Fixed Indexed Annuity

Power Index Plus Income

American General Life Insurance Co

10%

Free W/D

Available jurisdictions

Product data status: September 18, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

rate data

Run numbers for Power Index Plus Income

rates, riders, crediting strategies, state availability, and contract facts stay scoped to this American General Life Insurance Co product.

Live product data

Rates as of September 18, 2026, from AdvisorWorld and CANNEX.

S&P 500 annual cap rate

A current headline metric is not available for this product. Confirm current terms with the carrier.

A seven-year fixed indexed annuity from a tri-agency-rated Corebridge subsidiary, built on the same chassis as the base Power Index Plus but sold under a 'Plus Income' name that typically signals pairing with a Lifetime Income Plus-family GLWB rider at issue — though no rider data is currently published through the live product feed for this contract.

AdvisorWorld + CANNEX data

Best fit

Buyers who want a shorter seven-year deferral than the carrier's longer Power Select filings and recognizable annual cap exposure across S&P 500, Russell 2000, and MSCI EAFE from a large tri-agency-rated carrier, and who plan to pair the contract with a Lifetime Income Plus-family GLWB rider at issue under separate carrier paperwork.

AM Best

A Excellent

Surrender period

7 years

Free withdrawal

10%/yr

Availability

50 jurisdictions (excl. New York)

Featured crediting strategies

Caps, participation rates, and declared rates are shown separately.

Index / strategyRate mechanicsCreditingSurrenderPremium

S&P 500

S&P 500 Index

unknown

Rate detail not shown

Annual crediting

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

1-year term

7-year surrender

$100,000+

+ 6 additional crediting options (Index not, Franklin, Balanced...)

Lifetime Income Riders

Income rider

Income Max

RMD friendly

Lifetime payout rate6.85% lifetime payout

Annual rider fee1% annual rider fee

Guaranteed roll-up10%/yr

Income rider

Income Plus Multiplier Flex

RMD friendly

Lifetime payout rate6.4% lifetime payout

Annual rider fee1% annual rider fee

Interest multiplier2x interest multiplier

Product analyst notes

How to think about this contract

Why it can stand out

Crediting menu spans recognizable equity benchmark indexes — S&P 500, Russell 2000, and MSCI EAFE — so a buyer gets like-for-like cap comparability against other FIAs across U.S. large-cap, U.S. small-cap, and international developed-market exposures in one contract.
S&P 500 exposure is offered in three different crediting shapes — an annual cap, an annual participation rate, and a performance-trigger strategy — letting a buyer pick the credited-return profile they prefer on the most recognizable index without leaving the contract.
Surrender period runs seven years rather than the ten-year ladder Corebridge uses on its longer-deferral Power Series filings (Power Select Plus Income runs the longer schedule), so the lockup commitment here is meaningfully shorter than the carrier's accumulation-led siblings.
Carrier financial strength is rated by three independent agencies — A.M. Best, S&P, and Moody's all publish current ratings on American General Life — so the strength view on this page is triangulated rather than single-sourced.

What to confirm

The 'Plus Income' suffix is misleading on its own — in the Corebridge Power Series, the Plus Income variants are normally designed to be paired with a Lifetime Income Plus-family GLWB rider at issue, but the live feed currently shows no income rider for this contract. There is no PIV (Protected Income Value) mechanism in the base contract either. Confirm with the carrier whether a Lifetime Income Plus-family rider is currently available on this contract and at what cost before treating the product name as a lifetime-income promise.
Compared with the base Power Index Plus (same seven-year chassis, same nine-strategy menu, same state footprint, same waiver set), this contract's crediting rates run materially lower across the board — a tradeoff consistent with the Plus Income chassis carrying a rider load even when the rider itself is not visible in the live feed. Buyers comparing the two variants should weigh that gap explicitly against whatever rider benefit they expect to attach.
Several of the crediting strategies reference proprietary, volatility-controlled indexes (Franklin Quality Dividend Total Return 5% Index, ML Strategic Balanced Index, PIMCO Global Optima Index). Their participation rates can look high in absolute terms but are not directly comparable to an S&P 500 cap — evaluate each strategy on its own historical and forward characteristics.
Minimum-premium, issue-age bounds, and any market-value-adjustment treatment are not consistently shown on this page — confirm contract minimums, eligibility, the maximum annuitization age, and how partial-surrender values are computed with the carrier before purchase.

Not ideal for

Buyers who need contractually published GLWB rider withdrawal rates shown on this page (the live feed currently shows none for this contract), want a Protected Income Value-style built-in income mechanism (this is not a PIV design), or expect to compare its crediting rates straight against the base Power Index Plus without accounting for the rider-load gap between the two filings.

Free Comparison Report

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See how Power Index Plus Income compares for your age, state, premium, and income goals alongside other American General Life Insurance Co fixed indexed annuity options.

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All crediting strategies

View rate listings (14 strategies)

These are the current crediting strategies available for this product. Use the filters to narrow by index, term, premium band, state rate set, or rate type.

Rate not shown · 1-yr

Index not shown

unknown