Power Select AICO
Corebridge Financial
8.5%
Best Cap
10%
Free W/D
49
States
A fixed index annuity that protects your principal from market losses while offering growth potential tied to index performance, plus the option to convert to guaranteed lifetime income. Designed for retirees who want market upside without downside risk.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$25,000
Surrender
5 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Dimensional US Foundations Index | Annual | -- | 135% | -- |
| Invesco New Economy Index | Annual | -- | 33% | -- |
| ML Strategic Balanced Index | Annual | -- | 80% | -- |
| Nasdaq-100 Index | Annual | 8.5% | 100% | -- |
| PIMCO Global Optima Index | Annual | -- | 45% | -- |
| S&P 500 Index | Annual | 8.5% | 100% | -- |
| Fixed Account | Daily | -- | -- | 2.05% |
Key Features
Principal Protection (Power of Zero)
0% loss in down market yearsYour account value doesn't decrease due to market downturns. Losses are never credited to your account.
Index-Based Growth
S&P 500 positive 77% of the time over 30 years (avg 10.49% annual return)Interest is credited based on the performance of an index like the S&P 500, with upside potential when markets rise.
Tax-Deferred Earnings
Earnings taxed only upon withdrawalInterest earned is not taxed until you withdraw it, allowing your money to compound faster than taxable investments.
Guaranteed Lifetime Income
Income for life, similar to a pensionConvert your account to guaranteed income payments that last your entire life at no additional cost through annuitization.
Guaranteed Living Benefit (GLB) Rider
Available in select products for an annual feeOptional rider provides guaranteed lifetime income plus potential for rising income as the contract grows, with continued access to your account value.
Fixed Rate Account Option
Guaranteed rate for first contract yearIncludes a 1-year fixed account with a guaranteed interest rate for those seeking stability.
Highlights
Principal protection—your money doesn't decline if the market goes down
Growth potential linked to stock market performance (like the S&P 500) without direct market risk
Tax-deferred earnings that accumulate without annual tax bills
Guaranteed lifetime income options so you never run out of money in retirement
Surrender Schedule
Yr 1
8%
Yr 2
7%
Yr 3
6%
Yr 4
5%
Yr 5
4%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Retirees or pre-retirees who want to grow retirement savings with market upside while protecting against market losses, and who value guaranteed lifetime income.
Consider Alternatives If
Investors with a high risk tolerance seeking maximum market returns, those needing immediate or frequent access to funds, or those in lower tax brackets who won't benefit from tax deferral.
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