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Multi-Year Guaranteed Annuity

Multi-year Guarantee Annuity

Royal Neighbors of America

5.5%

10-yr guarantee

10%

Free W/D

43

States

Free withdrawal

10%/yr

Availability

43 states

Surrender period

10 years

Guaranteed Rates by Term

TermGuaranteed Rate
3-Year4.8%
5-Year5.35%
9-Year5.1%
10-Year5.5%

Key Features

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender Schedule

Yr 1

9%

Yr 2

8%

Yr 3

7%

Yr 4

6%

Yr 5

5%

Yr 6

4%

Yr 7

3%

Yr 8

2%

Yr 9

1%

Yr 10

0.5%

After

0%

Carrier Ratings

AM BestA

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