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Fixed Indexed Annuity

Power Index Plus Income

Corebridge Financial

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6.6%

Best S&P 500 Annual Cap

10%

Free W/D

50

Jurisdictions

Product data status: July 2, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what Power Index Plus Income would do for you

Set your numbers and switch between growth, income, and liquidity. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer
Illustrative — live CANNEX rates as of July 2, 2026; not a projection or guarantee.
Crediting strategy
Compare against
$150,842
Est. value at age 80 (Power Index Plus Income)
6.6%
Best S&P 500 1-yr point-to-point cap
MSCI EAFE Index — 6.6% Cap (Annual)
✦
How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →
Assumptions: illustrative — applies Power Index Plus Income's published cap rate (6.6% on MSCI EAFE Index) to a calibrated proprietary/volatility-controlled hypothetical index path (~1.9%/yr average, including down years) with a 0% floor over 20 years. Not a projection, quote, or guarantee. Live CANNEX rates as of July 2, 2026.

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See how Power Index Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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Live rate data

Run live numbers for Power Index Plus Income

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Corebridge Financial product.

Live product data

Rates as of July 2, 2026, based on the latest AdvisorWorld scan of CANNEX data.

S&P 500 annual cap rate

6.6% cap on S&P 500

A seven-year fixed indexed annuity from a tri-agency-rated Corebridge subsidiary, built on the same chassis as the base Power Index Plus but sold under a 'Plus Income' name that typically signals pairing with a Lifetime Income Plus-family GLWB rider at issue — though no rider data is currently published through the live product feed for this filing.

1-year termAdvisorWorld + CANNEX data

Best fit

Buyers who want a shorter seven-year deferral than the carrier's longer Power Select filings and recognizable annual cap exposure across S&P 500, Russell 2000, and MSCI EAFE from a large tri-agency-rated carrier, and who plan to pair the contract with a Lifetime Income Plus-family GLWB rider at issue under separate carrier paperwork.

AM Best

A Excellent

Surrender period

7 years

Free withdrawal

10%/yr

Availability

50 jurisdictions (excl. New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

6.6% cap rate

Annual cap

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

4.6% cap rate

Annual cap

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

4.4% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

3.35% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

30% participation rate

Participation

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

20% participation rate

Participation

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

3.05% declared rate

Fixed account

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

2.4% declared rate

Fixed account

Selected state rate set (TX)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

+ 20 additional crediting options (Franklin, Balanced, MSCI EAFE...)

Lifetime Income Riders

Income rider

Income Max

Lifetime payout rate6.1% lifetime payout
Annual rider fee1% annual rider fee
Guaranteed roll-up10%/yr

Income rider

Income Plus Multiplier Flex

Lifetime payout rate5.65% lifetime payout
Annual rider fee1% annual rider fee
Interest multiplier2x interest multiplier

Product analyst notes

How to think about this contract

Why it can stand out

  • Crediting menu spans recognizable equity benchmark indexes — S&P 500, Russell 2000, and MSCI EAFE — so a buyer gets like-for-like cap comparability against other FIAs across U.S. large-cap, U.S. small-cap, and international developed-market exposures in one contract.
  • S&P 500 exposure is offered in three different crediting shapes — an annual cap, an annual participation rate, and a performance-trigger strategy — letting a buyer pick the credited-return profile they prefer on the most recognizable index without leaving the contract.
  • Surrender period runs seven years rather than the ten-year ladder Corebridge uses on its longer-deferral Power Series filings (Power Select Plus Income runs the longer schedule), so the lockup commitment here is meaningfully shorter than the carrier's accumulation-led siblings.
  • Carrier financial strength is rated by three independent agencies — A.M. Best, S&P, and Moody's all publish current ratings on American General Life — so the strength view on this page is triangulated rather than single-sourced.

What to confirm

  • The 'Plus Income' suffix is misleading on its own — in the Corebridge Power Series, the Plus Income variants are normally the chassis designed to be paired with a Lifetime Income Plus-family GLWB rider at issue, but our live product feed returns an empty incomeRiders array for this filing. There is no PIV (Protected Income Value) mechanism in the base contract either. Confirm with the carrier whether a Lifetime Income Plus-family rider is currently available on this contract and at what cost before treating the product name as a lifetime-income promise.
  • Compared with the base Power Index Plus (same seven-year chassis, same nine-strategy menu, same state footprint, same waiver set), this filing's crediting rates run materially lower across the board — a tradeoff consistent with the Plus Income chassis carrying a rider load even when the rider itself is not visible in the live feed. Buyers comparing the two variants should weigh that gap explicitly against whatever rider benefit they expect to attach.
  • Several of the crediting strategies reference proprietary, volatility-controlled indexes (Franklin Quality Dividend Total Return 5% Index, ML Strategic Balanced Index, PIMCO Global Optima Index). Their participation rates can look high in absolute terms but are not directly comparable to an S&P 500 cap — evaluate each strategy on its own historical and forward characteristics.
  • Minimum-premium, issue-age bounds, and any market-value-adjustment treatment are not consistently shown on this page — confirm contract minimums, eligibility, the maximum annuitization age, and how partial-surrender values are computed with the carrier before purchase.

Not ideal for

Buyers who need the contractually published GLWB rider withdrawal rates shown on this page as data (the live feed has no rider rows for this filing), want a Protected Income Value-style built-in income mechanism (this is not a PIV chassis), or expect to compare its crediting rates straight against the base Power Index Plus without accounting for the rider-load gap between the two filings.

Free Comparison Report

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See how Power Index Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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All crediting strategies

View rate listings (36 rows)

These are the current crediting strategy listings returned for this product. Use the filters to narrow by index, term, premium band, state rate set, or rate type.

Par: 84% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Par: 76% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Par: 65% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Par: 30% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Cap: 6.6% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)7-yr surrender$100,000+

Cap: 6.6% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)7-yr surrender$100,000+

Cap: 6.6% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)7-yr surrender$100,000+

Trigger: 4.4% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)7-yr surrender$100,000+

Fixed: 3.05% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)7-yr surrender$100,000+

Par: 73% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Par: 67% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Par: 53% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Par: 20% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)7-yr surrender$100,000+

Cap: 4.6% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)7-yr surrender$100,000+

Cap: 4.6% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)7-yr surrender$100,000+

Cap: 4.6% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)7-yr surrender$100,000+

Trigger: 3.35% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)7-yr surrender$100,000+

Fixed: 2.4% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)7-yr surrender$100,000+

Par: 64% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Par: 56% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Par: 50% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Par: 28% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Cap: 5.85% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Cap: 5.85% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Cap: 5.85% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Trigger: 3.65% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Fixed: 2.8% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Par: 53% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Par: 47% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Par: 38% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Par: 18% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Cap: 3.85% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Cap: 3.85% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Cap: 3.85% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Trigger: 3.1% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Fixed: 2.15% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)7-yr surrenderUp to $99,999.99

Income riders

Income rider

Lifetime Income Max

Lifetime withdrawal rate6.1%
Annual rider fee1%
Withdrawal-base growth10% roll-up

GLWB

Income rider

Lifetime Income Plus Multiplier Flex

Lifetime withdrawal rate5.65%
Annual rider fee1%
Withdrawal-base growth2× multiplier

GLWB

Common questions about Power Index Plus Income

● Can I lose money in Power Index Plus Income?

A negative index return by itself does not reduce the contract's account value: Power Index Plus Income credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

● Is the Lifetime Income Max income rider worth the 1% fee?

It depends on whether you will use the guaranteed income. If you are accumulating only, you can skip it. If you want guaranteed lifetime income later, the 10% roll-up and 6.1% withdrawal rate can make it worthwhile — model it in the Income tab of the analyzer above.

● When can I access my money without a surrender charge?

Up to 10% of your account value each year is penalty-free. The surrender period runs 7 years; after that you reach full liquidity. The Liquidity tab of the analyzer shows the year-by-year surrender charge.

● How do Power Index Plus Income's crediting strategies compare?

Use "Compare against" in the analyzer to overlay another current Power Index Plus Income strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Surrender waivers

4

Activities of daily living, Nursing home waiver, RMD waiver, Terminal illness waiver

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Cap-rate floor

1.00%

Minimum guaranteed cap for cap-based indexed strategies.

Declared-rate floor

1.00%

Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.

Fixed account guarantee

1.00%

Guaranteed minimum interest rate for the fixed account.

Participation-rate floor

5.00%

Minimum guaranteed participation rate for participation-rate indexed strategies.

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 1

8%

Yr 2

7%

Yr 3

6%

Yr 4

5%

Yr 5

4%

Yr 6

3%

Yr 7

2%

After

0%

Nursing home waiver, RMD waiver, Terminal illness waiver, Surrender waivers

Documents

product guide

Power Index Plus Income brochure pdf.pdf

Confidence: highReviewed Apr 14, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power Index Plus Income currently shows 33 distinct indexed or fixed crediting choices across 36 current rate listings, including S&P 500 Index, with 20 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, renewal terms, and fee-bearing rider variants are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 6.6% annual cap
  • S&P 500 Index: 4.6% annual cap
  • S&P 500 Index: 5.85% annual cap
  • S&P 500 Index: 3.85% annual cap

Income rider language

What to look for before treating the rider as income

Lifetime Income Max is the main income-rider entry returned for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.

  • 6.1% withdrawal rate
  • 1% rider fee

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal
  • 7 surrender years
  • Nursing home waiver
  • RMD waiver
  • Terminal illness waiver

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as Power Index Plus Income brochure pdf.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

Free Comparison Report

Get a Power Index Plus Income rate report

See how Power Index Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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