4.8%
5-yr guarantee
Rates as of July 23, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 5-Year | 4.8% |
| 7-Year | 4.8% |
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See how Smart Saver NY compares for your age, state, premium, and income goals alongside other Protective Life Insurance Company MYGA options.