Best available rate
5.55%
7-yr guarantee · $25,000+ premium
Highest current rate across the available 2-year, 3-year, 4-year, 5-year, 6-year, and 7-year guarantee terms.
View all rates and terms ↓3%
Free W/D
49
Available jurisdictions
Rates as of August 26, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Platinum Assure
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Americo product.
Live product data
Rates as of August 26, 2026, from AdvisorWorld and CANNEX.
5-year guaranteed declared rate
5.55% guaranteed for 5 years
Current guaranteed terms are shown from live rate records. Surrender details are omitted because an exact contract schedule is not linked in the current data.
Best fit
Buyers comparing the currently published guarantee terms who will confirm the applicable surrender schedule before purchase.
Available guarantee terms
2, 3, 4, 5, 6, and 7 years
AM Best
A Excellent
Free withdrawal
3%/yr
Availability
49 jurisdictions (excl. California, New York)
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Guaranteed Rates by Term
| Term | Surrender term | Rate effective | Published rate |
|---|---|---|---|
| 2-Year | Not available | Jul 31, 2026 | 4.15%Rate convention not stated |
| 3-Year | Not available | Jul 31, 2026 | 4.45%Rate convention not stated |
| 4-Year | Not available | Jul 31, 2026 | 4.75%Rate convention not stated |
| 5-Year | Not available | Jul 31, 2026 | 5.55%Rate convention not stated |
| 6-Year | Not available | Jul 31, 2026 | 5.55%Rate convention not stated |
| 7-Year | Not available | Jul 31, 2026 | 5.55%Rate convention not stated |
Key Features
Free withdrawal
3%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
1Nursing home waiver
Death benefit
Death BeneftBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Carrier Ratings
Free Comparison Report
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See how Platinum Assure compares for your age, state, premium, and income goals alongside other Americo MYGA options.