MYGA Rates by Guarantee Term
One hub per guarantee term, each with the full visible CANNEX rate table - not just the top of the leaderboard. Comparable annual rates as of August 21, 2026.
2-Year MYGA Rates
5.25%
Top 2-year comparable annual rate
- Average
- 4.51%
- Rates
- 20
- Carriers
- 12
3-Year MYGA Rates
6.00%
Top 3-year comparable annual rate
- Average
- 4.97%
- Rates
- 107
- Carriers
- 56
4-Year MYGA Rates
6.05%
Top 4-year comparable annual rate
- Average
- 4.84%
- Rates
- 33
- Carriers
- 20
5-Year MYGA Rates
6.30%
Top 5-year comparable annual rate
- Average
- 5.25%
- Rates
- 125
- Carriers
- 61
6-Year MYGA Rates
6.00%
Top 6-year comparable annual rate
- Average
- 5.05%
- Rates
- 31
- Carriers
- 23
7-Year MYGA Rates
6.35%
Top 7-year comparable annual rate
- Average
- 5.15%
- Rates
- 113
- Carriers
- 55
10-Year MYGA Rates
6.30%
Top 10-year comparable annual rate
- Average
- 5.34%
- Rates
- 35
- Carriers
- 27
20-Year MYGA Rates
5.21%
Top 20-year comparable annual rate
- Average
- 4.42%
- Rates
- 2
- Carriers
- 1
Sources and data: all MYGA rates are sourced from CANNEX Financial Exchanges via AdvisorWorld, as of August 21, 2026, at a $100,000 premium with no state filter. Term hubs without current rates are omitted until data is available. Rates vary by state, premium band, and issue age. Educational only - not advice, a quote, or a carrier-approved illustration.