Best available rate
5.75%
5-yr guarantee · 5-yr surrender schedule · $100,000+ premium
Up to 5.75% depending on guarantee term and premium band.
View all rates and terms ↓10%
Free W/D
44
Available jurisdictions
Rates as of August 7, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Incline Advisory MYGA
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Axonic Insurance Services (AIS) product.
Live product data
Rates as of August 7, 2026, from AdvisorWorld and CANNEX.
5-year guaranteed rate
5.75% guaranteed for 5 years
An advisory-channel Axonic MYGA with a broad menu of flat guaranteed terms and a five-year lead comparison.
Best fit
Safety-first advisory clients with sufficient premium who want to select a fixed-rate term from one flexible filing.
Available guarantee terms
2, 3, 5, 7, and 10 years
AM Best
A- Excellent
Available surrender terms
2, 3, 5, 7, and 10 years
Free withdrawal
10%/yr
Availability
44 jurisdictions (restricted footprint)
Minimum premium
$20,000
Product analyst notes
How to think about this contract
Why it can stand out
- A broad term menu lets advisory-channel buyers choose a short, middle, or long fixed-rate commitment within one filing.
- Every published term is a flat guarantee-period rate rather than a first-year teaser followed by an undisclosed renewal rate.
What to confirm
- The headline scenario sits in the higher premium band, so buyers should confirm that their deposit qualifies for the displayed rate.
- A market value adjustment can affect an early exit, and this MYGA offers no index-linked upside or lifetime-income rider.
Not ideal for
Buyers below the headline premium band, seeking market-linked growth, or needing guaranteed lifetime withdrawals.
Free Comparison Report
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Guaranteed Rates by Term
| Term | Surrender term | $20,000–$99,999Premium | $100,000+Premium |
|---|---|---|---|
| 2-Year | 2-Year schedule | 5%Rate convention not stated | 5.2%Rate convention not stated |
| 3-Year | 3-Year schedule | 5.2%Rate convention not stated | 5.4%Rate convention not stated |
| 5-Year | 5-Year schedule | 5.55%Rate convention not stated | 5.75%Rate convention not stated |
| 7-Year | 7-Year schedule | 5.2%Rate convention not stated | 5.4%Rate convention not stated |
| 10-Year | 10-Year schedule | 5.2%Rate convention not stated | 5.4%Rate convention not stated |
Key Features
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Carrier Ratings
Free Comparison Report
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See how Incline Advisory MYGA compares for your age, state, premium, and income goals alongside other Axonic Insurance Services (AIS) MYGA options.