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Fixed Indexed Annuity

Power Index Premier NY

Corebridge Financial

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8%

Best S&P 500 Annual Cap

10%

Free W/D

New York

Only state

Product data status: July 2, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what Power Index Premier NY would do for you

Set your numbers and switch between growth, income, and liquidity. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer
Illustrative — live CANNEX rates as of July 2, 2026; not a projection or guarantee.
Crediting strategy
Compare against
$150,842
Est. value at age 80 (Power Index Premier NY)
8%
Best S&P 500 1-yr point-to-point cap
MSCI EAFE Index — 8.75% Cap (Annual)
✦
How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →
Assumptions: illustrative — applies Power Index Premier NY's published cap rate (8.75% on MSCI EAFE Index) to a calibrated proprietary/volatility-controlled hypothetical index path (~1.9%/yr average, including down years) with a 0% floor over 20 years. Not a projection, quote, or guarantee. Live CANNEX rates as of July 2, 2026.

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See how Power Index Premier NY compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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Live rate data

Run live numbers for Power Index Premier NY

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Corebridge Financial product.

Live product data

Rates as of July 2, 2026, based on the latest AdvisorWorld scan of CANNEX data.

S&P 500 annual cap rate

8% cap on S&P 500

A seven-year-surrender accumulation FIA from a tri-agency-rated carrier, filed only in New York and built around recognizable annual cap strategies on the S&P 500, Russell 2000, MSCI EAFE, and Nasdaq-100 plus S&P 500 and Nasdaq-100 trigger strategies — no optional GLWB income rider on this filing.

1-year termAdvisorWorld + CANNEX data

Best fit

New York buyers who want index-linked accumulation through a mix of cap and trigger mechanics on recognizable US and international equity benchmarks in one contract, prefer a seven-year deferral over a longer ten-year bonus FIA, and don't need a guaranteed lifetime-income rider built into the contract.

AM Best

A Excellent

Surrender period

7 years

Free withdrawal

10%/yr

Availability

New York only

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

5.5% cap rate

Annual cap

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

8% cap rate

Annual cap

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

3.9% trigger rate

Performance trigger

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

6.35% trigger rate

Performance trigger

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

Nasdaq-100

Nasdaq-100 Index

5.75% cap rate

Annual cap

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

Nasdaq-100

Nasdaq-100 Index

8.5% cap rate

Annual cap

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

Nasdaq-100

Nasdaq-100 Index

3.9% trigger rate

Performance trigger

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

Nasdaq-100

Nasdaq-100 Index

6.35% trigger rate

Performance trigger

Selected state rate set (NY)

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

+ 8 additional crediting options (MSCI EAFE, Russell 2000...)

Lifetime Income Riders

Income rider

Income Builder

Lifetime payout rate5% lifetime payout

Product analyst notes

How to think about this contract

Why it can stand out

  • Carrier financial-strength is rated by three independent agencies (A.M. Best, S&P, and Moody's), so the strength view on this page is triangulated rather than single-sourced.
  • Crediting menu spans multiple recognizable equity benchmarks in one contract — annual point-to-point cap strategies on the S&P 500, Russell 2000, MSCI EAFE, and Nasdaq-100, plus annual trigger strategies on the S&P 500 and Nasdaq-100 — so a buyer in New York can pick between cap and trigger mechanics across both US and international benchmarks within a single chassis.
  • Surrender term runs seven years rather than the ten-year ladder common on bonus-paying retail FIAs, and the schedule declines each year — a shorter lockup commitment than many longer-deferral peers.
  • Free-withdrawal allowance and the full seven-year surrender ladder are visible on this page rather than buried in a brochure, alongside a published carrier advisor sheet in the documents section below.

What to confirm

  • This is the New York-only filing of the Power Index family — the 50-state sibling (Power Index Plus) is a different contract on a different filing with a different strategy menu and different cap levels. Buyers outside New York are quoted on the Plus filing, not this one; buyers in New York are quoted on this filing and cannot elect the Plus contract. Confirm which filing the illustration is built against.
  • This contract is NOT a guaranteed-lifetime-withdrawal product. The live feed shows no optional GLWB rider attached and no Protected Income Value chassis — buyers who need a contractually published lifetime-withdrawal rate should look outside this filing.
  • There is no premium bonus and no return-of-premium guarantee on this contract — features that bonus-paying retail FIAs often include. Buyers comparing this to a bonus FIA should weigh the absence of a bonus against the shorter seven-year surrender term.
  • Minimum premium on this filing is materially higher than the carrier's typical FIA entry point — confirm the funding amount fits the contract minimum before building an allocation around it.

Not ideal for

Buyers outside New York (who are quoted on the Power Index Plus 50-state sibling, not this filing), buyers who need a contractually published GLWB lifetime-withdrawal rate, want a premium bonus to offset a longer surrender term, or need a death-benefit roll-up beyond the standard death benefit — none of those are what this contract is built to deliver.

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See how Power Index Premier NY compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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All crediting strategies

View rate listings (24 rows)

These are the current crediting strategy listings returned for this product. Use the filters to narrow by index, term, premium band, state rate set, or rate type.

Cap: 5.75% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 5.75% · 1-yr

Russell 2000 Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 5.75% · 1-yr

Nasdaq-100 Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 5.5% · 1-yr

S&P 500 Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Trigger: 3.9% · 1-yr

S&P 500 Index

trigger

Selected state rate set (NY)7-yr surrender$100,000+

Trigger: 3.9% · 1-yr

Nasdaq-100 Index

trigger

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 8.75% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 8.75% · 1-yr

Russell 2000 Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 8.5% · 1-yr

Nasdaq-100 Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 8% · 1-yr

S&P 500 Index

cap

Selected state rate set (NY)7-yr surrender$100,000+

Trigger: 6.35% · 1-yr

S&P 500 Index

trigger

Selected state rate set (NY)7-yr surrender$100,000+

Trigger: 6.35% · 1-yr

Nasdaq-100 Index

trigger

Selected state rate set (NY)7-yr surrender$100,000+

Cap: 4.75% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Cap: 4.75% · 1-yr

Russell 2000 Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Cap: 4.75% · 1-yr

Nasdaq-100 Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Cap: 4.5% · 1-yr

S&P 500 Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Trigger: 3.15% · 1-yr

S&P 500 Index

trigger

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Trigger: 3.15% · 1-yr

Nasdaq-100 Index

trigger

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Cap: 7.75% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Cap: 7.75% · 1-yr

Russell 2000 Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Cap: 7.5% · 1-yr

Nasdaq-100 Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Cap: 7% · 1-yr

S&P 500 Index

cap

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Trigger: 5.35% · 1-yr

S&P 500 Index

trigger

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Trigger: 5.35% · 1-yr

Nasdaq-100 Index

trigger

Selected state rate set (NY)7-yr surrenderUp to $99,999.99

Income riders

Income rider

Lifetime Income Builder

Lifetime withdrawal rate5%
Annual rider feeNot shown
Withdrawal-base growthNot shown

GLWB

Common questions about Power Index Premier NY

● Can I lose money in Power Index Premier NY?

A negative index return by itself does not reduce the contract's account value: Power Index Premier NY credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

● Is the Lifetime Income Builder income rider worth it?

It depends on whether you will use the guaranteed income. If you are accumulating only, you can skip it. If you want guaranteed lifetime income later, the 5% withdrawal rate can make it worthwhile — model it in the Income tab of the analyzer above.

● When can I access my money without a surrender charge?

Up to 10% of your account value each year is penalty-free. The surrender period runs 7 years; after that you reach full liquidity. The Liquidity tab of the analyzer shows the year-by-year surrender charge.

● How do Power Index Premier NY's crediting strategies compare?

Use "Compare against" in the analyzer to overlay another current Power Index Premier NY strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Cap-rate floor

3.40%

Minimum guaranteed cap for cap-based indexed strategies.

Declared-rate floor

3.15%

Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.

Participation-rate floor

100.00%

Minimum guaranteed participation rate for participation-rate indexed strategies.

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 1

9%

Yr 2

8%

Yr 3

7%

Yr 4

6%

Yr 5

5%

Yr 6

4%

Yr 7

3%

After

0%

Documents

advisor sheet

New-Power-Index-Premier-NY-Index-Annuity.pdf

Confidence: highReviewed Apr 9, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power Index Premier NY currently shows 18 distinct indexed or fixed crediting choices across 24 current rate listings, including S&P 500 Index, with 8 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, renewal terms, and fee-bearing rider variants are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 5.5% annual cap
  • S&P 500 Index: 8% annual cap
  • S&P 500 Index: 4.5% annual cap
  • S&P 500 Index: 7% annual cap

Income rider language

What to look for before treating the rider as income

Lifetime Income Builder is the main income-rider entry returned for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.

  • 5% withdrawal rate

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal
  • 7 surrender years

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as New-Power-Index-Premier-NY-Index-Annuity.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

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See how Power Index Premier NY compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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