Best 4-Year MYGA Rates

Top 4-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of July 14, 2026 - 25 products ranked

#	Carrier	Product	4-Year Rate	AM Best
1	Mountain Life Insurance Company	Alpine Horizon	6.05%	B+
2	Mountain Life Insurance Company	Alpine Horizon	5.80%	B+
3	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.30%	A
4	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.30%	A
5	Clear Spring Life and Annuity Company	Preserve Multi-Year Guaranteed Annuity	5.30%	A-
6	Nassau Life and Annuity Company	Simple Annuity	5.25%	B++
7	Oxford Life Insurance Company	Multi Select	5.25%	A
8	Nationwide Life Insurance Company	Secure Growth	5.10%	A+
9	Corebridge Financial	American Pathway Fixed 4 Annuity	5.00%	A
10	Corebridge Financial	Pathway Choice	5.00%	A
11	Pacific Guardian Life	Diamond Head MYGA	5.00%	A
12	GBU Financial Life Insurance Company	Asset Guard	4.95%	A-
13	Massachusetts Mutual Life Insurance Company	Premier Voyage	4.95%	A++
14	Sagicor Life Insurance Company	Milestone Max MYGA	4.95%	A-
15	Massachusetts Mutual Life Insurance Company	Stable Voyage	4.90%	A++
16	Sagicor Life Insurance Company	Milestone MYGA	4.90%	A-
17	Talcott Financial Group	EverStead MYGA	4.85%	A-
18	Corebridge Financial	American Pathway Vision MYG	4.80%	A
19	Protective Life Insurance Company	Smart Saver NY	4.75%	A+
20	Americo Financial Life and Annuity Insurance Company	Platinum Assure	4.75%	A
21	Americo Financial Life and Annuity Insurance Company	Platinum Assure	4.75%	A
22	Corebridge Financial	Pathway Choice Prime NY	4.75%	A
23	Corebridge Financial	First Choice 4	4.70%	A
24	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term MVA II	4.65%	A++
25	New York Life Insurance and Annuity Corporation (NYLIAC)	Secure Term Choice II	4.60%	A++

Rankings based on live CANNEX rate data. Subject to change. Verify rates directly with carriers.

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