Best available rate
5.5%
7-yr guarantee · 7-yr surrender schedule · $100,000+ premium
Up to 5.5% depending on guarantee term and premium band.
View all rates and terms ↓10%
Free W/D
49
Available jurisdictions
Rates as of August 17, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for SecureFore II
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Global Atlantic Financial Group product.
Live product data
Rates as of August 17, 2026, from AdvisorWorld and CANNEX.
7-year guaranteed rate
5.5% guaranteed for 7 years
A three-, five-, or seven-year fixed annuity from Global Atlantic with annual access, several event-based waivers, and an MVA.
Best fit
Buyers outside California who want a multi-term rate lock from a strongly rated carrier and can hold through the selected surrender period.
Available guarantee terms
3, 5, and 7 years
AM Best
A Excellent
Available surrender terms
3, 5, and 7 years
Free withdrawal
10%/yr
Availability
49 jurisdictions (excl. California, New York)
Product analyst notes
How to think about this contract
Why it can stand out
- Three guarantee-period choices let buyers select a fixed-rate horizon without changing product families.
- Annual free withdrawals are backed by nursing-home, terminal-illness, and marital-status waivers in the live contract data.
What to confirm
- Applicable early withdrawals can face a market value adjustment as well as surrender charges.
- This broad non-California filing is separate from the California-only SecureFore contract; buyers should use the page matching their state.
Not ideal for
California buyers, who should compare the sibling SecureFore filing, or buyers who want to avoid MVA exposure.
Free Comparison Report
Get a SecureFore II rate report
See how SecureFore II compares for your age, state, premium, and income goals alongside other Global Atlantic Financial Group MYGA options.
Guaranteed Rates by Term
| Term | Surrender term | Rate effective | $10,000–$99,999Premium · comparable annual rate | $100,000+Premium · comparable annual rate |
|---|---|---|---|---|
| 3-Year | 3-Year schedule | Aug 5, 2026 | 4.9%Rate convention not stated | 5.1%Rate convention not stated |
| 5-Year | 5-Year schedule | Aug 5, 2026 | 5.1%Rate convention not stated | 5.3%Rate convention not stated |
| 7-Year | 7-Year schedule | Aug 5, 2026 | 5.3%Rate convention not stated | 5.5%Rate convention not stated |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
3Medically related surrenders, Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
3-Year Version
Yr 1
8%
Yr 2
8%
Yr 3
7%
After
0%
5-Year Version
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
After
0%
7-Year Version
Yr 1
8%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Medically related surrenders, Nursing home waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
Free Comparison Report
Get a SecureFore II rate report
See how SecureFore II compares for your age, state, premium, and income goals alongside other Global Atlantic Financial Group MYGA options.