Secure Term MVA II
New York Life Insurance and Annuity Corporation (NYLIAC)
4.8%
7-yr guarantee
10%
Free W/D
53
Jurisdictions
Product analyzer
Run live numbers for Secure Term MVA II
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this New York Life Insurance and Annuity Corporation (NYLIAC) product.
Free withdrawal
10%/yr
Availability
53 jurisdictions
Surrender period
7 years
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See how Secure Term MVA II compares for your age, state, premium, and income goals alongside other New York Life Insurance and Annuity Corporation (NYLIAC) MYGA options.
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.65% |
| 4-Year | 4.65% |
| 5-Year | 4.7% |
| 6-Year | 4.75% |
| 7-Year | 4.8% |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
3Nursing home waiver, RMD waiver, Terminal illness waiver
Death benefit
Enhanced Beneficiary Benefit RiderBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single lifeContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
7%
Yr 2
7%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
Free Comparison Report
Get a Secure Term MVA II rate report
See how Secure Term MVA II compares for your age, state, premium, and income goals alongside other New York Life Insurance and Annuity Corporation (NYLIAC) MYGA options.