Rates as of September 21, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
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Run numbers for Smart Saver NY
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Protective Life Insurance Company product.
Available guarantee terms
5 and 7 years
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Guaranteed Rates by Term
| Term | Surrender term | Published rate |
|---|---|---|
| 5-Year | Not available | 5.1%Rate convention not stated |
| 7-Year | Not available | 5.1%Rate convention not stated |
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See how Smart Saver NY compares for your age, state, premium, and income goals alongside other Protective Life Insurance Company MYGA options.