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Best 4-Year MYGA Rates

Top 4-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of September 5, 2026 - 25 products ranked

#CarrierProduct4-Year RateAM Best
1Mountain Life Insurance CompanyAlpine Horizon6.05%B-
2Oceanview Life and Annuity CompanyHarbourview Multi-Year Guaranteed Annuity5.60%A
3Oxford Life Insurance CompanyMulti Select5.50%A
4Nationwide Life Insurance CompanySecure Growth5.35%A+
5Clear Spring Life and Annuity CompanyPreserve Multi-Year Guaranteed Annuity5.30%A-
6GBU Financial Life Insurance CompanyAsset Guard5.25%A-
7Nassau Life and Annuity CompanySimple Annuity5.25%B++
8Sagicor Life Insurance CompanyMilestone Max MYGA5.20%A
9Sagicor Life Insurance CompanyMilestone MYGA5.15%A
10Corebridge FinancialAmerican Pathway Fixed 4 Annuity5.10%A
11Corebridge FinancialPathway Choice5.10%A
12Massachusetts Mutual Life Insurance CompanyPremier Voyage5.05%A++
13Massachusetts Mutual Life Insurance CompanyStable Voyage5.00%A++
14Protective Life Insurance CompanySmart Saver NY5.00%A+
15Pacific Guardian LifeDiamond Head MYGA5.00%A
16New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term MVA II4.95%A++
17Corebridge FinancialPathway Choice Prime NY4.95%A
18Corebridge FinancialAmerican Pathway Vision MYG4.90%A
19New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Choice II4.85%A++
20New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Fixed Annuity V4.85%A++
21Talcott Financial GroupEverStead MYGA4.85%A-
22Corebridge FinancialFirst Choice 44.80%A
23Americo Financial Life and Annuity Insurance CompanyPlatinum Assure4.75%A
24Corebridge FinancialPathway Choice Focus NY4.75%A
25New York Life Insurance and Annuity Corporation (NYLIAC)Secure Term Fixed Annuity IV - FP Series4.65%A++

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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