Palladium MYG Max
American National Life Insurance Company
Best available rate
5.8%
5-yr guarantee · $250,000+ premium
Up to 5.8% depending on guarantee term and premium band.
View all rates and terms ↓10%
Free W/D
53
Available jurisdictions
Rates as of August 24, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Palladium MYG Max
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this American National Life Insurance Company product.
Live product data
Rates as of August 24, 2026, from AdvisorWorld and CANNEX.
Lead-term guaranteed rate
5.45% guaranteed for 10 years
Current guaranteed terms are shown from live rate records. Surrender details are omitted because an exact contract schedule is not linked in the current data.
Best fit
Buyers comparing the currently published guarantee terms who will confirm the applicable surrender schedule before purchase.
Available guarantee terms
3, 5, 6, 7, and 10 years
AM Best
A Excellent
Free withdrawal
10%/yr
Availability
53 jurisdictions (excl. New York)
Free Comparison Report
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See how Palladium MYG Max compares for your age, state, premium, and income goals alongside other American National Life Insurance Company MYGA options.
Guaranteed Rates by Term
| Term | Surrender term | Rate effective | $5,000–$99,999Premium · comparable annual rate | $100,000–$249,999Premium · comparable annual rate | $250,000+Premium · comparable annual rate |
|---|---|---|---|---|---|
| 3-Year | Not available | Aug 19, 2026 | 5.35%Rate convention not stated | 5.45%Rate convention not stated | 5.6%Rate convention not stated |
| 5-Year | Not available | Aug 19, 2026 | 5.55%Rate convention not stated | 5.65%Rate convention not stated | 5.8%Rate convention not stated |
| 6-Year | Not available | Aug 19, 2026 | 5.4672%Effective annual rate · full term9.65% first year · 4.65% renewal | 5.5672%Effective annual rate · full term9.75% first year · 4.75% renewal | 5.7172%Effective annual rate · full term9.9% first year · 4.9% renewal |
| 7-Year | Not available | Aug 19, 2026 | 5.3%Rate convention not stated | 5.4%Rate convention not stated | 5.55%Rate convention not stated |
| 10-Year | Not available | Aug 19, 2026 | 5.2%Rate convention not stated | 5.3%Rate convention not stated | 5.45%Rate convention not stated |
Key Features
Surrender waivers
3Disability waiver, Nursing home waiver, Terminal illness waiver
Death benefit
Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single lifeContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Carrier Ratings
Free Comparison Report
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See how Palladium MYG Max compares for your age, state, premium, and income goals alongside other American National Life Insurance Company MYGA options.