AM Best B++ rated
Investor Heritage Annuities
Investor Heritage is an AM Best B++-rated annuity carrier. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
B++
AM Best
Annuity products
0
Registry pending
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- Investor Heritage
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Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
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Carrier Profile
About Investor Heritage
Founded in 1960 and headquartered in Frankfort, Kentucky, Investors Heritage Life Insurance Company has a longstanding history of providing insurance solutions. In 2018, the company partnered with Aquarian Holdings, bolstering its financial base and facilitating growth in its annuity offerings. This partnership led to the launch of the Heritage Builder MYGA and expansion into fixed index annuities. Investors Heritage has been recognized for its rapid growth, ranking as the fastest-growing U.S. life and annuity insurer in 2021 according to S&P Global.
Financial Strength In Plain English
Investors Heritage holds a B++ (Good) rating from AM Best, indicating a strong balance sheet and a good ability to meet ongoing insurance obligations. Fitch Ratings assigns a BBB- rating, suggesting adequate capacity to meet financial commitments, though adverse economic conditions could impact this capacity. The company is not rated by Standard & Poor’s. While these ratings are respectable, they are slightly lower than some competitors in the industry, which may be a consideration for customers prioritizing financial strength.
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Product Coverage
No annuity products are currently available for this carrier.
No public annuity products are attached yet.
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Investor Heritage Product Families
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Fixed Indexed Annuities
FIAIndexed-crediting products with caps, participation rates, floors, and rider fields.
View Fixed Indexed Annuity ratesMulti-Year Guaranteed Annuities
MYGAGuaranteed-rate products by term, state, premium band, and filing.
View Multi-Year Guaranteed Annuity ratesImmediate Annuities
SPIASingle-premium income quotes and payout context.
View Immediate Annuity ratesDeferred Income Annuities
DIADeferred income and QLAC-style quote paths.
View Deferred Income Annuity ratesFree Comparison Report
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