Power Index Plus Income
Corebridge Financial
6.6%
Best Cap
10%
Free W/D
50
States
A fixed index annuity that combines growth potential tied to market performance with principal protection and guaranteed lifetime income. Designed for retirees seeking a balance between growth and security.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$25,000
Surrender
7 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Franklin Quality Dividend Total Return 5% Index | Annual | -- | 67% | -- |
| ML Strategic Balanced Index | Annual | -- | 84% | -- |
| MSCI EAFE Index | Annual | 6.6% | 100% | -- |
| PIMCO Global Optima Index | Annual | -- | 38% | -- |
| Russell 2000 Index | Annual | 6.6% | 100% | -- |
| S&P 500 Index | Annual | 6.6% | 100% | -- |
| Fixed Account | Daily | -- | -- | 2.15% |
Key Features
Principal Protection
0% loss in down marketsYour principal cannot decline due to market downturns. Interest is credited only when the index performs positively.
Index-Based Growth
S&P 500® averaged 10.49% annually over 30 yearsInterest earned is linked to the S&P 500® Index performance without direct stock market investment.
Tax-Deferred Accumulation
Earnings are not taxed until withdrawn, allowing potential for higher asset accumulation.
Guaranteed Lifetime Income
Convert your accumulated value to guaranteed income that lasts your lifetime through annuitization at no extra cost.
Guaranteed Living Benefit Rider (optional)
Annual fee appliesProvides guaranteed lifetime income with potential for rising income in retirement, plus continued access to contract value.
Fixed Account Option
One-year fixed account with a guaranteed rate of interest for stability and predictability.
Highlights
Principal protected from market downturns—you earn interest only on positive index performance
Tax-deferred growth potential linked to the S&P 500® Index without direct stock market risk
Guaranteed lifetime income options, including income that can rise during retirement
No loss of earned interest once credited—gains are locked in and protected from future market declines
Surrender Schedule
Yr 1
8%
Yr 2
7%
Yr 3
6%
Yr 4
5%
Yr 5
4%
Yr 6
3%
Yr 7
2%
After
0%
Activities of daily living, Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Retirees and near-retirees who want growth potential tied to market performance while protecting their principal and ensuring guaranteed income for life.
Consider Alternatives If
Investors seeking direct stock market exposure, those needing immediate liquidity, or individuals uncomfortable with insurance products and long-term commitment.
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