Best available rate
5%
4-yr guarantee · 4-yr surrender schedule · $100,000+ premium
Up to 5% depending on guarantee term and premium band.
View all rates and terms ↓5%
Free W/D
49
Available jurisdictions
Rates as of August 12, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for American Pathway Fixed 4 Annuity
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Corebridge Financial product.
Live product data
Rates as of August 12, 2026, from AdvisorWorld and CANNEX.
4-year guaranteed rate
5% guaranteed for 4 years
A four-year MYGA from Corebridge with an aligned surrender period, an annual withdrawal allowance, and nursing-home and terminal-illness waivers.
Best fit
Buyers seeking a four-year fixed-rate commitment with defined liquidity provisions from an established carrier.
Available guarantee terms
4 years
AM Best
A Excellent
Surrender period
4 years
Free withdrawal
5%/yr
Availability
49 jurisdictions (excl. Idaho, New York)
Minimum premium
$25,000
Product analyst notes
How to think about this contract
Why it can stand out
- The four-year guarantee period and surrender period align, giving buyers one clear commitment window.
- The contract includes an annual free-withdrawal allowance plus nursing-home and terminal-illness surrender waivers.
- Single and joint ownership and annuitization choices are available for qualified and non-qualified money.
What to confirm
- This product publishes one guarantee term, so buyers wanting a different time horizon need another contract.
- Withdrawals above the available allowance during the surrender period can face both a surrender charge and a market-value adjustment.
- The standard death benefit is based on contract value rather than an enhanced legacy benefit.
Not ideal for
Buyers who need a different guarantee period, unrestricted early access, market-linked growth, or a lifetime-income rider.
Free Comparison Report
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See how American Pathway Fixed 4 Annuity compares for your age, state, premium, and income goals alongside other Corebridge Financial MYGA options.
Guaranteed Rates by Term
| Term | Surrender term | Rate effective | $25,000–$99,999Premium · comparable annual rate | $100,000+Premium · comparable annual rate |
|---|---|---|---|---|
| 4-Year | 4-Year schedule | Aug 10, 2026 | 4.75%Rate convention not stated | 5%Rate convention not stated |
Key Features
Free withdrawal
5%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
4-Year Version
Yr 1
8%
Yr 2
7%
Yr 3
7%
Yr 4
6%
After
0%
Nursing home waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
Free Comparison Report
Get an American Pathway Fixed 4 Annuity rate report
See how American Pathway Fixed 4 Annuity compares for your age, state, premium, and income goals alongside other Corebridge Financial MYGA options.