Professional-Grade Annuity Research Tools
The same tools licensed advisors use to analyze, compare, and recommend annuity products, now available to you. Powered by AnnuityRatesHQ market research.
Market Intelligence
AnnuityRatesHQ market data updated with current product terms.
Top 10 Annuities
Current leaders within separate like-for-like MYGA rate, no-fee FIA cap, and FIA lifetime withdrawal-rate cohorts from live AnnuityRatesHQ market data.
Open toolMarket Rate Snapshot
Current MYGA rates across all terms, top FIA cap and participation rates, and income rider payout ranges.
Open toolCarrier Strength Overview
Filter AM Best ratings attached to current MYGA and FIA product observations checked for the matching annuity type by state, premium, product type, and rating tier.
Open toolReports & Illustrations
Generate scenario-specific reports, compliance documentation, and decision support.
Product Illustration
Build a year-by-year hypothetical FIA crediting path for a live annual S&P 500 cap strategy using its current cap and strategy-fee terms.
Open toolWhole Income Comparison
Compare FIA income riders, annuitization, DIA, and SPIA in one view — monthly income, liquidity, control, and what you give up.
Open toolIncome Strategy Comparison
Compare current FIA income-rider strategies by lifetime withdrawal rate, disclosed rider fee, carrier rating, age, deferral, and state.
Open toolPortfolio Strategy Report
Build separate MYGA, no-fee FIA accumulation, and FIA income sections from current data checked for the matching annuity type, with clearly labeled user-hypothetical calculations.
Open toolMYGA Ladder Builder
Auto-build an optimized MYGA ladder across multiple terms. Compare strategies, view maturity timelines, and carrier diversification.
Open toolInteractive Income Report
Move a deferral slider and compare current monthly lifetime income across 2–4 FIA riders.
Open toolRetirement Readiness Report
Compare a user-entered retirement income target with other hypothetical monthly income and current first-year FIA rider income estimates.
Open toolFee Break-Even Analysis
Compare how two visitor-entered annual fee assumptions compound against the same hypothetical gross return, with a shareable year-by-year result.
Open toolEmbeddable Annuity Calculators
Build free copy-paste MYGA ladder, income comparison, or fee break-even embed code with a visible AnnuityRatesHQ source link.
Open toolPortfolio & Monitoring Reports
Review and document owned annuity performance, changes, and recommended actions.
Annual Review Report
Turn user-entered annual statement figures into a cash-flow-adjusted checkup, income-target comparison, disclosed-charge summary, and family-level CANNEX market context.
Open toolRate Change Report
Create a shareable summary of observed CANNEX change events for one annuity type, time period, and minimum magnitude, with links to the detailed ledger.
Open toolMaturity & Rollover Report
Compare user-entered MYGA maturity proceeds and an existing rate with current alternatives for the same state, premium, and term.
Open toolPortfolio Health Summary
Compare user-entered MYGA and FIA holding metrics with separate current family-safe references, formula-based review flags, and next actions.
Open toolRate-data methodology
Tools that show current MYGA or FIA figures use the same live CANNEX data behind our rate statistics and rate pages. Dated averages, medians, top rates, sample sizes, append-only daily verification records, permanent month-end archives, and source notes are published in the annuity rate statistics hub; daily benchmarks and their existing trend charts remain in the Annuity Rate Index.
Free public tools. No gate.
Open the live tools directly. No subscription, email wall, PDF gate, or download is required to use and share the public results.
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