Annuity rate data updated daily

Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates

Fixed Indexed Annuity

Power 10 Protector

Corebridge Financial

Get my rate report

9.6%

Best S&P 500 Annual Cap

10%

Free W/D

50

Jurisdictions

Product data status: July 2, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what Power 10 Protector would do for you

Set your numbers and switch between growth, income, and liquidity. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer
Illustrative — live CANNEX rates as of July 2, 2026; not a projection or guarantee.
Crediting strategy
Compare against
$309,787
Est. value at age 80 (Power 10 Protector)
9.6%
Best S&P 500 1-yr point-to-point cap
S&P 500 Index — 9.6% Cap (Annual)
✦
How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →
Assumptions: illustrative — applies Power 10 Protector's published cap rate (9.6% on S&P 500 Index) to a standard benchmark hypothetical index path (~5.4%/yr average, including down years) with a 0% floor over 20 years. Not a projection, quote, or guarantee. Live CANNEX rates as of July 2, 2026.

Free Comparison Report

Get a Power 10 Protector rate report

See how Power 10 Protector compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Get my rate report

Live rate data

Run live numbers for Power 10 Protector

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Corebridge Financial product.

Live product data

Rates as of July 2, 2026, based on the latest AdvisorWorld scan of CANNEX data.

S&P 500 annual cap rate

9.6% cap on S&P 500

A ten-year fixed indexed annuity from a tri-agency-rated carrier (Corebridge / American General), positioned as the long-surrender accumulation flagship of the Power Protector series — no income rider, no PIV, with an S&P 500 annual cap alongside multi-asset participation strategies including fee-bearing enhanced-participation options and two-year crediting terms.

1-year termAdvisorWorld + CANNEX data

Best fit

Buyers committing to a ten-year deferral who want index-linked accumulation from a large tri-agency-rated carrier, with a recognizable S&P 500 cap they can compare like-for-like to other FIAs plus a menu of multi-asset participation strategies, and who do not need a guaranteed lifetime-income mechanism built into the contract.

AM Best

A Excellent

Surrender period

10 years

Free withdrawal

10%/yr

Availability

50 jurisdictions (excl. New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

9.6% cap rate

Annual cap

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

7% trigger rate

Performance trigger

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

52% participation rate

Participation

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

Enhanced Participation Rate

62% participation rate

Participation

Strategy fee: 1.5%/yr

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

4% declared rate

Fixed account

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

+ 24 additional crediting options (Balanced, PIMCO, AQR DynamiQ...)

Product analyst notes

How to think about this contract

Why it can stand out

  • Index menu spans a recognizable S&P 500 annual cap, a one-year S&P 500 trigger (declared-rate) option, and three proprietary multi-asset participation indexes (ML Strategic Balanced, PIMCO Global Optima, AQR DynamiQ Allocation) — so a buyer gets like-for-like S&P comparability plus diversified participation alternatives in one chassis.
  • Carrier financial strength is rated by three agencies (A.M. Best, S&P, and Moody's), so the strength view here is triangulated rather than single-sourced.
  • Two-year crediting terms are available on the participation strategies, giving buyers a longer-look option with higher participation rates alongside the standard one-year strategies.
  • Free-withdrawal allowance and the full ten-year surrender ladder are visible on this page rather than gated behind a brochure, and three contract waivers (nursing home, terminal illness, RMD) come standard.

What to confirm

  • This contract is NOT an income product. There is no optional GLWB rider and no Protected Income Value mechanism — Corebridge's Power Protector Plus Income siblings (Power 7 Plus Income, Power 10 Plus Income) are the income-oriented members of this family. Do not compare Power 10 Protector's payout side-by-side with a rider-led or PIV-led income FIA; the death benefit here is a standard cash-value benefit with no income-base roll-up.
  • Power 10 Protector is the long-surrender flagship — the ten-year ladder is meaningfully longer than the Power 5 Protector and Power 7 Protector siblings on the same chassis family, and the buyer carries renewal-cap risk for the full ten years against a low guaranteed minimum cap floor.
  • Several of the higher-participation strategies are 'Enhanced Participation Rate' options that carry an explicit annual strategy fee — those headline participation numbers are NOT directly comparable to the no-fee strategies on the same index. The S&P 500 annual cap on this product is the no-fee like-for-like comparison point.
  • Three of the four index strategies (ML Strategic Balanced, PIMCO Global Optima, AQR DynamiQ Allocation) are proprietary multi-asset indexes — their participation rates can look high in absolute terms but are not directly comparable to an S&P 500 cap, so evaluate each strategy on its own historical and forward characteristics.

Not ideal for

Buyers who need a contractually guaranteed lifetime-withdrawal rider, want a built-in Protected Income Value income mechanism, or need a surrender shorter than ten years — for income-oriented buyers in this family, look at Power 7 or Power 10 Protector Plus Income; for shorter lockups, look at Power 5 Protector or Power 7 Protector.

Free Comparison Report

Get a Power 10 Protector rate report

See how Power 10 Protector compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Get my rate report

All crediting strategies

View rate listings (34 rows)

These are the current crediting strategy listings returned for this product. Use the filters to narrow by index, term, premium band, or rate type.

Par: 235% · 1-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

10-yr surrender$100,000+

Par: 165% · 1-yr

AQR DynamiQ Allocation Index

participation

10-yr surrender$100,000+

Par: 140% · 1-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

10-yr surrender$100,000+

Par: 110% · 1-yr

ML Strategic Balanced Index

participation

10-yr surrender$100,000+

Par: 95% · 1-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

10-yr surrender$100,000+

Par: 70% · 1-yr

PIMCO Global Optima Index

participation

10-yr surrender$100,000+

Par: 62% · 1-yr

S&P 500 Index

Enhanced Participation Rate · participation

10-yr surrender$100,000+

Par: 52% · 1-yr

S&P 500 Index

participation

10-yr surrender$100,000+

Cap: 9.6% · 1-yr

S&P 500 Index

cap

10-yr surrender$100,000+

Trigger: 7% · 1-yr

S&P 500 Index

trigger

10-yr surrender$100,000+

Fixed: 4% · 1-yr

Fixed Account

fixed

10-yr surrender$100,000+

Par: 315% · 2-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

10-yr surrender$100,000+

Par: 240% · 2-yr

AQR DynamiQ Allocation Index

participation

10-yr surrender$100,000+

Par: 190% · 2-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

10-yr surrender$100,000+

Par: 140% · 2-yr

ML Strategic Balanced Index

participation

10-yr surrender$100,000+

Par: 135% · 2-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

10-yr surrender$100,000+

Par: 100% · 2-yr

PIMCO Global Optima Index

participation

10-yr surrender$100,000+

Par: 225% · 1-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

10-yr surrenderUp to $99,999.99

Par: 155% · 1-yr

AQR DynamiQ Allocation Index

participation

10-yr surrenderUp to $99,999.99

Par: 120% · 1-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

10-yr surrenderUp to $99,999.99

Par: 90% · 1-yr

ML Strategic Balanced Index

participation

10-yr surrenderUp to $99,999.99

Par: 80% · 1-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

10-yr surrenderUp to $99,999.99

Par: 60% · 1-yr

PIMCO Global Optima Index

participation

10-yr surrenderUp to $99,999.99

Par: 57% · 1-yr

S&P 500 Index

Enhanced Participation Rate · participation

10-yr surrenderUp to $99,999.99

Par: 47% · 1-yr

S&P 500 Index

participation

10-yr surrenderUp to $99,999.99

Cap: 8.6% · 1-yr

S&P 500 Index

cap

10-yr surrenderUp to $99,999.99

Trigger: 6% · 1-yr

S&P 500 Index

trigger

10-yr surrenderUp to $99,999.99

Fixed: 3.75% · 1-yr

Fixed Account

fixed

10-yr surrenderUp to $99,999.99

Par: 305% · 2-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

10-yr surrenderUp to $99,999.99

Par: 230% · 2-yr

AQR DynamiQ Allocation Index

participation

10-yr surrenderUp to $99,999.99

Par: 170% · 2-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

10-yr surrenderUp to $99,999.99

Par: 125% · 2-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

10-yr surrenderUp to $99,999.99

Par: 120% · 2-yr

ML Strategic Balanced Index

participation

10-yr surrenderUp to $99,999.99

Par: 85% · 2-yr

PIMCO Global Optima Index

participation

10-yr surrenderUp to $99,999.99

Income riders

Accumulation-focused — no income rider

This contract is designed for tax-deferred accumulation, not guaranteed lifetime income. No GLWB rider was returned because none is part of the contract design — compare against other accumulation FIAs on cap, participation rate, and surrender terms rather than lifetime income.

Linked review

Power 10 Protector review notes

Explore the Power Protector & Plus Income annuities by American General for secure retirement income—insightful, concise analysis.

4.5/5Read review
Chase Ross

Common questions about Power 10 Protector

● Can I lose money in Power 10 Protector?

A negative index return by itself does not reduce the contract's account value: Power 10 Protector credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

● When can I access my money without a surrender charge?

Up to 10% of your account value each year is penalty-free. The surrender period runs 10 years; after that you reach full liquidity. The Liquidity tab of the analyzer shows the year-by-year surrender charge.

● How do Power 10 Protector's crediting strategies compare?

Use "Compare against" in the analyzer to overlay another current Power 10 Protector strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Surrender waivers

3

Nursing home waiver, RMD waiver, Terminal illness waiver

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Cap-rate floor

1.00%

Minimum guaranteed cap for cap-based indexed strategies.

Declared-rate floor

1.00%

Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.

Fixed account guarantee

1.00%

Guaranteed minimum interest rate for the fixed account.

Participation-rate floor

5.00%

Minimum guaranteed participation rate for participation-rate indexed strategies.

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 1

10%

Yr 2

9%

Yr 3

8%

Yr 4

7%

Yr 5

6%

Yr 6

5%

Yr 7

4%

Yr 8

3%

Yr 9

2%

Yr 10

1%

After

0%

Nursing home waiver, RMD waiver, Terminal illness waiver, Surrender waivers

Documents

rate sheet

AIG : Corebridge Financial – Power 10 Protector Plus Income – Brochure (AIQ-PPPI-10 : 05-23).pdf.pdf

Confidence: highReviewed Apr 14, 2026

Direct link not published — request the document from the carrier.

rate sheet

Corebridge Financial.pdf

Confidence: highReviewed Apr 9, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power 10 Protector currently shows 33 distinct indexed or fixed crediting choices across 41 current rate listings, including S&P 500 Index, with 24 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, renewal terms, and fee-bearing rider variants are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 9.6% annual cap
  • S&P 500 Index: 8.6% annual cap
  • S&P 500 Index: 100% annual participation rate
  • S&P 500 Index: 52% annual participation rate

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal
  • 10 surrender years
  • Nursing home waiver
  • RMD waiver
  • Terminal illness waiver

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as AIG : Corebridge Financial – Power 10 Protector Plus Income – Brochure (AIQ-PPPI-10 : 05-23).pdf.pdf and Corebridge Financial.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

Free Comparison Report

Get a Power 10 Protector rate report

See how Power 10 Protector compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Get my rate report

Related Resources