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Best 4-Year MYGA Rates

Top 4-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of October 23, 2026 - 25 products ranked

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#	Carrier	Product	4-Year Rate	AM Best
1	Mountain Life Insurance Company	Alpine Horizon	6.05%	B-
2	Oxford Life Insurance Company	Multi Select	5.75%	A
3	Americo Financial Life and Annuity Insurance Company	Platinum Assure	5.70%	A
4	Corebridge Financial	American Pathway Fixed 4 Annuity	5.60%	A
5	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.60%	A
6	Massachusetts Mutual Life Insurance Company	Premier Voyage	5.60%	A++
7	Clear Spring Life and Annuity Company	Preserve Multi-Year Guaranteed Annuity	5.60%	A-
8	Corebridge Financial	Pathway Choice	5.60%	A
9	Massachusetts Mutual Life Insurance Company	Stable Voyage	5.55%	A++
10	Nassau Life and Annuity Company	Simple Annuity	5.55%	B++
11	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term MVA II	5.50%	A++
12	Nationwide Life Insurance Company	Secure Growth	5.50%	A+
13	Protective Life Insurance Company	Smart Saver NY	5.50%	A+
14	Talcott Financial Group	EverStead MYGA	5.50%	A-
15	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Choice II	5.45%	A++
16	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Fixed Annuity V	5.45%	A++
17	Corebridge Financial	American Pathway Vision MYG	5.40%	A
18	S.USA Life Insurance Company Inc.	Select Choice Plus	5.40%	A-
19	Sagicor Life Insurance Company	Milestone Max MYGA	5.40%	A
20	Sagicor Life Insurance Company	Milestone MYGA	5.35%	A
21	Corebridge Financial	First Choice 4	5.30%	A
22	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Fixed Annuity IV - FP Series	5.25%	A++
23	GBU Financial Life Insurance Company	Asset Guard	5.25%	A-
24	Corebridge Financial	Pathway Choice Prime NY	5.25%	A
25	Western-Southern Life Assurance Company	SmartSelect Two	5.15%	A+

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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