Secure Term Choice II — New York Life Insurance and Annuity Corporation (NYLIAC)
New York Life Insurance and Annuity Corporation (NYLIAC)
Rates as of September 25, 2026 · last-known-good data. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
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Run numbers for Secure Term Choice II
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this New York Life Insurance and Annuity Corporation (NYLIAC) product.
Available guarantee terms
3, 4, 5, 6, and 7 years
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Guaranteed Rates by Term
| Term | Surrender term | Published rate |
|---|---|---|
| 3-Year | Not available | 5.25%Rate convention not stated |
| 4-Year | Not available | 5.25%Rate convention not stated |
| 5-Year | Not available | 5.3%Rate convention not stated |
| 6-Year | Not available | 5.3%Rate convention not stated |
| 7-Year | Not available | 5.35%Rate convention not stated |
Free Comparison Report
Get a Secure Term Choice II rate report
See how Secure Term Choice II compares for your age, state, premium, and income goals alongside other New York Life Insurance and Annuity Corporation (NYLIAC) MYGA options.