Best available rate
5.5%
6-yr guarantee · $10,000+ premium
Highest current rate across the available 4-year and 6-year guarantee terms.
View all rates and terms ↓5%
Free W/D
49
Available jurisdictions
Rates as of August 12, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Simple Annuity
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Nassau Life product.
Live product data
Rates as of August 12, 2026, from AdvisorWorld and CANNEX.
4-year guaranteed rate
5.25% guaranteed for 4 years
Current guaranteed terms are shown from live rate records. Surrender details are omitted because an exact contract schedule is not linked in the current data.
Best fit
Buyers comparing the currently published guarantee terms who will confirm the applicable surrender schedule before purchase.
Available guarantee terms
4 and 6 years
AM Best
B++ Good
Free withdrawal
5%/yr
Availability
49 jurisdictions (excl. Maine, New York)
Minimum premium
$10,000
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Guaranteed Rates by Term
| Term | Surrender term | Rate effective | Published rate |
|---|---|---|---|
| 4-Year | Not available | Jun 8, 2026 | 5.25%Rate convention not stated |
| 6-Year | Not available | Jun 8, 2026 | 5.5%Rate convention not stated |
Key Features
Free withdrawal
5%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Carrier Ratings
Free Comparison Report
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See how Simple Annuity compares for your age, state, premium, and income goals alongside other Nassau Life MYGA options.