5.55%
10-yr guarantee
Rates as of July 21, 2026 · last-known-good data. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 5.15% |
| 5-Year | 5.4% |
| 10-Year | 5.55% |
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See how Certainty Select compares for your age, state, premium, and income goals alongside other EquiTrust Life Insurance Company MYGA options.