, and rider election — confirm current terms on each product page.
Free Comparison Report
Get Nassau Life's current rate report
Compare Nassau Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Find your fit
Start with the job for the money, then open the live Nassau product page that matches that goal.
How lifetime income builds
See how a guaranteed-income benefit can turn a premium into lifetime income using this carrier’s current income terms.
Lifetime withdrawal rate
3.16%
10-yr illustration
Income-base roll-up
3%
simple, up to 15 yrs
Annual fee
0.95%
benefit charge
Premium
$100,000
Income base · yr 10
$130,000
Annual lifetime income
$4,108
Simplified illustration using this income option’s current simple income-base roll-up over 10 years, then its 3.16% lifetime withdrawal rate. Index credits, interest bonuses, and step-ups can change the result; exact figures require a carrier illustration.
Company overview
What Nassau Life is
Nassau Life is part of Nassau Financial Group, a Hartford-based insurance and asset-management platform founded in 2015 with legacy roots through Phoenix dating to 1851. Nassau reports about $24.4 billion in assets under management and more than 350,000 policies and contracts.
As of 2026-03-31 · ARHQ carrier coverage
Nassau has built a business around annuities, Medicare Supplement insurance, reinsurance, and asset management, with a focused retirement annuity lineup of fixed indexed annuities and MYGAs.
June 2026 packet · Nassau research packet
On ARHQ, Nassau product cards and the analyzer are intentionally live-data driven: the profile supplies story and context, while product availability, rates, riders, caps, and guaranteed terms come from CANNEX-backed feeds.
At render · ARHQ carrier-page architecture; CANNEX via AdvisorWorld
Scale, labeled
Assets under management
~$24.4B
About $24.4 billion in assets under management.
As of 2026-03-31 · ARHQ carrier coverage
Policies & contracts
350,000+
More than 350,000 policies and contracts.
As of 2026-03-31 · ARHQ carrier coverage
Headquarters
Hartford, CT
Headquartered in Hartford, Connecticut.
June 2026 packet · Nassau research packet
Founded
2015
Founded in 2015 with legacy roots to 1851.
Founded 2015 · Nassau research packet
History highlights
Nassau Financial Group was founded in 2015 with capital from Golden Gate Capital.
Founded 2015 · Nassau research packet
Its insurance-company legacy, through Phoenix, dates back more than 170 years to 1851.
Legacy to 1851 · Nassau research packet
Nassau has grown into a midsize retirement-focused insurer with a modern growth platform.
June 2026 packet · Nassau research packet
A modern platform with legacy roots
Nassau Financial Group was founded in 2015 with capital from Golden Gate Capital, building a modern insurance and asset-management platform.
Founded 2015 · Nassau research packet
Though the group was founded in 2015, its insurance-company legacy - through Phoenix - dates back more than 170 years to 1851.
Legacy to 1851 · Nassau research packet
Nassau operates across annuities, Medicare Supplement insurance, reinsurance, and asset management.
June 2026 packet · Nassau research packet
Financial strength
AM Best
CurrentB++
Good financial-strength rating; below A-range carriers.
June 2026 packet
Nassau research packet · current rating check
KBRA
BBB+
Investment-grade financial-strength context referenced for Nassau operating companies.
Checked 2026-06-20
What makes Nassau Life different
Modern platform, legacy roots
Nassau pairs a 2015-founded, Golden Gate Capital-backed platform with insurance-company legacy roots dating to 1851.
June 2026 packet · Nassau research packet
Bonus, growth, income, and protection FIAs
Nassau's FIA lineup spans premium-bonus, accumulation, income-accelerator, and protection designs, so the product page decides whether a contract is accumulation-, protection-, or income-led.
At render · ARHQ product catalog; CANNEX via AdvisorWorld
B++ rating tier
Nassau's AM Best B++ is a good claims-paying category but meaningfully below A-range carriers, so buyers should weigh rate, bonus, rider, and state guaranty-association limits with the rating tier in mind.
Checked 2026-06-20 · Nassau research packet; ARHQ carrier coverage
Competitive MYGA shelf
The MYAnnuity and MYAnnuity 5X fixed-rate products give Nassau a competitive declared-rate option alongside its indexed lineup.
At render · ARHQ product catalog; CANNEX via AdvisorWorld
About Nassau
Nassau Life is part of Nassau Financial Group, a Hartford-based insurance and asset-management platform founded in 2015 with legacy roots through Phoenix to 1851, reporting about $24.4 billion in assets under management.
As of 2026-03-31 · ARHQ carrier coverage; Nassau research packet
Nassau may fit buyers comfortable with a B++ AM Best carrier who want either a competitive fixed-rate MYGA or an FIA with a bonus, protection, or income-planning angle. It is less ideal for buyers who require A-range strength before considering a carrier.
Checked 2026-06-20 · ARHQ carrier coverage
On ARHQ, Nassau product pages stay product-specific: income-named and protection-named products should be read through the product-page rider rows before making rider assumptions, and income figures are not guaranteed MYGA yields.
At render · ARHQ carrier-page architecture; CANNEX via AdvisorWorld
Free Comparison Report
Get Nassau Life's current rate report
Compare Nassau Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Nassau Financial Group website — 2026-06-20
- Nassau research packet - overview, ownership, history, ratings, scale, and product architecture — June 2026 packet
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX via AdvisorWorld public API — At render