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Best 4-Year MYGA Rates

Top 4-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of November 12, 2026 - 25 products ranked

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#	Carrier	Product	4-Year Rate	AM Best
1	Mountain Life Insurance Company	Alpine Horizon	6.05%	B-
2	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.90%	A
3	Oxford Life Insurance Company	Multi Select	5.80%	A
4	Clear Spring Life and Annuity Company	Preserve Multi-Year Guaranteed Annuity	5.80%	A-
5	Americo Financial Life and Annuity Insurance Company	Platinum Assure	5.70%	A
6	Sagicor Life Insurance Company	Milestone Max MYGA	5.70%	A
7	Sagicor Life Insurance Company	Milestone MYGA	5.65%	A
8	Talcott Financial Group	EverStead MYGA	5.65%	A-
9	Corebridge Financial	American Pathway Fixed 4 Annuity	5.60%	A
10	Corebridge Financial	Pathway Choice	5.60%	A
11	Nassau Life and Annuity Company	Simple Annuity	5.55%	B++
12	Nationwide Life Insurance Company	Secure Growth	5.50%	A+
13	Protective Life Insurance Company	Smart Saver NY	5.50%	A+
14	Corebridge Financial	American Pathway Vision MYG	5.40%	A
15	S.USA Life Insurance Company Inc.	Select Choice Plus	5.40%	A-
16	Massachusetts Mutual Life Insurance Company	Premier Voyage	5.35%	A++
17	Massachusetts Mutual Life Insurance Company	Stable Voyage	5.30%	A++
18	Corebridge Financial	First Choice 4	5.30%	A
19	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term MVA II	5.25%	A++
20	GBU Financial Life Insurance Company	Asset Guard	5.25%	A-
21	Corebridge Financial	Pathway Choice Prime NY	5.25%	A
22	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Choice II	5.20%	A++
23	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Fixed Annuity V	5.20%	A++
24	Western-Southern Life Assurance Company	MultiRate	5.15%	A+
25	Corebridge Financial	Pathway Choice Focus NY	5.05%	A

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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Best 4-Year MYGA Rates

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