Annuity rate data from AdvisorWorld and CANNEX carrier feeds
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6.30% - Corebridge Financial, 3-year fixed annuity rate, AM Best A. Compare MYGA rates by term and carrier strength below.
Fixed annuity rates shown here are MYGA guaranteed rates pulled from CANNEX through AdvisorWorld across 21 carriers in this filtered view. AM Best ratings are shown beside rates so the rate-strength tradeoff is visible.
Comparable by term
The large figure uses an A- or better carrier floor. The all-carrier high stays beside it so the strength tradeoff is visible. Step and simple quotes enter only through their full-term comparable annual rate.
Choose a term and premium, then filter rates by state availability, carrier, and minimum AM Best rating. The first page shows up to 25 matching products instead of one highlighted rate.
Verified first-page rate snapshot
Ranked by full-term comparable annual rate · swipe the table to see every column →
Showing the verified rows from the server-rendered first page. The full matching catalogue could not be refreshed, so this snapshot is not a complete market result.
| Compare | Carrier | Product | Term | Comparable | Advertised | Schedule | AM Best | Availability | Premium | Free W/D | Rate date | Details |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Corebridge Financial | American Pathway Fixed 7 Annuity | 3-year | 6.30% | 6.30% year 1 | Step · bonus | A | Select state | $100,000+ | View details | |||
| Corebridge Financial | American Pathway Fixed 5 Annuity | 3-year | 6.10% | 6.10% year 1 | Step · bonus | A | Select state | $100,000+ | View details | |||
| Midland National Life Insurance Company | Oak ADVantage | 3-year | 5.80% | 5.80% | Flat | A+ | Select state | Varies | View details | |||
| Midland National Life Insurance Company | Oak ADVantage Care | 3-year | 5.80% | 5.80% | Flat | A+ | Select state | Varies | View details | |||
| Aspida Life Insurance Company | Aspida Advisory MYGA | 3-year | 5.80% | 5.80% | Flat | A- | Select state | $100,000+ | View details | |||
| Athene Annuity and Life Company | Athene MaxRate | 3-year | 5.75% | 5.75% | Flat | A+ | Select state | $100,000+ | View details | |||
| American National Insurance Company | Palladium MYG Max | 3-year | 5.75% | 5.75% | Flat | A | Select state | $100,000 - $250,000 | View details | |||
| Security Benefit Life Insurance Company | Advanced Choice | 3-year | 5.75% | 5.75% | Flat | A- | Select state | $100,000+ | View details | |||
| Axonic Insurance Services | Waypoint MYGA | 3-year | 5.75% | 5.75% | Flat | A- | Select state | $100,000+ | View details | |||
| Nationwide Life Insurance Company | Secure Growth | 3-year | 5.70% | 5.70% | Flat | A+ | Select state | $100,000+ | View details | |||
| Athene Annuity and Life Company | Athene MYG | 3-year | 5.70% | 5.70% | Flat | A+ | Select state | $100,000+ | View details | |||
| Pacific Life Insurance Company | Expedition II | 3-year | 5.70% | 5.70% | Flat | A+ | Select state | $100,000+ | View details | Not published | ||
| Pacific Life Insurance Company | Pacific Harbor | 3-year | 5.70% | 5.70% | Flat | A+ | Select state | Up to $200,000 | View details | Not published | ||
| Corebridge Financial | American Pathway Advisory | 3-year | 5.70% | 5.70% | Flat | A | Select state | $100,000 - $250,000 | View details | |||
| S.USA Life Insurance Company Inc. | Select Choice | 3-year | 5.70% | 5.70% | Flat | A- | Select state | $100,000+ | View details | |||
| Aspida Life Insurance Company | Synergy Choice MYGA | 3-year | 5.70% | 5.70% | Flat | A- | Select state | $100,000+ | View details | |||
| Axonic Insurance Services | Incline MYGA | 3-year | 5.70% | 5.70% | Flat | A- | Select state | $100,000+ | View details | |||
| Global Atlantic - Forethought Life Insurance Company | SecureFore | 3-year | 5.65% | 5.65% | Flat | A | Select state | $100,000+ | View details | |||
| Global Atlantic - Forethought Life Insurance Company | SecureFore II | 3-year | 5.65% | 5.65% | Flat | A | Select state | $100,000+ | View details | |||
| Delaware Life | Apex MYGA | 3-year | 5.65% | 5.65% | Flat | A- | Select state | $100,000+ | View details | |||
| Delaware Life | Pinnacle Plus MYGA | 3-year | 5.65% | 5.65% | Flat | A- | Select state | $100,000+ | View details | |||
| S.USA Life Insurance Company Inc. | Select Choice Plus | 3-year | 5.65% | 5.65% | Flat | A- | Select state | $100,000+ | View details | |||
| Pacific Life Insurance Company | Expedition 2 with MVA | 3-year | 5.60% | 5.60% | Flat | A+ | Select state | $100,000+ | View details | Not published | ||
| American National Insurance Company | Palladium MYG | 3-year | 5.60% | 5.60% | Flat | A | Select state | $100,000 - $250,000 | View details | |||
| Oxford Life Insurance Company | Multi Select | 3-year | 5.60% | 5.60% | Flat | A | Select state | Varies | View details |
Catalogue status
The verified first-page rows remain available above. A full-catalogue refresh is required before showing market totals, distribution, or top-rate statistics.
Rates sourced from CANNEX Financial Exchanges. State filters return products available in that state when AdvisorWorld provides state-filtered results. Select any product for details. Updated dates appear in the expanded product detail when available; rate feed dates may vary by carrier.
Full term
Flat rates stay as stated; simple and step schedules use a compound-equivalent annual rate across the full term.
3·10 years
Compare 3-, 5-, 7-, and 10-year rates against your actual liquidity timeline.
A-↑
The guarantee depends on the issuing carrier's claims-paying ability. The finder defaults to AM Best A- or better and lets you expose every rating.
See current MYGA rates for your state, premium, age, and term in a personalized comparison.
Get my rate reportMYGA rates vary by term and carrier. In this view, the median 3-year comparable annual rate is 5.68% across 60 rates.
For most people searching fixed annuity rates, yes: MYGA rates are multi-year guaranteed fixed annuity rates. The carrier guarantees the fixed interest rate for the stated term.
The highest comparable 3-year rate in the A- or better cohort shown is 6.30% from Corebridge Financial. This figure is calculated from 60 rates in that selected-term cohort and can change with the filters.
MYGAs and CDs both offer fixed rates for a term, but MYGA growth is tax-deferred and backed by the issuing insurer rather than FDIC insurance. The CD rate shown here is a benchmark, not a CANNEX annuity rate.
No. Fixed annuity guarantees are backed by the issuing insurance carrier's claims-paying ability. They are not bank deposits and are not FDIC insured.
Sources and data: fixed annuity and MYGA rates shown here are sourced from CANNEX Financial Exchanges via AdvisorWorld, with rates observed October 29, 2026. The CD figure is the FDIC national 60-month CD benchmark via FRED, not a CANNEX rate. Rates vary by state, premium band, and issue age. Educational only - not advice, a quote, or a carrier-approved illustration.
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Machine-readable citation contract
Cite this page for its methodology or interpretation. Current figures may refresh, so this canonical page URL is not a frozen data citation. To quote a market statistic, use the citation showing its observed as-of date and immutable JSON verification URL published by the Annuity Rate Statistics hub. Bulk product-level CANNEX records are not licensed for redistribution.
<a href='https://annuityrateshq.com/rate-index'>Rate data: AnnuityRatesHQ Annuity Rate Index</a>Full attribution terms and copy-ready HTML: annuityrateshq.com/cite-us
A multi-year guaranteed annuity locks a guaranteed rate like a CD, but it is tax-deferred and backed by the issuing insurer rather than FDIC insurance.
CD benchmark source: FDIC national rates via FRED. CDs may be FDIC or NCUA insured when held at eligible institutions and within applicable limits; annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC insured.
Guaranteed fixed annuity rate changes detected from the CANNEX daily refresh.
Oceanview Life and Annuity Company - Guarantee-period yield moved from 5.60% to 5.90%
Guarantee-period yield · 4-year guarantee
Oceanview Life and Annuity Company - First-year rate component moved from 5.20% to 5.30%
First-year component · 3-year guarantee
Oceanview Life and Annuity Company - Guarantee-period yield moved from 5.20% to 5.30%
Guarantee-period yield · 3-year guarantee
Oceanview Life and Annuity Company - Guarantee-period yield moved from 5.05% to 5.15%
Guarantee-period yield · 2-year guarantee
Source: CANNEX daily refresh. MYGA movements reflect guaranteed or credited rate changes by term; availability can still vary by carrier, state, and premium band.