AM Best A++ rated · 2 products
MassMutual Annuities — A++ Rated
MassMutual is an AM Best A++-rated annuity carrier. The current lineup includes 2 multi-year guaranteed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A++
AM Best
Annuity products
2
2 MYGA products
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 2 MYGA product pages
- Product families
- Premier Voyage, Stable Voyage
- Product types
- MYGA
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
- Effective
- Aug 25, 2023
Rating value stored in the carrier profile.
Product Highlights
Current Annuity Highlights
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Carrier Profile
About MassMutual
MassMutual is a mutual life insurance company founded in 1851 and based in Springfield, Massachusetts. It serves policyholders with a broad range of financial products, including life insurance, disability and long-term care coverage, and annuities—such as Myga (Multi-Year Guaranteed Annuities), immediate, deferred income, and variable annuities. MassMutual also offers retirement and investment services. As of December 31, 2024, the company managed $466 billion in assets and employed over 10,000 people.
Financial Strength In Plain English
MassMutual is consistently rated at the higher end of the credit rating spectrum by major agencies, often receiving ratings such as 'AA+' or similar. These ratings reflect its excellent financial strength, robust capitalization, and superior ability to meet policyholder and contract obligations. MassMutual benefits from a diversified business model that includes a wide range of insurance products, financial services, and a strong presence in retirement services. The company's strong performance is underpinned by conservative investment practices and a well-managed asset portfolio. The outlook for MassMutual is typically stable, indicating expectations of continued financial stability and strong operational performance.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Premier Voyage
A multi-year guaranteed annuity from MassMutual with declared rates published on this page across 2-, 3-, 4-, 5-, 6-, and 7-year terms, a matching 7-year surrender ladder, an annual free-withdrawal allowance, and nursing-home, terminal-illness, and RMD waivers — filed in 50 jurisdictions (excludes New York).
Open product pageStable Voyage
A multi-year guaranteed annuity from MassMutual with declared rates published on this page across 3-, 4-, and 5-year terms, a matching 5-year surrender ladder, an annual free-withdrawal allowance, and activities-of-daily-living, RMD, and terminal-illness waivers — filed broadly across U.S. jurisdictions.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
MYGA Products
Premier Voyage
Premier Voyage
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Stable Voyage
Stable Voyage
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
MassMutual currently has two MYGA product pages attached here: Premier Voyage and Stable Voyage.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
Source Links
Carrier and ARHQ product pages used for this profile.
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MassMutual Product Families
Product-list pages carry the full tables, filters, and detail links.
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