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AM Best A rated · 21 products
F&G Annuities and Life Annuities — A Rated
F&G Annuities and Life is an AM Best A-rated annuity carrier. The current lineup includes 21 fixed indexed and multi-year guaranteed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A
AM Best
Annuity products
21
21 products across FIA and MYGA families
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 17 FIA product pages, 4 MYGA product pages
- Product families
- F&G Secure MYGA, Prosperity Elite, Accelerator, F&G Power Accumulator, FG AccumulatorPlus, F&G 1 2, F&G Flex Accumulator, F&G Safe Income Advantage, plus 6 more
- Product types
- FIA, MYGA
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
- Effective
- Jan 12, 2024
Rating value stored in the carrier profile.
Product Highlights
Current Annuity Highlights
Loading current rates, rider rows, index choices, and contract terms.
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Carrier Profile
About F&G Annuities and Life
Fidelity & Guaranty Life Insurance Company (F&G) is a U.S.-based insurance provider established in 1959 and headquartered in Des Moines, Iowa. The company specializes in offering annuities and life insurance products, including fixed indexed annuities (FIAs), multi-year guaranteed annuities (MYGAs), and indexed universal life (IUL) insurance. F&G operates through a network of over 82,000 licensed agents and serves more than 1 million policyholders across the United States.
Financial Strength In Plain English
F&G Annuities & Life is rated favorably by major credit rating agencies, reflecting its strong financial stability and effective risk management practices. The company typically holds ratings in the 'A' range, indicating a strong capacity to meet its financial commitments, particularly in terms of policyholder obligations. F&G is well-regarded for its solid capitalization, consistent profitability, and prudent investment strategy. The ratings also consider F&G's diversified business model and its strategic positioning within the competitive annuities and life insurance markets. The outlook for F&G is generally stable, suggesting a stable financial and operational outlook with minimal risk of rating changes in the near term.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Accelerator Plus 10
A ten-year-surrender F&G fixed indexed annuity with a built-in premium bonus and an optional Enhanced GMWB rider for guaranteed lifetime income, built for buyers who want bonus-amplified income-base growth over a full ten-year deferral.
Open product pageF&G Secure MYGA MVA
A multi-year guaranteed annuity from F&G Annuities & Life with 3-, 5-, and 7-year guarantee periods on a seven-year declining surrender ladder, a market-value-adjustment design that re-prices early-exit values against the prevailing interest-rate environment, nursing-home and terminal-illness surrender waivers, and three-agency financial-strength corroboration.
Open product pageAccelerator Plus 14
A fourteen-year-surrender F&G fixed indexed annuity with a larger premium bonus than the ten-year sibling and an optional Enhanced GMWB rider for guaranteed lifetime income, available only in the subset of states that allow fourteen-year surrender ladders.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Prosperity Elite
3 product pages
Prosperity Elite 10, Prosperity Elite 14, Prosperity Elite 7
Accelerator
2 product pages
Accelerator Plus 10, Accelerator Plus 14
F&G Power Accumulator
2 product pages
F&G Power Accumulator 10, F&G Power Accumulator 7
FG AccumulatorPlus
2 product pages
FG AccumulatorPlus 10, FG AccumulatorPlus 7
F&G 1 2
F&G 1 2 3
Open the product page for live rates, state availability, and term-specific detail.
F&G Flex Accumulator
F&G Flex Accumulator
Open the product page for live rates, state availability, and term-specific detail.
F&G Safe Income Advantage
F&G Safe Income Advantage
Open the product page for live rates, state availability, and term-specific detail.
F&G SecureBuilder
F&G SecureBuilder
Open the product page for live rates, state availability, and term-specific detail.
Additional products
4 more product groups
The product table below links every product page in this carrier record.
MYGA Products
F&G Secure MYGA
3 product pages
F&G Secure MYGA MVA, F&G Secure MYGA Non-MVA, F&G Secure MYGA ROP
FG Guarantee Platinum
FG Guarantee Platinum
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
A0010T
Accelerator Plus 10
- Coverage
- ARHQ product page
- Current rate
- Available
A0010Y
Accelerator Plus 14
- Coverage
- ARHQ product page
- Current rate
- Available
A002J6
F&G 1 2 3
- Coverage
- ARHQ product page
- Current rate
- Available
A00110
F&G Flex Accumulator
- Coverage
- ARHQ product page
- Current rate
- Available
A0010B
F&G Power Accumulator 10
- Coverage
- ARHQ product page
- Current rate
- Available
A000ZJ
F&G Power Accumulator 7
- Coverage
- ARHQ product page
- Current rate
- Available
A0016A
F&G Safe Income Advantage
- Coverage
- ARHQ product page
- Current rate
- Available
A0011K
F&G SecureBuilder
- Coverage
- ARHQ product page
- Current rate
- Available
A0011R
F&G SecureIncome 7
- Coverage
- ARHQ product page
- Current rate
- Available
A0010J
FG AccumulatorPlus 10
- Coverage
- ARHQ product page
- Current rate
- Available
A0010D
FG AccumulatorPlus 7
- Coverage
- ARHQ product page
- Current rate
- Available
A00112
FGNY Index Choice 10
- Coverage
- ARHQ product page
- Current rate
- Available
A0010L
Performance Pro
- Coverage
- ARHQ product page
- Current rate
- Available
A00163
Prosperity Elite 10
- Coverage
- ARHQ product page
- Current rate
- Available
A00165
Prosperity Elite 14
- Coverage
- ARHQ product page
- Current rate
- Available
A00153
Prosperity Elite 7
- Coverage
- ARHQ product page
- Current rate
- Available
A001FA
Secure Landing
- Coverage
- ARHQ product page
- Current rate
- Available
A0011Y
F&G Secure MYGA MVA
- Coverage
- ARHQ product page
- Current rate
- Available
A0011W
F&G Secure MYGA Non-MVA
- Coverage
- ARHQ product page
- Current rate
- Available
A00120
F&G Secure MYGA ROP
- Coverage
- ARHQ product page
- Current rate
- Available
A000YC
FG Guarantee Platinum
- Coverage
- ARHQ product page
- Current rate
- Available
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
F&G has a large FIA lineup plus fixed-rate products. Keep income, accumulation, MVA, non-MVA, and ROP variants separate when comparing products.
FGNY Index Choice 10 is the New York-labeled FIA page in this carrier set.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
F&G Annuities and Life Product Families
Product-list pages carry the full tables, filters, and detail links.
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