Multi-year Guarantee Annuity
Royal Neighbors of America
5.65%
10-yr guarantee
10%
Free W/D
43
States
Product analyzer
Run live numbers for Multi-year Guarantee Annuity
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Royal Neighbors of America product.
Free withdrawal
10%/yr
Availability
43 states
Surrender period
10 years
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.95% |
| 5-Year | 5.5% |
| 9-Year | 5.25% |
| 10-Year | 5.65% |
Key Features
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Yr 8
2%
Yr 9
1%
Yr 10
0.5%
After
0%
Carrier Ratings
Free Comparison Report
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See how Multi-year Guarantee Annuity compares for your age, state, premium, and income goals alongside other Royal Neighbors of America MYGA options.