Global Atlantic
A KKR-owned retirement, life insurance, annuity, and reinsurance platform where most ARHQ retail annuity pages are issued by Forethought Life Insurance Company.
Financial strength
A
AM Best
A2
Moody's
A
S&P Global
A
Fitch
A / A2 / A / A rated
Global Atlantic publishes A from AM Best, A2 from Moody's, A from S&P, and A from Fitch across its insurance company ratings.
KKR-owned
KKR acquired majority ownership in 2021 and completed the acquisition of the remaining stake in 2024.
Founded 2004
Global Atlantic traces its origin to Goldman Sachs Reinsurance Group in 2004.
Forethought issuer
Global Atlantic says Forethought Life Insurance Company issues many listed annuity products and is responsible for its own obligations.
Retail + institutional
Global Atlantic presents individual annuity and life lines alongside block, flow, pension risk transfer, and funding-agreement channels.
Run live numbers on Global Atlantic products
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Income FIAs
Selected product: ForeIncome II (1-year)
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Global Atlantic products
Global Atlantic’s lineup, grouped by what each product group is built to do. Current rates are pulled from the daily carrier rate service.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with caps, participation rates, and fixed-account options surfaced from live product data.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages carry current rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before opening a product page for the full live strategy set.
ForeAccumulation II (1-year)
A ten-year-surrender accumulation FIA from Global Atlantic at an A.M. Best A rating, pairing an S&P 500 annual cap strategy with participation strategies on volatility-controlled indexes — no optional GLWB income rider on this filing.
S&P 500 annual cap rate
9.75%
ForeAccumulation II Advisory (1-year)
The fee-based advisory variant of Global Atlantic's ForeAccumulation II accumulation FIA, with a flat five-year surrender ladder and an S&P 500 annual cap headline — no optional GLWB income rider on this filing.
S&P 500 annual cap rate
11%
ForeAccumulation II with Premium Enhancement (1-year)
The bonus-paying variant of Global Atlantic's ForeAccumulation II accumulation FIA — an up-front premium enhancement credit layered onto a ten-year surrender ladder with an S&P 500 annual cap headline and a standard death benefit — no optional GLWB income rider on this filing.
S&P 500 annual cap rate
5%
Rates are pulled live from CANNEX via the AdvisorWorld data feed · 2026-06-22. Caps, payout rates, and guaranteed rates vary by state, premium band, and rider election — confirm current terms on each product page.
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Find your fit
Start with the retirement job, then open the live Global Atlantic product page that matches it. Rates, riders, caps, guaranteed terms, and state rules stay tied to CANNEX-backed detail.
How lifetime income builds
See how a guaranteed-income benefit can turn a premium into lifetime income using this carrier’s current income terms.
Lifetime withdrawal rate
7%
10-yr illustration
Income-base roll-up
10%
compound, up to 15 yrs
Annual fee
1.2%
benefit charge
Premium
$100,000
Income base · yr 10
$259,374
Annual lifetime income
$18,156
Simplified illustration using this income option’s current compound income-base roll-up over 10 years, then its 7% lifetime withdrawal rate. Index credits, interest bonuses, and step-ups can change the result; exact figures require a carrier illustration.
Company overview
What Global Atlantic is
Global Atlantic describes itself as a leading provider of retirement security and investment solutions and as a wholly owned subsidiary of KKR.
Checked 2026-06-18 · Global Atlantic Our Story page
Global Atlantic says its marketing name includes subsidiaries such as Forethought Life Insurance Company and Accordia Life and Annuity Company, with each subsidiary responsible for its own financial and contractual obligations.
Checked 2026-06-18 · Global Atlantic investor presentation page footer
The company presents individual markets and institutional markets together, spanning fixed and indexed annuities, preneed life, block and flow reinsurance, pension risk transfer, and funding agreements.
As of April 2026 presentation · Global Atlantic April 2026 Investor Presentation
Scale, labeled
Adjusted invested assets
$212B
Global Atlantic-published adjusted invested assets figure, including GA and co-invest assets.
As of April 2026 presentation · Global Atlantic April 2026 Investor Presentation
GAAP reserves
$209B
Global Atlantic-published total GAAP reserves figure.
Adjusted operating earnings
$1.185B
Global Atlantic-published 2025 adjusted operating earnings, pre-tax.
Distribution and institutional reach
250+ / 30+
Global Atlantic-published figures for banks and broker-dealers plus reinsurance clients.
As of April 2026 presentation · Global Atlantic April 2026 Investor Presentation
History highlights
Global Atlantic began as Goldman Sachs Reinsurance Group in 2004.
Founded 2004 · Global Atlantic professional Meet page
Global Atlantic separated from Goldman Sachs and became an independent company in 2013.
2013 milestone · Global Atlantic professional Meet page
Global Atlantic entered the life and annuity market through the 2005 acquisition of Allmerica Life, later renamed Commonwealth Annuity and Life Insurance Company.
2005 milestone referenced in company materials · Global Atlantic separation announcement
KKR ownership and insurance scale
Global Atlantic says KKR acquired majority ownership in 2021 and later increased ownership to 100% in 2024.
Checked 2026-06-18 · Global Atlantic professional Meet page
The January 2024 closing announcement says KKR acquired the remaining 37% of Global Atlantic, making KKR the full owner.
2024-01-02 closing announcement · Global Atlantic KKR acquisition announcement
Global Atlantic describes the KKR relationship as giving policyholders access to KKR investment and origination capabilities through KKR acting as Global Atlantic's asset manager.
2024-01-02 closing announcement · Global Atlantic KKR acquisition announcement
Financial strength
AM Best
CurrentA
Excellent financial-strength rating; ARHQ reconciles this row with the live CANNEX AM Best value at render.
Ratings as of 2025-06-30; live CANNEX value at render
Global Atlantic Investor Relations ratings page; CANNEX ratings feed · current rating check
Moody's
A2
Rating shown in the Global Atlantic April 2026 investor presentation for the insurance company ratings set.
As of April 2026 presentation
S&P Global
A
Strong financial-strength rating shown in Global Atlantic investor materials.
Ratings as of 2025-06-30; page checked 2026-06-18
Global Atlantic Investor Relations ratings page; April 2026 Investor Presentation
Fitch
A
Strong financial-strength rating shown in Global Atlantic investor materials.
Ratings as of 2025-06-30; page checked 2026-06-18
Global Atlantic Investor Relations ratings page; April 2026 Investor Presentation
What makes Global Atlantic different
KKR-backed insurance model
Global Atlantic is one of the clearest ARHQ examples of an asset-manager-owned insurer: the retail annuity story sits alongside KKR ownership, investment sourcing, and institutional insurance channels.
Checked 2026-06-18 · Global Atlantic Our Story page; KKR acquisition announcement
Forethought issuing-company clarity
Global Atlantic is the marketing brand, but many annuity product pages identify Forethought Life Insurance Company as the issuer, so guarantees should be read at the issuing-company level.
Checked 2026-06-18 · Global Atlantic annuity products page
Individual plus institutional channels
The company combines individual-market annuities and preneed life with block reinsurance, flow reinsurance, pension risk transfer, and funding agreements.
Checked 2026-06-18 · Global Atlantic April 2026 Investor Presentation; institutional solutions page
Accumulation, income, and fixed-rate paths
Global Atlantic markets fixed index annuities for protected growth and lifetime income, plus fixed annuities such as SecureFore for guaranteed term-rate planning.
Checked 2026-06-18 · Global Atlantic fixed index annuities page; fixed annuities page; rates page
About Global Atlantic
Global Atlantic is a KKR-owned retirement security and investment-solutions company. Its ARHQ carrier page uses the Global Atlantic marketing brand while keeping issuing-company context visible for Forethought Life Insurance Company products.
Checked 2026-06-18 · Global Atlantic Our Story page; annuity products page
The company frames its annuity product set around financial goals: accumulation, lifetime income, protection, legacy planning, and fixed-rate growth, while its institutional business addresses block, flow, and pension risk transfer needs.
Checked 2026-06-18 · Global Atlantic home page; institutional solutions page
On ARHQ, Global Atlantic product cards and the analyzer are intentionally live-data driven: this profile supplies story and context, while product availability, rates, riders, caps, guaranteed terms, and review links come from CANNEX-backed feeds and mapped product pages.
At render · ARHQ carrier-page architecture; CANNEX via AdvisorWorld
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Sources
- Global Atlantic home page — Checked 2026-06-18
- Global Atlantic Our Story page — Checked 2026-06-18
- Global Atlantic professional Meet page — Checked 2026-06-18
- KKR completes acquisition of remaining Global Atlantic stake — 2024-01-02
- Global Atlantic Investor Relations ratings page — Ratings as of 2025-06-30; checked 2026-06-18
- Global Atlantic investor presentations page — Checked 2026-06-18
- Global Atlantic April 2026 Investor Presentation — April 2026
- Global Atlantic institutional solutions page — Checked 2026-06-18
- Global Atlantic fixed index annuities page — Checked 2026-06-18
- Global Atlantic fixed annuities page — Checked 2026-06-18
- Global Atlantic annuity products page — Checked 2026-06-18
- Global Atlantic rates page — Checked 2026-06-18
- ARHQ CANNEX-backed product catalog and mapped product pages — At render