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Best 4-Year MYGA Rates

Top 4-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of October 2, 2026 - 25 products ranked

#CarrierProduct4-Year RateAM Best
1Oxford Life Insurance CompanyMulti Select6.05%A
2Mountain Life Insurance CompanyAlpine Horizon6.05%B-
3Oceanview Life and Annuity CompanyHarbourview Multi-Year Guaranteed Annuity5.60%A
4Nationwide Life Insurance CompanySecure Growth5.50%A+
5Corebridge FinancialAmerican Pathway Fixed 4 Annuity5.50%A
6Massachusetts Mutual Life Insurance CompanyPremier Voyage5.50%A++
7Corebridge FinancialPathway Choice5.50%A
8Massachusetts Mutual Life Insurance CompanyStable Voyage5.45%A++
9Protective Life Insurance CompanySmart Saver NY5.35%A+
10New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term MVA II5.30%A++
11Corebridge FinancialAmerican Pathway Vision MYG5.30%A
12Clear Spring Life and Annuity CompanyPreserve Multi-Year Guaranteed Annuity5.30%A-
13New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Choice II5.25%A++
14New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Fixed Annuity V5.25%A++
15GBU Financial Life Insurance CompanyAsset Guard5.25%A-
16Nassau Life and Annuity CompanySimple Annuity5.25%B++
17Corebridge FinancialPathway Choice Prime NY5.25%A
18Corebridge FinancialFirst Choice 45.20%A
19Sagicor Life Insurance CompanyMilestone Max MYGA5.20%A
20Sagicor Life Insurance CompanyMilestone MYGA5.15%A
21Western-Southern Life Assurance CompanySmartSelect Two5.15%A+
22Talcott Financial GroupEverStead MYGA5.15%A-
23New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Fixed Annuity IV - FP Series5.05%A++
24S.USA Life Insurance Company Inc.Select Choice Plus5.05%A-
25Corebridge FinancialPathway Choice Focus NY5.05%A

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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