Best 10-Year MYGA Rates

Top 10-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of August 22, 2026 - 25 products ranked

#	Carrier	Product	10-Year Rate	AM Best
1	Canvas Annuity	Canvas Future Fund 10 Year	6.30%	B++
2	Sentinel Security Life	Personal Choice Annuity	6.25%	B
3	Revol One Insurance Company	DirectGrowth MYGA	6.25%	B++
4	Heartland National Life Insurance Company	Secure Rate Pro	6.15%	B++
5	Farmers Life Insurance Company	Safeguard Plus	6.05%	B++
6	Wichita National Life Insurance	Security MYGA	6.05%	B+
7	Atlantic Coast Life	Safe Harbor Bonus Guarantee	5.91%	B
8	Atlantic Coast Life	Safe Haven Bonus Guarantee	5.90%	B
9	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.80%	A
10	Mountain Life Insurance Company	Secure Summit	5.75%	B+
11	EquiTrust Life Insurance Company	Certainty Select	5.70%	B++
12	Heartland National Life Insurance Company	Secure Rate MYGA	5.70%	B++
13	Royal Neighbors of America	Multi-year Guarantee Annuity	5.65%	A
14	Oceanview Life and Annuity Company	Sky Harbourview Multi-Year Guaranteed Annuity	5.55%	A
15	Delaware Life	Pinnacle Plus MYGA	5.55%	A-
16	Oxford Life Insurance Company	Multi Select	5.55%	A
17	Lincoln Financial	MyGuarantee Plus	5.50%	A
18	Reliance Standard Life Insurance Company	Reliance Guarantee	5.50%	A++
19	ELCO Mutual Life and Annuity	Guardian Eagle	5.50%	B++
20	Axonic Insurance Services	Waypoint MYGA	5.50%	A-
21	Talcott Financial Group	EverStead MYGA	5.50%	A-
22	Lincoln Financial	Lincoln Select	5.40%	A
23	Clear Spring Life and Annuity Company	Preserve Multi-Year Guaranteed Annuity	5.40%	A-
24	Axonic Insurance Services	Incline Advisory MYGA	5.40%	A-
25	Axonic Insurance Services	Incline MYGA	5.30%	A-

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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