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F&G
A retirement-focused insurer specializing in annuities and life insurance - an independent, publicly traded company (NYSE: FG) since 2022 after years as a Fidelity National Financial subsidiary.
Financial strength
A
AM Best
A-
S&P Global
A-
Fitch
A3
Moody's
A (Excellent) rated
Fidelity & Guaranty Life carries A (Excellent) from AM Best, with A- from S&P and Fitch and A3 from Moody's.
Public company
F&G Annuities & Life, Inc. trades on the New York Stock Exchange under the ticker FG.
Des Moines, IA
Headquartered in Des Moines, Iowa.
Founded 1959
Fidelity & Guaranty Life Insurance Company was established in 1959.
1M+ policyholders
Serves more than 1 million policyholders through a network of over 82,000 licensed agents.
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Income FIAs
Selected product: Accelerator Plus 10
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore F&G products
Known F&G product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Current CANNEX rate preview for the premium, age, timing, and state selected in the analyzer above.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
Accelerator Plus 14
F&G Accelerator Plus 14 is currently shown as an FIA with live crediting and contract facts available, but current live data does not include published lifetime-income rider details for an age-60, year-10 comparison; treat those specifics as unavailable until the carrier publishes them.
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F&G Flex Accumulator
A ten-year-surrender F&G fixed indexed annuity built for index-linked accumulation across an S&P 500 annual point-to-point cap and participation designs on multiple volatility-controlled indexes, with no income rider, no premium bonus, and broad 50-state availability.
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F&G Power Accumulator 7
A seven-year-surrender F&G fixed indexed annuity — the shorter-term sibling of Power Accumulator 10 — built for index-linked accumulation with two paths to S&P exposure and multiple volatility-controlled index participation designs, with no income rider and no premium bonus.
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F&G Power Accumulator 10
A ten-year-surrender F&G fixed indexed annuity built for index-linked accumulation with two paths to S&P exposure (annual point-to-point cap and an iShares Core S&P 500 ETF participation design) alongside multiple volatility-controlled index participation strategies, with no income rider and no premium bonus.
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F&G SecureBuilder
An F&G fixed indexed annuity with 5-year and 7-year surrender options, built for index-linked accumulation on a focused strategy menu (S&P 500 annual point-to-point cap, a CIBC Balanced participation design, and a fixed account), with no income rider, no premium bonus, and three-agency financial-strength corroboration.
Current Rate Preview
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FG AccumulatorPlus 7
A seven-year-surrender F&G fixed indexed annuity — the shorter-term sibling of FG AccumulatorPlus 10 — built for index-linked accumulation on a diverse strategy menu (S&P 500 cap plus participation designs on three proprietary volatility-controlled indexes), with no income rider and no premium bonus.
Current Rate Preview
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FG AccumulatorPlus 10
A ten-year-surrender F&G fixed indexed annuity built for index-linked accumulation on a diverse strategy menu (S&P 500 annual point-to-point cap plus participation designs on three proprietary volatility-controlled indexes), with no income rider, no premium bonus, and three-agency financial-strength corroboration.
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FGNY Index Choice 10
F&G's New York-only fixed indexed annuity — a ten-year-surrender contract issued by the carrier's NY subsidiary with a focused strategy menu (an S&P 500 annual point-to-point cap plus a fixed account), a small premium bonus, two surrender waivers, and three-agency financial-strength corroboration.
Current Rate Preview
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Prosperity Elite 14
F&G Prosperity Elite 14 is currently shown as an FIA with live crediting and contract facts available, but current live data does not include published lifetime-income rider details for an age-60, year-10 comparison; treat those specifics as unavailable until the carrier publishes them.
Current Rate Preview
Current rate preview unavailable. Open the product page for current strategies.
Secure Landing
A seven-year-surrender F&G fixed indexed annuity built for index-linked accumulation on a focused strategy menu (S&P 500 annual point-to-point cap, a CIBC Balanced participation design, and a fixed account), with no income rider, no premium bonus, and three-agency financial-strength corroboration.
Current Rate Preview
Current rate preview unavailable. Open the product page for current strategies.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
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How lifetime income builds
See how a guaranteed-income benefit can turn a premium into lifetime income using this carrier’s current income terms.
Checking current product-specific income options…
Company overview
What F&G is
Fidelity & Guaranty Life Insurance Company (F&G) is a retirement-focused insurer established in 1959 and headquartered in Des Moines, Iowa, specializing in fixed indexed annuities, multi-year guaranteed annuities, and indexed universal life insurance.
June 2026 · AnnuityRatesHQ carrier research, June 2026
F&G occupies a position between large diversified insurers and smaller annuity specialists; its scale, strong ratings, and focused retirement lineup have made it one of the more significant carriers in the indexed-annuity marketplace.
June 2026 · AnnuityRatesHQ carrier research, June 2026
F&G's annuity lineup spans Prosperity Elite, Accelerator Plus, and FG Guarantee Platinum.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Founded
1959
Fidelity & Guaranty Life Insurance Company established.
Founded 1959 · AnnuityRatesHQ carrier research, June 2026
Headquarters
Des Moines, IA
Headquartered in Des Moines, Iowa.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Public company
NYSE: FG
F&G Annuities & Life, Inc. trades on the New York Stock Exchange.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Policyholders
1M+
More than 1 million policyholders served through 82,000+ licensed agents.
June 2026 · AnnuityRatesHQ carrier research, June 2026
History highlights
Fidelity & Guaranty Life Insurance Company was founded in 1959 and is headquartered in Des Moines, Iowa.
Founded 1959 · AnnuityRatesHQ carrier research, June 2026
F&G operated as a subsidiary of Fidelity National Financial for many years before becoming an independent publicly traded company in 2022.
Independent public company 2022 · AnnuityRatesHQ carrier research, June 2026
The company has grown into one of the more significant carriers in the indexed-annuity marketplace, serving more than 1 million policyholders.
June 2026 · AnnuityRatesHQ carrier research, June 2026
From Fidelity National Financial subsidiary to public company
F&G has historical ties to Fidelity National Financial (FNF), one of the largest title-insurance and financial-services organizations in the United States, and operated as an FNF subsidiary for many years.
June 2026 · AnnuityRatesHQ carrier research, June 2026
F&G became an independent publicly traded company in 2022 and trades on the New York Stock Exchange under the ticker FG, with F&G Annuities & Life, Inc. as the public parent.
Independent public company 2022 · AnnuityRatesHQ carrier research, June 2026
Annuities are issued through Fidelity & Guaranty Life Insurance Company and, in New York, Fidelity & Guaranty Life Insurance Company of New York.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
A
Excellent financial-strength rating; stable outlook.
June 2026
AnnuityRatesHQ carrier research, June 2026
S&P Global
A-
Strong financial-strength rating; stable outlook.
June 2026
AnnuityRatesHQ carrier research, June 2026
Fitch
A-
Strong financial-strength rating; stable outlook.
June 2026
AnnuityRatesHQ carrier research, June 2026
Moody's
A3
Good financial-strength rating; stable outlook.
June 2026
AnnuityRatesHQ carrier research, June 2026
What makes F&G different
Retirement-focused specialist
F&G concentrates on annuities and life insurance rather than a broad financial-services platform, with a deep FIA lineup spanning accumulation, bonus-amplified income, and fixed-rate designs.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Independent and publicly traded
After years as a Fidelity National Financial subsidiary, F&G became an independent NYSE-listed company (FG) in 2022, adding public-company disclosure to its profile.
Independent public company 2022 · AnnuityRatesHQ carrier research, June 2026
Strong investment-grade ratings
F&G maintains an A (Excellent) rating from AM Best with A- from S&P and Fitch and A3 from Moody's, supporting confidence in its long-term claims-paying ability.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Broad indexed-annuity lineup
The current catalog spans bonus and income FIAs (Prosperity Elite, Accelerator Plus), accumulation FIAs (Power Accumulator, AccumulatorPlus, SecureBuilder), and fixed-rate MYGAs (Secure MYGA, Guarantee Platinum).
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
About F&G
F&G (Fidelity & Guaranty Life Insurance Company), headquartered in Des Moines, Iowa, is a retirement-focused insurer founded in 1959 that specializes in fixed indexed annuities, multi-year guaranteed annuities, and indexed universal life insurance.
June 2026 · AnnuityRatesHQ carrier research, June 2026
F&G became an independent publicly traded company (NYSE: FG) in 2022 after years as a Fidelity National Financial subsidiary, and serves more than 1 million policyholders through a large independent-agent network.
June 2026 · AnnuityRatesHQ carrier research, June 2026
F&G ranges from Prosperity Elite and Accelerator Plus income designs to Power Accumulator and SecureBuilder growth FIAs, plus Secure MYGA and Guarantee Platinum fixed-rate options.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get F&G's current rate report
Compare F&G's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- F&G website — 2026-06-20
- AnnuityRatesHQ carrier research, June 2026 — June 2026
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026