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Multi-Year Guaranteed Annuity

Secure Term Fixed Annuity Iv Fp Series

New York Life Insurance and Annuity Corporation (NYLIAC)

4.7%

7-yr guarantee

Rates as of July 21, 2026 · last-known-good data. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.

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guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this New York Life Insurance and Annuity Corporation (NYLIAC) product.

Available guarantee terms

3, 5, and 7 years

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Guaranteed Rates by Term

TermGuaranteed Rate
3-Year4.55%
5-Year4.6%
7-Year4.7%

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See how Secure Term Fixed Annuity Iv Fp Series compares for your age, state, premium, and income goals alongside other New York Life Insurance and Annuity Corporation (NYLIAC) MYGA options.