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MYGA Rates by Guarantee Term
One hub per guarantee term, each with the full visible CANNEX rate table - not just the top of the leaderboard. Comparable annual rates as of October 23, 2026.
2-Year MYGA Rates
5.65%
Top 2-year comparable annual rate
- Average
- 4.72%
- Rates
- 20
- Carriers
- 12
3-Year MYGA Rates
6.30%
Top 3-year comparable annual rate
- Average
- 5.32%
- Rates
- 107
- Carriers
- 57
4-Year MYGA Rates
6.05%
Top 4-year comparable annual rate
- Average
- 5.24%
- Rates
- 33
- Carriers
- 20
5-Year MYGA Rates
6.45%
Top 5-year comparable annual rate
- Average
- 5.60%
- Rates
- 126
- Carriers
- 62
6-Year MYGA Rates
6.10%
Top 6-year comparable annual rate
- Average
- 5.34%
- Rates
- 31
- Carriers
- 23
7-Year MYGA Rates
6.65%
Top 7-year comparable annual rate
- Average
- 5.49%
- Rates
- 114
- Carriers
- 55
10-Year MYGA Rates
6.50%
Top 10-year comparable annual rate
- Average
- 5.54%
- Rates
- 36
- Carriers
- 27
20-Year MYGA Rates
5.19%
Top 20-year comparable annual rate
- Average
- 5.17%
- Rates
- 2
- Carriers
- 1
Sources and data: all MYGA rates are sourced from CANNEX Financial Exchanges via AdvisorWorld, as of October 23, 2026, at a $100,000 premium with no state filter. Term hubs without current rates are omitted until data is available. Rates vary by state, premium band, and issue age. Educational only - not advice, a quote, or a carrier-approved illustration.
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