Annuity rate data updated daily

Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates

Live · updated daily from CANNEX

The Annuity Rate Index

The daily benchmark for the U.S. annuity market, tracking guaranteed rates, index caps, participation rates, and income payouts across the CANNEX-backed AdvisorWorld public feed.

As of June 18, 2026 at 5:21 AM UTC · source: CANNEX via AdvisorWorld
MYGA 5-Year6.29%No comparable daily deltaMYGA 3-Year5.91%No comparable daily deltaMYGA 7-Year6.38%No comparable daily deltaMYGA 10-Year6.37%No comparable daily deltaFIA S&P 500 Cap Index12.50%+95 bpsFIA S&P 500 Participation Index64.00%+100 bpsSPIA Income IndexUnavailableNo comparable daily deltaDIA Income IndexUnavailableNo comparable daily deltaMYGA 5-Year6.29%No comparable daily deltaMYGA 3-Year5.91%No comparable daily deltaMYGA 7-Year6.38%No comparable daily deltaMYGA 10-Year6.37%No comparable daily deltaFIA S&P 500 Cap Index12.50%+95 bpsFIA S&P 500 Participation Index64.00%+100 bpsSPIA Income IndexUnavailableNo comparable daily deltaDIA Income IndexUnavailableNo comparable daily delta
MYGA 5-Year Rate Index
6.29%
No comparable daily delta
Guaranteed rate · 5-year · avg top 10
FIA S&P 500 Cap Index
12.50%
+95 bps today
Cap rate · S&P 500 · 1-year point-to-point · avg top 10
FIA S&P 500 Participation Index
64.00%
+100 bps today
Participation rate · S&P 500 · 1-year point-to-point · avg top 10
SPIA Income Index
Unavailable
No comparable daily delta
Guaranteed monthly income · avg top 10
Flagship benchmark

MYGA 5-Year Rate Index

The headline guaranteed-rate benchmark: current value is the average of the top declared 5-year MYGA rates in CANNEX. Historical top-single-rate points appear separately when comparable top-N history is not present.

6.29%index · guaranteed · 5-year
No comparable daily delta
MYGA 5-Year Index (CANNEX)Top single rate5-Year CD avg · benchmark, not CANNEX
Historical chart unavailable from the public history feed.

CANNEX rate snapshots currently include MYGA product availability rows, but not guaranteed-rate history for this term.

Market pulse · today

Who moved, and which way

Market breadth
+0net carriers raising
0 raised0 cut19 unchanged
Today's biggest moves

No CANNEX rate-change events returned for today.

Movers come from CANNEX rate-change events and show AM Best ratings when the feed returns them.

Put it everywhere

Embed the live index. Cite the source.

Advisors and publishers can embed the live Annuity Rate Index on any page. The widget updates from the same CANNEX-backed API and links back to this benchmark page.

Cite this: AnnuityRatesHQ Annuity Rate Index, MYGA 5-Year, 6.29% (June 18, 2026 at 5:21 AM UTC). https://annuityrateshq.com/rate-index
Live embeddable widget · preview
ARHQ Annuity Rate Index · Jun 18
MYGA 5-Year6.29%
FIA Cap · S&P 1-Year12.50%
SPIA income · 65M/$100kUnavailable
Powered by AnnuityRatesHQ · CANNEX
<script async src="https://annuityrateshq.com/embed/rate-index.js" data-theme="light"></script>
How it's built

Methodology & honesty

Sourced live from CANNEX

Each current index value is computed from the live CANNEX-backed AdvisorWorld public API. If a metric is unavailable, the page says so.

One metric per index

Each index averages the top 10 declared values for one defined metric. Caps, participation rates, guaranteed rates, and income payouts are not blended.

Citable and embeddable

The same public JSON powers this page, the widget, and the Dataset schema. Date modified matches the visible as-of timestamp.

CD benchmark: 1.35% · FDIC national rates via FRED · not from CANNEX.
See best annuity rates

The Annuity Rate Index is computed from the CANNEX-backed AdvisorWorld public API and updates daily. Each index tracks a single defined metric and scenario. CD figures are market benchmarks, not CANNEX rates. Educational information only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC insured.