Best 2-Year MYGA Rates

Top 2-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of August 2, 2026 - 25 products ranked

#	Carrier	Product	2-Year Rate	AM Best
1	Western-Southern Life Assurance Company	MultiRate	6.25%	A+
2	Western-Southern Life Assurance Company	MultiRate	6.20%	A+
3	Mountain Life Insurance Company	Secure Summit	5.25%	B+
4	Axonic Insurance Services	Incline Advisory MYGA	5.20%	A-
5	CL Life and Annuity Insurance Company	CL Sundance	5.15%	B++
6	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.05%	A
7	Mountain Life Insurance Company	Secure Summit	5.00%	B+
8	Axonic Insurance Services	Waypoint MYGA	5.00%	A-
9	Axonic Insurance Services	Incline MYGA	5.00%	A-
10	GBU Financial Life Insurance Company	Asset Guard	4.95%	A-
11	GBU Financial Life Insurance Company	Future Flex 5	4.80%	A-
12	Aspida Life Insurance Company	Aspida Advisory MYGA	4.50%	A-
13	GBU Financial Life Insurance Company	Future Flex 8	4.40%	A-
14	Aspida Life Insurance Company	WealthLock MYGA Plus	4.25%	A-
15	Massachusetts Mutual Life Insurance Company	Premier Voyage	4.20%	A++
16	Aspida Life Insurance Company	Synergy Choice MYGA	4.15%	A-
17	Americo Financial Life and Annuity Insurance Company	Platinum Assure	4.15%	A
18	Aspida Life Insurance Company	Synergy Choice MYGA	4.10%	A-
19	Aspida Life Insurance Company	Synergy Choice MYGA	4.05%	A-
20	Aspida Life Insurance Company	WealthLock MYGA	3.95%	A-
21	Talcott Financial Group	EverStead MYGA	3.95%	A-
22	SILAC Insurance Company	Secure Savings Elite	3.90%	B+
23	SILAC Insurance Company	Secure Savings Elite	3.84%	B+
24	SILAC Insurance Company	Secure Savings Elite	3.80%	B+
25	ELCO Mutual Life and Annuity	Guardian Eagle	3.50%	B++

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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