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Best 6-Year MYGA Rates

Top 6-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of October 2, 2026 - 25 products ranked

#	Carrier	Product	6-Year Rate	AM Best
1	Oxford Life Insurance Company	Multi Select	6.35%	A
2	American Gulf	Anchor MYGA	6.00%	B++
3	Atlantic Coast Life	Safe Harbor Bonus Guarantee	5.90%	B
4	Atlantic Coast Life	Safe Haven Bonus Guarantee	5.87%	B
5	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.75%	A
6	Sagicor Life Insurance Company	Milestone Max MYGA	5.75%	A
7	Sagicor Life Insurance Company	Milestone MYGA	5.70%	A
8	Mountain Life Insurance Company	Secure Summit	5.66%	B-
9	EquiTrust Life Insurance Company	Certainty Select	5.60%	B++
10	American National Insurance Company	Palladium MYG Max	5.57%	A
11	Massachusetts Mutual Life Insurance Company	Premier Voyage	5.55%	A++
12	Americo Financial Life and Annuity Insurance Company	Platinum Assure	5.55%	A
13	Nassau Life and Annuity Company	Simple Annuity	5.50%	B++
14	Talcott Financial Group	EverStead MYGA	5.50%	A-
15	American National Insurance Company	Palladium MYG	5.42%	A
16	Clear Spring Life and Annuity Company	Preserve Multi-Year Guaranteed Annuity	5.40%	A-
17	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term MVA II	5.35%	A++
18	Protective Life Insurance Company	Smart Saver NY	5.35%	A+
19	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Choice II	5.30%	A++
20	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Fixed Annuity V	5.30%	A++
21	Corebridge Financial	American Pathway Vision MYG	5.30%	A
22	Pacific Guardian Life	Diamond Head MYGA	5.20%	A
23	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Fixed Annuity IV - FP Series	5.10%	A++
24	Western-Southern Life Assurance Company	SmartSelect Two	4.85%	A+
25	Western-Southern Life Assurance Company	SmartSelect	4.80%	A+

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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