Best 10-Year MYGA Rates

Top 10-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

CANNEX data as of October 2, 2026 - 25 products ranked

#	Carrier	Product	10-Year Rate	AM Best
1	Canvas Annuity	Canvas Future Fund 10 Year	6.50%	B++
2	Oxford Life Insurance Company	Multi Select	6.35%	A
3	Wichita National Life Insurance	Security MYGA	6.30%	B+
4	Revol One Insurance Company	DirectGrowth MYGA	6.30%	B++
5	Sentinel Security Life	Personal Choice Annuity	6.25%	B
6	Farmers Life Insurance Company	Safeguard Plus	6.15%	B++
7	Heartland National Life Insurance Company	Secure Rate Pro	6.15%	B++
8	Atlantic Coast Life	Safe Harbor Bonus Guarantee	5.91%	B
9	Reliance Standard Life Insurance Company	Reliance Guarantee	5.90%	A++
10	Oceanview Life and Annuity Company	Sky Harbourview Multi-Year Guaranteed Annuity	5.90%	A
11	Atlantic Coast Life	Safe Haven Bonus Guarantee	5.90%	B
12	Oceanview Life and Annuity Company	Harbourview Multi-Year Guaranteed Annuity	5.80%	A
13	Royal Neighbors of America	Multi-year Guarantee Annuity	5.80%	A
14	Mountain Life Insurance Company	Secure Summit	5.75%	B-
15	EquiTrust Life Insurance Company	Certainty Select	5.70%	B++
16	ELCO Mutual Life and Annuity	Guardian Eagle	5.70%	B++
17	Talcott Financial Group	EverStead MYGA	5.70%	A-
18	Corebridge Financial	American Pathway Vision MYG	5.65%	A
19	Delaware Life	Pinnacle Plus MYGA	5.65%	A-
20	Axonic Insurance Services	Waypoint MYGA	5.60%	A-
21	Lincoln Financial	MyGuarantee Plus	5.50%	A
22	Lincoln Financial	Lincoln Select	5.50%	A
23	Heartland National Life Insurance Company	Secure Rate MYGA	5.45%	B++
24	Clear Spring Life and Annuity Company	Preserve Multi-Year Guaranteed Annuity	5.40%	A-
25	Axonic Insurance Services	Incline Advisory MYGA	5.40%	A-

Rankings based on CANNEX rate data verified as of the date shown above. Subject to change. Verify rates directly with carriers.

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