Secure Term Fixed Annuity V
New York Life Insurance and Annuity Corporation (NYLIAC)
4.9%
7-yr guarantee
Rates as of July 21, 2026 · last-known-good data. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
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guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this New York Life Insurance and Annuity Corporation (NYLIAC) product.
Available guarantee terms
3, 5, and 7 years
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.75% |
| 5-Year | 4.8% |
| 7-Year | 4.9% |
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See how Secure Term Fixed Annuity V compares for your age, state, premium, and income goals alongside other New York Life Insurance and Annuity Corporation (NYLIAC) MYGA options.