MYGA Rates by Guarantee Term
One hub per guarantee term, each with the full visible CANNEX rate table - not just the top of the leaderboard. Live guaranteed rates as of July 14, 2026.
2-Year MYGA Rates
5.25%
Top 2-year guaranteed rate
- Average
- 4.25%
- Rate rows
- 29
- Carriers
- 12
3-Year MYGA Rates
6.13%
Top 3-year guaranteed rate
- Average
- 4.77%
- Rate rows
- 186
- Carriers
- 56
4-Year MYGA Rates
6.05%
Top 4-year guaranteed rate
- Average
- 4.59%
- Rate rows
- 50
- Carriers
- 20
5-Year MYGA Rates
6.65%
Top 5-year guaranteed rate
- Average
- 5.04%
- Rate rows
- 219
- Carriers
- 61
6-Year MYGA Rates
6.84%
Top 6-year guaranteed rate
- Average
- 5.01%
- Rate rows
- 40
- Carriers
- 23
7-Year MYGA Rates
7.04%
Top 7-year guaranteed rate
- Average
- 4.97%
- Rate rows
- 195
- Carriers
- 54
10-Year MYGA Rates
7.75%
Top 10-year guaranteed rate
- Average
- 5.44%
- Rate rows
- 56
- Carriers
- 27
Sources and data: all MYGA rates are sourced from CANNEX Financial Exchanges through the AdvisorWorld public API, as of July 14, 2026, at a $100,000 premium with no state filter. Term hubs whose feed returns no rows are hidden rather than shown with fallback numbers. Rates vary by state, premium band, and issue age. Educational only - not advice, a quote, or a carrier-approved illustration.