Assured Edge Income Achiever
Corebridge Financial
2%
Best Rate
10%
Free W/D
50
States
A fixed annuity that guarantees you lifetime income withdrawals while letting you access your money and grow your future income payments until you're ready to activate. Designed for people 50-80 who want reliable retirement income with flexibility.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$25,000
Surrender
10 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 9-Year | 2% |
| 10-Year | 2% |
Key Features
Guaranteed Lifetime Income Amount (GLIA)
Based on age 50-80 and eligible premiumsYour initial lifetime income is calculated at the end of the first 60 days based on your age and total premiums. It grows by an income credit each year until you activate it.
Income Growth Before Activation
Income credit calculated from initial GLIA × company-set growth rateYour guaranteed lifetime income increases annually through income credits, giving you the potential for higher lifetime payments the longer you wait to activate.
Penalty-Free Withdrawals
10% of prior anniversary contract value, $250 minimumYou can withdraw up to 10% of your contract value annually starting in year one, with no charges or surrender penalties.
Fixed Interest Rate Guarantee
10-year or 9-year initial guarantee periodYour interest rate is locked in and guaranteed for 10 years (9 years in California), with a guaranteed minimum rate renewal annually after that.
Withdrawal Charge Schedule
9% declining to 0% over 10 yearsIf you withdraw more than your penalty-free amount during the guarantee period, charges decline from 9% in year 1 to 0% in year 10.
Minimum Withdrawal Value Guarantee
87.5% minimum guaranteeUpon surrender, death, or annuitization, you're guaranteed to receive at least 87.5% of your premiums paid, less any prior withdrawals, earning the contract's annual rate.
Lifetime Income Flexibility
Monthly, quarterly, semiannual, or annual payment optionsOnce activated, you can receive guaranteed lifetime income monthly, quarterly, semi-annually, or annually for the rest of your life.
Highlights
Guaranteed lifetime income that continues even if your contract value drops to zero
Income grows each year before activation through income credits, potentially increasing your lifetime payments
Flexible withdrawals with access to your money while maintaining lifetime income guarantees
Fixed interest rate locked in for 10 years with a guaranteed minimum floor
No charge for the GLWB rider—it's automatically included
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Activities of daily living, Nursing home waiver, Terminal illness waiver
Best For
Individuals aged 50-80 seeking guaranteed lifetime retirement income they can activate at their own pace, with the flexibility to access funds before activation and the desire for a predictable income floor regardless of market conditions.
Consider Alternatives If
People under 50 or over 80, those who may need large lump-sum access to funds within 10 years, or investors seeking growth-focused products with unlimited flexibility.
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