Secure Rate Pro
Heartland National Life Insurance Company
6.15%
10-yr guarantee
10%
Free W/D
33
States
Product analyzer
Run live numbers for Secure Rate Pro
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Heartland National Life Insurance Company product.
Free withdrawal
10%/yr
Availability
33 states
Surrender period
10 years
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See how Secure Rate Pro compares for your age, state, premium, and income goals alongside other Heartland National Life Insurance Company MYGA options.
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 5.8% |
| 5-Year | 6.1% |
| 7-Year | 6.1% |
| 10-Year | 6.15% |
Key Features
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
9.2%
Yr 2
8.3%
Yr 3
7.4%
Yr 4
6.5%
Yr 5
5.6%
Yr 6
4.7%
Yr 7
3.75%
Yr 8
2.85%
Yr 9
1.9%
Yr 10
0.95%
After
0%
Carrier Ratings
Free Comparison Report
Get a Secure Rate Pro rate report
See how Secure Rate Pro compares for your age, state, premium, and income goals alongside other Heartland National Life Insurance Company MYGA options.