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Best 4-Year MYGA Rates

Top 4-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of August 2, 2026 - 25 products ranked

#CarrierProduct4-Year RateAM Best
1Western-Southern Life Assurance CompanyMultiRate6.15%A+
2Western-Southern Life Assurance CompanyMultiRate6.10%A+
3Mountain Life Insurance CompanyAlpine Horizon6.05%B+
4Mountain Life Insurance CompanyAlpine Horizon5.80%B+
5Oceanview Life and Annuity CompanyHarbourview Multi-Year Guaranteed Annuity5.60%A
6Oxford Life Insurance CompanyMulti Select5.45%A
7Nassau Life and Annuity CompanySimple Annuity5.25%B++
8Nationwide Life Insurance CompanySecure Growth5.10%A+
9Massachusetts Mutual Life Insurance CompanyPremier Voyage5.05%A++
10Massachusetts Mutual Life Insurance CompanyStable Voyage5.00%A++
11Corebridge FinancialAmerican Pathway Fixed 4 Annuity5.00%A
12Corebridge FinancialPathway Choice5.00%A
13Pacific Guardian LifeDiamond Head MYGA5.00%A
14Integrity Life Insurance Company (W&S)MultiVantage4.95%A+
15GBU Financial Life Insurance CompanyAsset Guard4.95%A-
16Sagicor Life Insurance CompanyMilestone Max MYGA4.95%A
17New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term MVA II4.90%A++
18Sagicor Life Insurance CompanyMilestone MYGA4.90%A
19New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Choice II4.85%A++
20New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Fixed Annuity V4.85%A++
21Talcott Financial GroupEverStead MYGA4.85%A-
22Corebridge FinancialAmerican Pathway Vision MYG4.80%A
23Protective Life Insurance CompanySmart Saver NY4.75%A+
24Americo Financial Life and Annuity Insurance CompanyPlatinum Assure4.75%A
25Corebridge FinancialPathway Choice Prime NY4.75%A

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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