A.M. Best A+ rated · 2 products
Lafayette Life Annuities — A+ Rated
Lafayette Life is an A.M. Best A+-rated annuity carrier. The current lineup includes 2 fixed indexed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A+
A.M. Best
Annuity products
2
2 FIA products
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 2 FIA product pages
- Product families
- Marquis Centennial, Marquis S&P
- Product types
- FIA
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
- Effective
- February 7, 2024
Rating value stored in the carrier profile.
Product Highlights
Current Annuity Highlights
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Carrier Profile
About Lafayette Life
Overview: The Lafayette Life Insurance Company is a Western & Southern member company founded in 1905. The current Lafayette Life annuity lineup centers on two fixed indexed annuities plus related first-party review material, rather than a broad MYGA lineup.
Product lineup: The two products split cleanly by purpose. Marquis Centennial is the accumulation-oriented FIA, built around index-linked crediting without an income rider. Marquis S&P is the income-oriented FIA, with a GLWB structure that should be reviewed for withdrawal-rate, fee, and deferral details before it is compared with accumulation-only FIAs.
Notable live products: Current rate data does not show a simple MYGA-style guaranteed rate for Lafayette Life. The useful live comparison is on the FIA product pages, where Marquis Centennial and Marquis S&P can be compared by index menu, surrender period, and income-rider design.
Who it may fit: Lafayette Life may suit buyers who want a highly rated Western & Southern member company and are comparing traditional FIA structures rather than chasing a posted MYGA rate. It may be less ideal for a buyer who wants many product families or a one-screen guaranteed-rate comparison.
Financial Strength In Plain English
The current CANNEX rating lookup did not return a live AM Best row for Lafayette Life in this batch. The CMS rating record and AM Best company profile show A+ for The Lafayette Life Insurance Company, with AM Best rating history showing A+ effective April 23, 2026. In plain English, use the public rating source and stored CMS rating for strength context here, while leaving the live product pages to handle contract-level data.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Marquis Centennial
A ten-year-surrender fixed indexed annuity from A-rated Lafayette Life (Western & Southern), built for index-linked accumulation across cap, monthly-cap, and term-laddered participation strategies on the S&P 500 and two proprietary volatility-controlled indexes, with no income rider and no premium bonus.
Open product pageMarquis S&P
A ten-year-surrender fixed indexed annuity from A-rated Lafayette Life (Western & Southern) built around the Marquis SP GLWB lifetime-withdrawal rider, with the same multi-crediting index menu as the carrier's Marquis Centennial accumulation sibling underneath.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Marquis Centennial
Marquis Centennial
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Marquis S&P
Marquis S&P
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Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Lafayette Life currently has two FIA pages attached here: Marquis Centennial and Marquis S&P.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
Source Links
Carrier and ARHQ product pages used for this profile.
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Lafayette Life Product Families
Product-list pages carry the full tables, filters, and detail links.
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