5.4%
7-yr guarantee
38
States
Product analyzer
Run live numbers for Oak ADVantage Care
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Midland National product.
Availability
38 states
Surrender period
7 years
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 5.35% |
| 5-Year | 5.5% |
| 7-Year | 5.4% |
Key Features
Free withdrawal
0%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, RMD waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
3%
Yr 2
3%
Yr 3
3%
Yr 4
3%
Yr 5
3%
Yr 6
3%
Yr 7
3%
After
0%
Nursing home waiver, RMD waiver, Surrender waivers
Carrier Ratings
Free Comparison Report
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See how Oak ADVantage Care compares for your age, state, premium, and income goals alongside other Midland National MYGA options.